Progressive vs BBVA

This page compares Progressive Corp. and BBVA, examining business models, financial performance, and market context. It presents neutral, accessible insights to help readers understand similarities and differences without recommendations. Educational content, not financial advice.

This page compares Progressive Corp. and BBVA, examining business models, financial performance, and market context. It presents neutral, accessible insights to help readers understand similarities an...

Comparison Snapshot

Key Financial Metrics

PGR

Metric

BBVA

$121.93B

Market Cap

$144.65B

22.79%

Potential Profit

-6.99%

Buy

Analyst Rating

Strong Buy

Why It's Moving

Progressive Stock Hits 1-Year Low Amid Analyst Downgrades and Insider Selling Pressure.

BMO Capital slashed its price target from $253 to $239 with a 'market perform' rating, while Wells Fargo trimmed theirs to $240, highlighting tempered growth expectations.
Insiders, including the CFO, offloaded over 9,000 shares worth $2M in the past quarter, fueling perceptions of limited near-term upside.
Stock closed at $206 amid a weekly 1.7% gain off lows but 9.2% down over 30 days, trading at a P/E of 11.15 below industry averages.

Sentiment:

🐻Bearish

BBVA Accelerates Share Buyback and Strikes $250M Climate Partnership Deal

Spent €543.8M on buybacks from Jan 19-23, hitting 36% of the first tranche to boost shareholder value.
Committed $250M as strategic LP in ALTÉRRA's $1.2B climate fund, aligning with €700B sustainable financing goal through 2029.
Chair Carlos Torres Vila projects €49B in top-quality capital by 2028, fueling growth in key markets like Mexico and Europe.

Sentiment:

🐃Bullish

Progressive Stock Hits 1-Year Low Amid Analyst Downgrades and Insider Selling Pressure.

BMO Capital slashed its price target from $253 to $239 with a 'market perform' rating, while Wells Fargo trimmed theirs to $240, highlighting tempered growth expectations.
Insiders, including the CFO, offloaded over 9,000 shares worth $2M in the past quarter, fueling perceptions of limited near-term upside.
Stock closed at $206 amid a weekly 1.7% gain off lows but 9.2% down over 30 days, trading at a P/E of 11.15 below industry averages.

Sentiment:

🐻Bearish

BBVA Accelerates Share Buyback and Strikes $250M Climate Partnership Deal

Spent €543.8M on buybacks from Jan 19-23, hitting 36% of the first tranche to boost shareholder value.
Committed $250M as strategic LP in ALTÉRRA's $1.2B climate fund, aligning with €700B sustainable financing goal through 2029.
Chair Carlos Torres Vila projects €49B in top-quality capital by 2028, fueling growth in key markets like Mexico and Europe.

Sentiment:

🐃Bullish

Investment Analysis

Progressive

PGR

Pros

Reported an 11% increase in net premiums written to $6.837 billion in April 2025, reflecting strong premium growth.
Net income surged 134% year-over-year to $986 million, driven by improved underwriting efficiency and revenue growth.
Total policies in force grew by 17%, indicating solid market share expansion in personal and commercial auto insurance.

Considerations

Earnings per share forecast for FY2025 was recently reduced by analysts, suggesting potential near-term earnings pressure.
Missed quarterly earnings estimates in the most recent report, with EPS of $4.45 versus expected $5.04.
Stock declined about 13.8% year-to-date, underperforming peers and reflecting investor concerns about sector regulatory and premium trends.

BBVA

Pros

Large and diversified banking operations across multiple regions including Spain, Mexico, Turkey, South America, and the US.
Reported a net income of $11.88 billion on $36.85 billion revenue in the trailing twelve months, showing substantial profitability.
Relatively low price-to-earnings ratio of about 9.1x, below sector averages, suggesting potential valuation appeal.

Considerations

Shares show moderate volatility with a beta of 1.46, indicating higher sensitivity to market fluctuations.
Valuation metrics like price/book and PEG ratios are slightly above sector averages, possibly indicating less discount than peers.
Analyst consensus upside is limited with a slight potential downside in fair value estimates.

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