What type of funds are QQQI and SCHD?

QQQI is categorised as a Derivative Income ETF, while SCHD is a Large Value ETF. This distinction indicates different underlying strategies used to generate returns and distributions for investors.

How do QQQI and SCHD differ in their expense ratios?

QQQI has a 0.68% expense ratio, whereas SCHD's is 0.06%. SCHD is significantly cheaper, with the difference in percentage points being 0.62%.

Do QQQI and SCHD have similar top holdings?

Based on the top 10 holdings listed, QQQI and SCHD have no overlap. QQQI's top holdings include major tech firms, while SCHD's are dominated by dividend-paying stocks in sectors like healthcare and energy.

How do QQQI and SCHD compare in terms of dividend yield?

QQQI offers a very high 13.72% dividend yield, while SCHD provides a 3.11% yield. QQQI's significantly higher yield is typically generated from derivative strategies rather than traditional corporate dividends.

What is the difference between QQQI and SCHD's underlying assets?

QQQI's top holdings are heavily weighted towards technology companies, whereas SCHD's holdings span more traditional value-oriented sectors. QQQI aims for income via derivatives, and SCHD focuses on large value companies.

When were QQQI and SCHD launched?

QQQI was launched on Jan 30, 2024, making it a much newer fund compared to SCHD, which launched on Oct 20, 2011. SCHD has a longer track record.

What is the relative size of QQQI and SCHD?

SCHD has net assets of $112.8 billion, while QQQI has $14.8 billion. This difference in AUM reflects their respective maturity, with SCHD being much larger.

How do ETF distributions typically work?

ETFs like QQQI and SCHD distribute income they earn from their underlying holdings, such as dividends or options premiums. This income can then be paid out to investors or reinvested.

Which investing goals are QQQI and SCHD associated with?

QQQI is designed for investors seeking high current income from derivative-based strategies, often with a growth tilt via tech exposure. SCHD is typically associated with goals focused on consistent dividends from established large-cap companies.

How are QQQI and SCHD affected by different market sectors?

Given their distinct top holdings, QQQI is more exposed to the technology sector, which can be volatile. SCHD provides exposure to established sectors like healthcare and energy, often considered more defensive.

How does a higher expense ratio impact returns over time?

A higher expense ratio, like QQQI's 0.68%, directly reduces the net return an investor earns over time. This is the annual fee paid to fund managers and operating costs.

What are the key differences in strategy between QQQI and SCHD?

QQQI primarily uses options strategies on the Nasdaq 100 to generate high income. SCHD aims to provide reliable dividends by investing in established US companies with a track record of dividend growth.

QQQI vs SCHD

Two funds, one decision: we compare cost, performance and what each ETF actually holds in September 2026.

Compare QQQI (NEOS NASDAQ 100 High Income ETF) and SCHD (US Dividend Equity ETF Schwab) to see how they differ in expense ratios, holdings, and dividend yields. This page outlines their distinct strategies, from derivative income focus to large value positioning, helping you understand each fund's structure. Educational content, not financial advice.

Fund Snapshot

Key Fund Metrics

QQQI

Metric

SCHD

0.68%

Expense Ratio

0.06%

13.72%

Dividend Yield

3.11%

$14.80B

Net Assets

$112.77B

107

Holdings

102

Jan 30, 2024

Inception Date

Oct 20, 2011

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Index Tracked

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Derivative Income

Fund Category

Large Value

SCHD costs about $62.00 less per year for every $10,000 invested.

Shared Top Holdings

These funds do not share any of their top holdings.

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QQQI vs VOO

Compare QQQI and VOO on fees, holdings, dividends, and tracking. QQQI yields 13.72%, VOO yields 1.03%. Expense ratios differ at 0.68% versus 0.03%.

QQQI vs QYLD

Compare QQQI vs QYLD Nasdaq 100 income ETFs. Review 0.68% vs 0.60% fees, 13.72% vs 11.50% yields, and shared tech holdings for informed research.

Investment Analysis

QQQI

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SCHD

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About QQQI and SCHD

QQQI (QQQI)

The NEOS NASDAQ 100 High Income ETF (QQQI) is a derivative income fund designed to offer investors exposure to the technology-heavy NASDAQ 100 index while generating substantial current income. Launched in January 2024, this ETF holds a diversified portfolio of 107 assets, primarily focusing on large-cap technology and growth companies. Its distinguishing feature is the systematic writing of covered call options on the underlying index, a strategy intended to harvest premium income that is distributed to shareholders. With a reported dividend yield of approximately 13.72%, it appeals to those seeking regular cash flow alongside potential capital appreciation. However, investors should note that the covered call strategy may limit upside potential during strong market rallies. The fund has an expense ratio of 0.68%, which is moderate for a derivative-based product. As with all investments, capital is at risk, and values can fluctuate due to market conditions.

SCHD (SCHD)

SCHD (Schwab US Dividend Equity ETF) is an exchange‑traded fund that aims to provide exposure to high-quality U.S. companies that have a history of paying dividends. Managed by Charles Schwab, the ETF screens for firms with stable earnings, reasonable payout ratios and consistent dividend records, concentrating on large‑cap names across a range of sectors. Investors often use SCHD for income and as a core holding to capture dividend yield with the diversification and liquidity of an ETF. It is designed to be a low‑cost, transparent vehicle, though dividends and share prices can fall and past performance is not a guarantee of future results. Suitable for investors seeking income and long‑term total return, it may not fit those focused solely on capital growth or who require guarantees. As with any investment, consider costs, tax treatment and how it fits your wider portfolio before investing.

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QQQI vs SCHD

Fund Snapshot