FNCL vs VFH
Two funds, one decision: we compare cost, performance and what each ETF actually holds in September 2026.
Compare Fidelity MSCI Financials ETF (FNCL) and Vanguard Financials ETF (VFH). This page examines fees, holdings, dividends, and market tracking methods. FNCL charges 0.08% expense ratio with $2.4 billion assets; VFH costs 0.09% with $13.1 billion assets. Educational content, not financial advice.
Compare Fidelity MSCI Financials ETF (FNCL) and Vanguard Financials ETF (VFH). This page examines fees, holdings, dividends, and market tracking methods. FNCL charges 0.08% expense ratio with $2.4 bil...
Investment Analysis
FNCL
FNCL
Pros
- FNCL offers a slightly lower expense ratio of 0.08 per cent compared with its main peer in the financials sector.
- Its higher weighting in Visa supports the fund's overall exposure to high-growth digital payments companies.
- FNCL maintains a strong presence in top banking stocks, including a higher allocation to Bank of America.
Considerations
- FNCL is significantly smaller than its rival, with net assets of only 2.4 billion dollars versus 13.1 billion dollars.
- Its dividend yield of 1.63 per cent is lower than the yield offered by the comparable Vanguard product.
- The fund's inception date in October 2013 gives it a shorter operational history than older financial sector ETFs.
VFH
VFH
Pros
- VFH is vastly larger with 13.1 billion dollars in assets, potentially offering better liquidity for large institutional trades.
- It provides a higher dividend yield of 1.70 per cent, making it more attractive for income-focused investors.
- VFH has a longer track record, having been launched in January 2004, providing greater transparency over time.
Considerations
- VFH has a marginally higher expense ratio of 0.09 per cent compared with FNCL's 0.08 per cent fee.
- Its lower weighting in Visa at 4.22 per cent reduces exposure to one of the fund's most profitable holdings.
- Like its peer, VFH lacks publicly available index methodology details, which can complicate performance attribution analysis.
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