How do the expense ratios of ESGV and VTI compare?

ESGV charges an expense ratio of 0.09%, while VTI charges 0.03%. This means VTI costs 0.06 percentage points less annually. Both are low-cost Vanguard ETFs, but the difference, though small, can accumulate over time. For example, on a £10,000 investment, the annual fee difference is £6. Investors should consider how even minor fee variations impact long-term net returns, especially in taxable or tax-advantaged accounts.

What is the primary difference in investment approach between ESGV and VTI?

ESGV focuses on U.S. equities that meet specific environmental, social, and governance (ESG) criteria, excluding certain industries like fossil fuels or weapons. VTI, however, provides broad exposure to the entire U.S. stock market without ESG screening, including large, mid, and small-cap stocks. This means VTI holds more companies overall and reflects the full market, while ESGV offers a values-based subset of large U.S. firms.

How do the dividend yields of ESGV and VTI compare?

As of the latest data, ESGV offers a dividend yield of 0.86%, while VTI provides a slightly higher yield of 1.02%. This difference is modest but reflects VTI’s inclusion of a broader range of companies, some of which may distribute more income. Dividend yields are calculated based on recent payouts and share prices, and they can vary over time based on company performance and market conditions.

What does 'net assets' mean when comparing ETFs like ESGV and VTI?

Net assets refer to the total market value of all the securities held by an ETF, minus liabilities. For ESGV, net assets are £13.7 billion, while VTI holds a much larger £692.2 billion. This indicates VTI is a vastly bigger fund, which often leads to greater liquidity and tighter bid-ask spreads. However, larger size doesn’t necessarily mean better performance; it just reflects broader adoption and market participation.

What factors should beginners consider when choosing between ESGV and VTI?

Beginners should evaluate their investment goals: whether they prioritise ethical alignment (ESGV) or maximum market breadth (VTI). Consider the slight cost difference—0.09% vs. 0.03%—and how it compounds over decades. Assess portfolio diversification needs, risk tolerance, and any existing ESG investments. Remember, both funds are actively managed by Vanguard and tracked daily on Yahoo Finance. Educational research, not emotion, should guide your choice.

What does 'top holding concentration' mean, and how does it differ between ESGV and VTI?

Top holding concentration refers to the percentage of a fund invested in its largest position. For ESGV, the top holding represents 8.60% of assets, while for VTI, it’s 6.87%. This means ESGV has a slightly heavier weighting in its largest company, potentially increasing specific risk. VTI’s lower concentration reflects its broader market replication, which includes thousands of holdings and reduces reliance on any single firm.

How do sector weights for ESGV and VTI impact my portfolio diversification?

Currently, sector weight data is not available for either ESGV or VTI. However, sector allocation influences diversification by showing how assets are spread across industries. Without this data, it’s harder to assess specific sector risks. Investors should consider that VTI offers broad exposure across the entire market. Always look for the most current information and consult with a financial advisor if you need guidance on your specific diversification needs.

What is the impact of the expense ratio on investment returns?

The expense ratio directly impacts investment returns by reducing the net return investors receive. For example, ESGV has a 0.09% expense ratio, meaning on £10,000, you pay £9 annually in fees. VTI, with a 0.03% expense ratio, costs just £3. This 0.06% difference might seem minor, but over time, it can accumulate, affecting long-term wealth. Investors should consider how fees impact their investment’s growth potential.

How does the index tracking method affect the performance of ESGV and VTI?

While both ESGV and VTI are index-tracking funds, their specific tracking indices are not detailed here. Generally, ETFs aim to replicate the performance of their respective indices. ESGV’s index likely focuses on ESG-compliant stocks, while VTI tracks the total U.S. market. Differences in index composition, such as sector weights and stock selection, can lead to varied performance outcomes. Investors should review index details for a comprehensive understanding.

How do the top-10 holdings of ESGV and VTI contribute to their risk profiles?

Both ESGV and VTI share the same top-10 holdings: NVDA, AAPL, MSFT, AMZN, GOOGL, AVGO, GOOG, META, MU, and TSLA. However, the weights vary—ESGV’s top holdings sum to a higher concentration than VTI’s. This means ESGV might be more sensitive to the performance of these firms. Investors should recognise that while both funds offer diversified exposure, the concentration differences can influence overall portfolio risk.

ESGV vs VTI

Two funds, one decision: we compare cost, performance and what each ETF actually holds in September 2026.

Compare Vanguard ESG U.S. Stock ETF (ESGV) and Vanguard Total Stock Market ETF (VTI). Review expense ratios of 0.09% vs 0.03%, assets, dividend yields, shared top holdings, and market tracking methods. Educational content, not financial advice.

Fund Snapshot

Key Fund Metrics

ESGV

Metric

VTI

0.09%

Expense Ratio

0.03%

0.86%

Dividend Yield

1.02%

$13.65B

Net Assets

$692.20B

1,236

Holdings

3,514

Sep 18, 2018

Inception Date

May 24, 2001

–

Index Tracked

–

Large Blend

Fund Category

Large Blend

VTI costs about $6.00 less per year for every $10,000 invested.

Shared Top Holdings

Holding	ESGV	VTI
NVDANVIDIA Corporation	8.60%	6.87%
AAPLApple Inc.	7.65%	6.30%
MSFTMicrosoft Corporation	6.29%	5.10%
AMZNAmazon.com, Inc.	4.21%	3.41%
GOOGLAlphabet Inc.	3.30%	2.70%
AVGOBroadcom Inc.	2.88%	2.37%
GOOGAlphabet Inc.	2.66%	2.12%
METAMeta Platforms, Inc.	2.10%	1.70%
MUMicron Technology, Inc.	1.80%	1.46%
TSLATesla, Inc.	1.80%	1.40%

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Investment Analysis

ESGV

Pros

>700 holdings
0.09% expense ratio
13.7 billion net assets

Considerations

0.86% dividend yield
>700 holdings
8.60% top holding concentration

VTI

Pros

>4000 holdings
0.03% expense ratio
1.02% dividend yield

Considerations

>4000 holdings
6.87% top holding concentration
692.2 billion net assets

About ESGV and VTI

ESGV (ESGV)

The Vanguard ESG U.S. Stock ETF (ESGV) offers investors exposure to a diversified portfolio of U.S. large, mid, and small-cap companies that meet specific environmental, social, and governance (ESG) screening criteria. By focusing on firms with strong ESG practices, the fund aims to align investment strategies with values while maintaining broad market coverage. With an expense ratio of just 0.09%, it is designed to be a cost-effective option for those seeking sustainable investing. The fund holds approximately 1,236 stocks, providing a wide spread across various sectors. Investors should note that ESG-focused funds may exclude certain industries or companies, potentially affecting performance compared to traditional broad-market indices. As with all investments, values can rise and fall, and returns are not guaranteed. This fund suits those interested in integrating ESG considerations into their equity holdings.

VTI (VTI)

This ETF offers broad exposure to the US equity market by tracking a comprehensive index of publicly traded companies. Designed as a large blend fund, it holds thousands of individual stocks, ranging from massive multinational corporations to smaller domestic firms. With an ultra-low expense ratio of 0.03%, it aims to provide cost-efficient long-term growth potential. The fund has a dividend yield of approximately 1.02%, reflecting the aggregate distributions from its holdings. Investors often consider this vehicle for core portfolio diversification, though it is essential to remember that stock market investments carry inherent risks, and values can fluctuate. Past performance is not indicative of future results, and returns are not guaranteed.

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ESGV vs VTI

Fund Snapshot