Onemain (OMF) Stock
Consumer finance lender for near prime borrowers. Here's the price, business snapshot, and what's worth knowing about Onemain in October 2026.
OneMain Holdings, Inc. (OMF) is a US consumer finance company that provides unsecured and secured personal loans to primarily near-prime and subprime borrowers through a combination of physical branches and digital channels. With a market capitalisation of about $6.72 billion, OneMain earns revenue mainly from interest and fees on loans; its business is driven by loan originations, credit underwriting and portfolio performance. Investors should note the firm’s sensitivity to economic cycles and credit conditions: default rates and loss provisioning can rise when unemployment or borrower stress increases. Higher interest rates can boost lending yields but also squeeze borrowers and demand. Regulatory oversight and competition from banks and fintech lenders are additional considerations. This summary is educational only and not personalised advice — values can rise or fall and past performance is not a guarantee of future returns. Suitability depends on an investor’s risk tolerance, time horizon and circumstances; consult a financial adviser for tailored guidance.
Onemain (OMF) Stock Forecast
Analyst price target, next 12 months
$65.24
+16.5% vs today's $56.02
Price range over the last 12 months
In the middle of its 12-month range
Analysts covering Onemain have a consensus 12-month target of $65.24, above the current price of $56.02.
Analyst targets are opinions, not guarantees. Capital at risk. Data as of 5 Oct 2026.
Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.
Sixth Month Growth Performance
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying OneMain Holdings' stock with a target price of $65.24, indicating potential growth.
Financial Health
OneMain Holdings is performing well with strong revenue and cash flow, indicating financial stability.
Dividend
OneMain Holdings Inc's high dividend yield of 7.48% makes it very appealing for dividend-seeking investors. If you invested $1000 you would be paid $74.80 a year in dividends (based on the last 12 months).
Why You’ll Want to Watch This Stock
Loan Origination Trends
Originations drive growth and revenue; watch underwriting standards and demand patterns, though credit cycles can alter outcomes.
Branch and Digital Mix
A blend of physical branches and online channels helps reach diverse borrowers, but competition and operational costs are ongoing considerations.
Credit Cycle Sensitivity
Performance is closely tied to employment and borrower health — rising defaults can materially impact earnings and capital.
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