What does the expense ratio represent in an ETF comparison?

The expense ratio is the annual fee charged by the fund, expressed as a percentage of assets. It directly reduces your returns over time. FNDF has a 0.25% expense ratio, while IVLU charges 0.30%. This 0.05 percentage point difference means IVLU costs slightly more per year. For long-term holders, even small differences in fees can compound, making the lower-cost option potentially more efficient, assuming all other factors remain equal and tracking accuracy is similar between the two funds.

Why is inception date relevant when evaluating international value ETFs?

The inception date indicates how long the fund has been operating, which helps investors assess consistency and operational history. FNDF launched in August 2013, providing over a decade of track record data. IVLU started in June 2015, offering a shorter but still substantial history. While newer funds aren't inherently worse, a longer existence can provide more data points for evaluating how the fund has handled various market cycles, liquidity issues, and tracking deviations over time.

What information is missing from both FNDF and IVLU profiles?

Currently, specific index methodology, top holdings, and sector weights are not available for both FNDF and IVLU. This lack of transparency limits the ability to deeply compare how each fund selects its underlying securities or assesses geographic and economic exposure. Investors relying on detailed portfolio construction analysis may find this data gap challenging, as they cannot independently verify the specific companies or sectors driving the funds' performance without this critical information.

How do the net assets of FNDF and IVLU compare?

FNDF manages significantly larger assets at $26.4 billion, whereas IVLU has $4.6 billion in net assets. Larger assets often suggest a more stable liquidity profile and potentially tighter bid-ask spreads for high-volume traders. However, IVLU's smaller size does not necessarily indicate poor quality; it may simply reflect different marketing reach or investor preference. Both figures are substantial enough for most individual investors, but institutional traders might prefer FNDF's deeper liquidity pool for large orders.

What are the key differences in dividend yields?

IVLU offers a dividend yield of 3.19%, which is slightly higher than FNDF's 2.96%. This difference of 0.23 percentage points makes IVLU marginally more income-focused based on current yields. However, dividend yields can fluctuate based on portfolio changes and market conditions. Investors seeking higher current income might note IVLU's slight advantage, but they should also consider that yield alone does not guarantee total return, especially if capital appreciation is weaker.

Do FNDF and IVLU share any top holdings?

Based on the provided data, there are no shared top-10 holdings between FNDF and IVLU. This suggests that the two funds employ different selection criteria or weighting mechanisms to achieve their international value exposure. Despite both being categorized as Foreign Large Value ETFs, their distinct portfolios imply they may respond differently to sector-specific or country-specific market movements, offering potential diversification benefits if held together.

What category do these ETFs fall into?

Both FNDF and IVLU are classified as Foreign Large Value ETFs. This means they target developed and emerging markets outside the investor's home country, focusing on companies that appear undervalued relative to their fundamentals. These funds typically aim to capture the value premium associated with international stocks. The shared category indicates similar high-level objectives, but differences in index construction and asset size can lead to varied performance outcomes in different market environments.

How do issuer brands influence ETF perception?

FNDF is issued by Schwab, and IVLU by iShares. Both are widely recognised brands with strong operational infrastructure. iShares is often associated with broad market leadership and extensive product lineups, while Schwab emphasises cost-efficiency for fundamental strategies. Brand reputation can influence investor confidence regarding liquidity and reliability, but it is crucial to focus on the specific fund metrics like expense ratios and net assets rather than just the parent company name when making comparisons.

Which fund is better suited for long-term holding?

FNDF might be marginally more attractive for cost-sensitive long-term holders due to its lower expense ratio of 0.25% compared to IVLU's 0.30%. Over decades, this small fee saving can compound. However, IVLU's higher dividend yield of 3.19% versus 2.96% could benefit those reinvesting distributions for additional share acquisition. The 'better' choice depends on whether an investor prioritises minimal upfront costs or slightly higher current income, assuming tracking error remains negligible for both.

Disclaimer: Is this information financial advice?

This content is for educational purposes only and does not constitute financial advice. The data provided is sourced from public information as of September 2026 and may change. Investment decisions should be based on individual financial circumstances, risk tolerance, and goals. Always conduct independent research or consult a qualified financial professional before investing. Neither FNDF nor IVLU is recommended or endorsed by this page. Past performance is not indicative of future results.

