PRA Group vs BlackRock Enhanced International Dividend Trust

This page compares PRA Group and BlackRock Enhanced International Dividend Trust, detailing their business models, financial performance, and market context in a neutral, accessible way. It presents objective information to help readers understand how each company operates, performs, and fits within its market landscape. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

PRAA

Metric

BGY

$614.49M

Market Cap

$530.09M

38.38%

Potential Profit

N/A

Buy

Analyst Rating

N/A

Investment Analysis

PRA Group

PRAA

Pros

PRA Group has demonstrated strong portfolio purchase growth of 19% driving a record Estimated Remaining Collections (ERC) of $7.8 billion.
The company maintains profitability with a net income of $91.64 million and a low price-to-earnings ratio of 7.40, indicating potential undervaluation.
PRA Group is supported by a consensus 'Strong Buy' analyst rating and a significant 51% upside in 12-month price targets, reflecting positive market expectations.

Considerations

The stock has recently experienced a 52-week low due to an analyst downgrade, indicating some investor concerns or increased risk perception.
PRA Group has a relatively high beta of 1.54, implying higher stock price volatility compared to the market.
The share price has declined significantly from its 52-week high of $25.43 to current levels near $14, suggesting some recent execution or market confidence challenges.

BlackRock Enhanced International Dividend Trust

BGY

Pros

BlackRock Enhanced International Dividend Trust offers a high dividend yield of 8.78%, appealing to income-focused investors.
The fund has delivered solid year-to-date total returns above 15%, outperforming several benchmarks over recent periods.
With a focus on global diversified equities excluding the US, the fund provides international portfolio diversification benefits.

Considerations

The trust has a high price-to-earnings ratio of 46.77, suggesting potentially rich valuation or lower earnings relative to price.
It operates as a closed-ended fund with derivative use including options writing, which may introduce additional complexity and risks.
The fund’s beta is lower at 0.80, indicating lower volatility but potentially less responsiveness to market gains in bullish conditions.

About The Companies

PRA Group (PRAA)

PRA Group Inc (PRAA) is a specialist buyer and collector of non-performing consumer debt. The company purchases portfolios of charged-off loans at a discount and seeks to recover more than the purchase price through collections, settlements and legal recoveries. PRA operates primarily in the US with international operations that provide geographic diversification. Key things for investors to know include sensitivity to consumer credit cycles, regulatory and legal risk in multiple jurisdictions, and the importance of recovery rates, portfolio pricing and cost control to profitability. With a market capitalisation around $548.20M, PRAA is a smaller-cap financial-services company where cash flow visibility and reserve management often drive valuation. Performance can be volatile: collections fluctuate with economic conditions and regulatory change. This summary is general educational information, not personal advice; values can fall as well as rise and past performance is not a guide to future returns.

BlackRock Enhanced International Dividend Trust (BGY)

The BlackRock Enhanced International Dividend Trust (BGY) is a closed-end investment fund designed for investors seeking income from a global portfolio. Its primary goal is to generate current income and gains by investing in dividend-paying companies located outside of the United States. To potentially boost returns, the Trust employs an 'enhanced' strategy of selling call and put options on its holdings. This provides an additional stream of income on top of the dividends received. The portfolio is diversified across various sectors, including technology, healthcare, and financials, and focuses mainly on large, established companies. Managed by BlackRock, one of the world's largest asset managers, it offers a way to gain exposure to international equity markets. As with any investment, the value can go down as well as up, and past performance is not a reliable indicator of future results.

Which Baskets Do They Appear In?

Phoenixes

These remarkable companies have risen from the ashes of bankruptcy or severe financial distress. Our analysts have carefully selected businesses that emerged stronger, leaner, and ready for their second act of growth after successful restructuring.

Published: June 17, 2025

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Which Baskets Do They Appear In?

Phoenixes

Published: June 17, 2025

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Comparison Snapshot