OneMain Financial vs Affiliated Managers Group

OneMain Financial vs Affiliated Managers Group: This page compares their business models, financial performance, and market context in a neutral, accessible manner. It describes how each company serves customers, structures products, and positions itself within its sector, without asserting judgments or predictions. Educational content, not financial advice.

OneMain Financial vs Affiliated Managers Group: This page compares their business models, financial performance, and market context in a neutral, accessible manner. It describes how each company serve...

Comparison Snapshot

Key Financial Metrics

OMF

Metric

AMG

$7.48B

Market Cap

$8.97B

7.85%

Potential Profit

13.78%

Buy

Analyst Rating

Strong Buy

Investment Analysis

OneMain Financial

OMF

Pros

Consistent strong financial performance with 27% GAAP net income growth and 9% revenue increase year-over-year in 2025.
Robust capital generation with a 29% year-over-year increase, supporting dividend growth and share repurchases.
Leader in the nonprime consumer credit market with $25.9 billion in managed receivables and diversified products including debt consolidation and credit cards.

Considerations

Exposure to economic uncertainty and competitive pressure in the nonprime lending segment could impact future growth.
Rising operating expenses and insurance claims have increased total other expenses by 9% year-over-year.
Long-term debt has increased modestly, which could add to financial leverage risk amid fluctuating credit conditions.

Affiliated Managers Group

AMG

Pros

Experienced asset management firm with diversified revenue streams across multiple investment affiliates.
Strong market position with long-term relationships and scale advantage in active asset management.
Steady fee-based income model provides resilience against market volatility and supports cash flow stability.

Considerations

Highly sensitive to equity market fluctuations impacting assets under management and related fee income.
Increasing competition in the asset management industry pressures margins and client retention.
Exposure to regulatory changes and fee compression trends may challenge future profitability.

About The Companies

OneMain Financial (OMF)

OneMain Holdings, Inc. (OMF) is a US consumer finance company that provides unsecured and secured personal loans to primarily near-prime and subprime borrowers through a combination of physical branches and digital channels. With a market capitalisation of about $6.72 billion, OneMain earns revenue mainly from interest and fees on loans; its business is driven by loan originations, credit underwriting and portfolio performance. Investors should note the firm’s sensitivity to economic cycles and credit conditions: default rates and loss provisioning can rise when unemployment or borrower stress increases. Higher interest rates can boost lending yields but also squeeze borrowers and demand. Regulatory oversight and competition from banks and fintech lenders are additional considerations. This summary is educational only and not personalised advice — values can rise or fall and past performance is not a guarantee of future returns. Suitability depends on an investor’s risk tolerance, time horizon and circumstances; consult a financial adviser for tailored guidance.

Affiliated Managers Group (AMG)

Affiliated Managers Group (AMG) is an American-based global investment management company with a distinctive business model. Instead of developing all its investment products in-house, AMG invests in a diverse range of independent, partner-owned investment firms, which it calls 'Affiliates'. This structure gives it access to a wide variety of specialised investment strategies across different asset classes. These Affiliates serve a global client base, including institutional investors, wealth clients, and high-net-worth individuals and families. AMG's investment scope covers private markets, liquid alternatives, and differentiated long-only strategies. Its Affiliates often focus on sectors with potential long-term structural tailwinds, such as infrastructure, private credit, and industrial decarbonisation. This approach aims to provide a broad and resilient offering for investors, though like all investments, its value can go down as well as up.

Which Baskets Do They Appear In?

Fed Pivot Stocks: Rate Cut Risks & Opportunities

A weaker-than-expected jobs report has increased the likelihood of a Federal Reserve interest rate cut. This theme focuses on companies poised to benefit from lower borrowing costs, which can stimulate lending and consumer spending.

Published: September 8, 2025

Explore Basket

Unlocking Value: The Finance Arm Spinoff

Harley-Davidson is negotiating the sale of a stake in its financing arm, a strategic move to raise significant capital. This theme focuses on other manufacturers with large, valuable financing units that could be prime candidates for similar spin-offs or sales to unlock value.

Published: July 29, 2025

Explore Basket

Which Baskets Do They Appear In?

Fed Pivot Stocks: Rate Cut Risks & Opportunities

A weaker-than-expected jobs report has increased the likelihood of a Federal Reserve interest rate cut. This theme focuses on companies poised to benefit from lower borrowing costs, which can stimulate lending and consumer spending.

Published: September 8, 2025

Explore Basket

Unlocking Value: The Finance Arm Spinoff

Harley-Davidson is negotiating the sale of a stake in its financing arm, a strategic move to raise significant capital. This theme focuses on other manufacturers with large, valuable financing units that could be prime candidates for similar spin-offs or sales to unlock value.

Published: July 29, 2025

Explore Basket

Discover More Comparisons

OneMain Financial vs PJT Partners

OneMain Financial vs FirstCash

OneMain Financial vs FirstCash: a comparison

OneMain Financial vs BOK Financial

OneMain Financial vs Affiliated Managers Group

Comparison Snapshot