Pra (PRAA) Stock
Specialist buyer and collector of consumer debt. Here's the price, business snapshot, and what's worth knowing about Pra in October 2026.
PRA Group Inc (PRAA) is a specialist buyer and collector of non-performing consumer debt. The company purchases portfolios of charged-off loans at a discount and seeks to recover more than the purchase price through collections, settlements and legal recoveries. PRA operates primarily in the US with international operations that provide geographic diversification. Key things for investors to know include sensitivity to consumer credit cycles, regulatory and legal risk in multiple jurisdictions, and the importance of recovery rates, portfolio pricing and cost control to profitability. With a market capitalisation around $548.20M, PRAA is a smaller-cap financial-services company where cash flow visibility and reserve management often drive valuation. Performance can be volatile: collections fluctuate with economic conditions and regulatory change. This summary is general educational information, not personal advice; values can fall as well as rise and past performance is not a guide to future returns.
Pra (PRAA) Stock Forecast
Analyst price target, next 12 months
$38.50
+99.8% vs today's $19.27
Price range over the last 12 months
In the middle of its 12-month range
Analysts covering Pra have a consensus 12-month target of $38.50, above the current price of $19.27.
Analyst targets are opinions, not guarantees. Capital at risk. Data as of 27 Oct 2026.
Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.
Sixth Month Growth Performance
Stock Performance Snapshot
Analyst Rating
Analysts suggest holding PRA Group's stock with a target price of $38.5, indicating potential growth.
Financial Health
PRA Group is performing well with solid revenue, profits, and cash flow generation.
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Published: 17 June 2025
Explore BasketWhy You’ll Want to Watch This Stock
Cashflow Focus
Collections can generate steady cash flow when recovery rates hold, but results vary with economic cycles and portfolio quality.
Geographic Reach
Operations span the US and international markets, offering diversification while exposing the business to varied regulatory regimes.
Data and Analytics
Investment in analytics and customer engagement can improve recoveries, though regulatory constraints and competition may limit gains.
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