What are the expense ratios for IYR and USRT, and what is the difference?

IYR has an expense ratio of 0.37%, while USRT has an expense ratio of 0.08%. The difference is 0.29 percentage points. For every £1,000 invested annually, the higher expense ratio of IYR could result in approximately £2.90 more in fees compared to USRT. Over time, these differences can compound and affect overall returns, so it is crucial to consider the impact of fees on long-term investments.

How do IYR and USRT track the real estate market, and are their indices available?

Both IYR and USRT focus on the U.S. real estate sector but lack specific index tracking information. This means investors must look at the composition of top holdings to understand their exposure. Without index details, evaluating how each fund performs relative to the broader real estate market becomes more challenging, requiring a closer examination of the underlying holdings.

What are the net assets and inception dates for IYR and USRT, and how do they differ?

IYR has net assets of $4.1 billion and was launched on June 12, 2000, offering a longer track record. In contrast, USRT has net assets of $4.3 billion and began on May 1, 2007. Both ETFs are relatively large and liquid, suggesting they can handle trading volumes well, which is beneficial for investors seeking stability and ease of transaction.

How much do IYR and USRT pay in dividends, and what does this mean for income-focused investors?

IYR has a dividend yield of 2.41%, while USRT has a slightly higher yield of 2.77%. For income-focused investors, a higher dividend yield typically means larger cash payouts. Both ETFs offer opportunities for real estate investors to earn income, with USRT providing a bit more income potential based on the current yields provided.

What are the top holdings for IYR and USRT, and how do they compare?

The top holdings for IYR and USRT share several companies: WELL, PLD, EQIX, DLR, SPG, O, PSA, and VTR. Each fund holds WELL as its largest holding, with IYR holding 9.88% and USRT holding 8.89%. The overlap indicates similar exposure within the U.S. real estate market, though slight differences in weights could lead to variations in performance under specific market conditions.

Why might IYR and USRT experience similar or divergent performance despite having overlapping holdings?

Despite overlapping holdings, IYR and USRT may perform differently due to variations in expense ratios and minor differences in top holding weights. Market conditions affecting individual stocks can also impact one fund more than the other. Investors should consider these factors when assessing potential performance, as even slight discrepancies can lead to divergent outcomes over time.

How important are concentration and diversification considerations when comparing IYR and USRT?

Concentration in top holdings such as WELL and PLD can impact diversification benefits. IYR holds WELL at 9.88% and PLD at 9.29%, while USRT holds WELL at 8.89% and PLD at 7.37%. While both ETFs offer broad real estate exposure, their reliance on a few large holdings may limit diversification, making it important to assess these factors relative to individual investment goals.

How should investors interpret the lack of sector weight data for IYR and USRT?

Without sector weight data, understanding the exact composition of each fund becomes challenging. This opacity may require investors to rely more heavily on top holdings analysis and other qualitative factors. It underscores the importance of thorough research beyond just headline figures when evaluating ETF investments.

What does a long track record like that of IYR imply for investors?

IYR's long track record since June 2000 can instil confidence among investors seeking stability and historical performance data. A longer track record provides more insights into how the fund performs through various market cycles, which can be valuable for those who prefer investing in established products with proven histories.

How should an investor evaluate the impact of expenses on long-term returns?

Investors can evaluate the impact of expenses by considering how much fees reduce total returns over extended periods. With IYR's expense ratio being 0.37% versus USRT's 0.08%, the lower-cost fund potentially provides better net returns over time. This underscores the importance of fee comparison alongside performance data when making investment decisions.

IYR vs USRT

Two funds, one decision: we compare cost, performance and what each ETF actually holds in October 2026.

Compare IYR and USRT. We analyse fees, holdings, and dividends. Both funds track the real estate market. See the index focus and asset weights. Educational content, not financial advice.

Fund Snapshot

Key Fund Metrics

IYR

Metric

USRT

0.37%

Expense Ratio

0.08%

2.41%

Dividend Yield

2.77%

$4.13B

Net Assets

$4.35B

Holdings

127

Jun 12, 2000

Inception Date

May 1, 2007

–

Index Tracked

–

Real Estate

Fund Category

Real Estate

USRT costs about $29.00 less per year for every $10,000 invested.