FNDF vs IVLU

Two funds, one decision: we compare cost, performance and what each ETF actually holds in September 2026.

This page compares FNDF and IVLU, examining fees, holdings and dividends to clarify how each fund tracks the international value market. It highlights key differences in expense ratios and management strategies for investors. The analysis remains neutral, focusing on factual data from Yahoo Finance. Educational content, not financial advice.

Fund Snapshot

Key Fund Metrics

FNDF

Metric

IVLU

0.25%

Expense Ratio

0.30%

2.96%

Dividend Yield

3.19%

$26.38B

Net Assets

$4.60B

905

Holdings

363

Aug 15, 2013

Inception Date

Jun 16, 2015

–

Index Tracked

–

Foreign Large Value

Fund Category

Foreign Large Value

FNDF costs about $5.00 less per year for every $10,000 invested.

Shared Top Holdings

These funds do not share any of their top holdings.

Discover More Comparisons

FNDF vs SCHF

Compare FNDF and SCHF international equity ETFs. Review expense ratios, yields, and index approaches. Neutral educational overview of fund features.

Investment Analysis

FNDF

Pros

Net assets are $26.4 billion, providing a stable liquidity profile for large-scale international allocations.
The 0.25% expense ratio is competitively low for a factor-based international equity strategy.
Inception in August 2013 offers a longer track record to assess consistency versus newer competitors.

Considerations

The fund's index methodology and top holdings data are currently not available for investor review.
Dividend yield stands at 2.96%, which is slightly lower than the comparable value ETF in this category.
Sector weights are not available, limiting the ability to assess specific geographic or economic exposures.

IVLU

Pros

Backed by the iShares brand, which is widely recognised for strong operational infrastructure and liquidity.
The dividend yield of 3.19% is marginally higher, offering slightly more income than the peer fund.
Fund inception in June 2015 provides a reasonably established history for international value tracking.

Considerations

Net assets of $4.6 billion are significantly smaller, potentially affecting depth in extreme market conditions.
The expense ratio of 0.30% is higher than the peer fund, increasing total costs for investors.
Specific index methodology and top holding details are currently not available for detailed analysis.

About FNDF and IVLU

FNDF (FNDF)

The Schwab Fundamental International Equity ETF (FNDF) is a foreign large value fund designed to provide investors with exposure to international markets based on fundamental measures rather than just market capitalisation. By focusing on large non-US companies, it aims to track performance through metrics like cash flow, book value, revenue, and dividends. Launched in August 2013, the fund holds 905 positions and currently manages approximately USD 26.38 billion in assets. With a competitive expense ratio of 0.25% and a dividend yield of 2.96%, it offers a cost-effective way to diversify portfolios globally. Investors should remember that international investments carry currency risk and geopolitical factors, and while the fundamental approach seeks potential long-term value, capital values can fall as well as rise, meaning returns are not guaranteed.

IVLU (IVLU)

The iShares MSCI Intl Value Factor ETF (IVLU) offers investors access to international developed-market stocks screened for value characteristics. It aims to capture a global value premium, potentially complementing growth-oriented holdings. With assets under management of USD 4.60 billion, it remains a moderately sized vehicle for diversification. The ETF currently holds 363 positions and is classified within the Foreign Large Value category, making it suitable for long-term international allocation. Notable features include an expense ratio of 0.30% and a dividend yield of 3.19%, offering income potential alongside growth exposure. As with any international investment, currency fluctuations and foreign-market risks apply, while value stocks may underperform growth strategies in certain periods.

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FNDF vs IVLU

Fund Snapshot

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FNDF vs SCHF

Investment Analysis

FNDF

Pros

Considerations

IVLU

Pros

Considerations

About FNDF and IVLU

Buy FNDF or IVLU in Nemo

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Trusted & Regulated

6% Interest on Cash

Frequently asked questions

What does the expense ratio represent in an ETF comparison?

Why is inception date relevant when evaluating international value ETFs?

What information is missing from both FNDF and IVLU profiles?

How do the net assets of FNDF and IVLU compare?

What are the key differences in dividend yields?

Do FNDF and IVLU share any top holdings?

What category do these ETFs fall into?

How do issuer brands influence ETF perception?

Which fund is better suited for long-term holding?

Disclaimer: Is this information financial advice?

Fund Snapshot

About FNDF and IVLU

Discover More Comparisons

FNDF vs SCHF