Shared Top Holdings

Holding	IYR	USRT
WELLWelltower Inc.	9.88%	8.89%
PLDPrologis, Inc.	9.29%	7.37%
EQIXEquinix, Inc.	4.65%	6.22%
DLRDigital Realty Trust, Inc.	4.60%	4.42%
SPGSimon Property Group, Inc.	4.53%	4.49%
ORealty Income Corporation	4.16%	4.05%
PSAPublic Storage	3.86%	4.12%
VTRVentas, Inc.	3.45%	3.88%
VMRKVivmark Residential	3.42%	3.85%

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SCHH vs USRT

Compare SCHH vs USRT, two US REIT ETFs. Examine fees (0.07% vs 0.08%), net assets, dividend yields (2.88% vs 2.77%), holdings and index focus for real estate.

Investment Analysis

IYR

Pros

IYR has a long track record since June 2000, which may reassure investors about stability.
IYR offers a dividend yield of 2.41%, providing income opportunities for real estate investors.
IYR's large net assets of $4.1 billion suggest good liquidity and trading volume.

Considerations

IYR's expense ratio of 0.37% is relatively high compared to many other ETFs.
The index tracked and sector weights are not available, reducing transparency in fund composition.
Concentration in top holdings like WELL and PLD may limit diversification benefits.

USRT

Pros

],],
cons
cons

Considerations

USRT's expense ratio of 0.37% is relatively high compared to many other ETFs.
The index tracked and sector weights are not available, reducing transparency in fund composition.
Concentration in top holdings like WELL and PLD may limit diversification benefits.

About IYR and USRT

IYR (IYR)

The iShares U.S. Real Estate ETF (IYR) provides investors with diversified exposure to the U.S. real estate sector. As an exchange-traded fund, it tracks a broad index of U.S. real estate investment trusts (REITs) and other property-related companies. With a market cap of approximately USD 4.13 billion in net assets and holding 62 securities, it offers a convenient way to gain access to the real estate market without purchasing individual properties. The fund has an expense ratio of 0.37% and a dividend yield of 2.41%, making it potentially attractive for income-focused investors. Inception dates back to June 2000, indicating a long track record. However, investors should remember that property values and dividends can fluctuate, and returns are not guaranteed. It is suitable for those seeking sector-specific exposure, but always consider your personal financial goals and risk tolerance.

USRT (USRT)

The iShares Core US REIT ETF provides investors with diversified exposure to the United States real estate market. This fund tracks a broad index of US equity real estate investment trusts, offering access to a wide range of property sectors, including residential, commercial, industrial, and retail real estate. With a competitive expense ratio of 0.08%, it is designed to be a cost-effective way for investors to include real estate in their portfolios. The ETF holds 127 companies, providing a snapshot of the broader US REIT market. It has a dividend yield of approximately 2.77%, reflecting income generated from underlying holdings. Launched in May 2007, the fund has net assets of USD 4.35 billion. As with any investment, capital values can fluctuate, and past performance does not guarantee future results.

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IYR vs USRT

Fund Snapshot

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Investment Analysis

IYR

Pros

Considerations

USRT

Pros

Considerations

About IYR and USRT

Buy IYR or USRT in Nemo

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Trusted & Regulated

6% Interest on Cash

Frequently asked questions

What are the expense ratios for IYR and USRT, and what is the difference?

How do IYR and USRT track the real estate market, and are their indices available?

What are the net assets and inception dates for IYR and USRT, and how do they differ?

How much do IYR and USRT pay in dividends, and what does this mean for income-focused investors?

What are the top holdings for IYR and USRT, and how do they compare?

Why might IYR and USRT experience similar or divergent performance despite having overlapping holdings?

How important are concentration and diversification considerations when comparing IYR and USRT?

How should investors interpret the lack of sector weight data for IYR and USRT?

What does a long track record like that of IYR imply for investors?

How should an investor evaluate the impact of expenses on long-term returns?

Fund Snapshot

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SCHH vs USRT

About IYR and USRT