Arch Capital vs LPL Financial
Arch Capital and LPL Financial are compared on this page, focusing on business models, financial performance, and market context. The aim is neutral, accessible information that helps readers understand how each company operates and positions itself. Educational content, not financial advice.
Arch Capital and LPL Financial are compared on this page, focusing on business models, financial performance, and market context. The aim is neutral, accessible information that helps readers understa...
Why It's Moving
ACGL Dips Amid Market Gains as Investors Eye Upcoming Earnings and Board Shakeup
- Upcoming Q4 earnings expected to show EPS of $2.34 (up 3.54% YoY) and revenue of $4.73B (up 3.97% YoY), with full-year EPS forecast slightly down at $9.13.
- Recent stock price at $92.96, up 0.49% intraday, trading at a discounted Forward P/E of 10.19 versus industry average.
- Analysts issue Buy rating with $113 target; JPMorgan recently raised to $117 on January 7.
LPL Financial eyes another earnings beat as analysts turn bullish ahead of Thursday's report.
- Zacks Earnings ESP sits at +0.06% paired with a Zacks Rank #3, pointing to heightened analyst optimism after LPL topped estimates by 16.33% and 7.13% in the last two quarters.
- CEO Richard Steinmeier offloaded over 5,000 shares worth $1.88 million in early December, part of $2.75 million in insider sales over 90 days amid a 12% share price gain.
- Leadership hires and integrations like Atria and Commonwealth bolster market share, supporting a narrative of 15.6% undervaluation despite trading at a premium P/E multiple.
ACGL Dips Amid Market Gains as Investors Eye Upcoming Earnings and Board Shakeup
- Upcoming Q4 earnings expected to show EPS of $2.34 (up 3.54% YoY) and revenue of $4.73B (up 3.97% YoY), with full-year EPS forecast slightly down at $9.13.
- Recent stock price at $92.96, up 0.49% intraday, trading at a discounted Forward P/E of 10.19 versus industry average.
- Analysts issue Buy rating with $113 target; JPMorgan recently raised to $117 on January 7.
LPL Financial eyes another earnings beat as analysts turn bullish ahead of Thursday's report.
- Zacks Earnings ESP sits at +0.06% paired with a Zacks Rank #3, pointing to heightened analyst optimism after LPL topped estimates by 16.33% and 7.13% in the last two quarters.
- CEO Richard Steinmeier offloaded over 5,000 shares worth $1.88 million in early December, part of $2.75 million in insider sales over 90 days amid a 12% share price gain.
- Leadership hires and integrations like Atria and Commonwealth bolster market share, supporting a narrative of 15.6% undervaluation despite trading at a premium P/E multiple.
Investment Analysis
Arch Capital
ACGL
Pros
- Strong recent financial performance with net income of $1.3 billion in Q3 2025, showing a 23.8% annualized net income return on average common equity.
- Diverse underwriting segments including insurance, reinsurance, and mortgage insurance across multiple regions such as the US, Canada, Europe, and Australia.
- Attractive dividend yield of approximately 5.81% with ongoing share repurchase authorization increasing financial flexibility.
Considerations
- Analyst consensus shows mixed ratings with a moderate price target suggesting limited near-term upside from current levels.
- Combined ratio slightly increased excluding catastrophes and prior year development, indicating some underwriting efficiency pressures.
- Potential pressure on net margins forecasted to decline from 25.34% in 2024 to 18.20% in 2025, reflecting margin compression risks.
LPL Financial
LPLA
Pros
- Strong position in the US independent broker-dealer market with extensive advisory and technology platforms supporting financial advisors.
- Robust revenue growth driven by asset gathering and expanding advisory services amid rising demand for wealth management solutions.
- Solid balance sheet with ample liquidity and consistent cash flow generation supporting growth investments and shareholder returns.
Considerations
- Highly cyclical business sensitive to equity market fluctuations and changing investor sentiment impacting asset-based fees.
- Competitive pressures from both traditional wealth managers and emerging digital platforms could compress margins and market share.
- Regulatory environment in financial services is evolving, imposing ongoing compliance costs and operational risks.
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Arch Capital (ACGL) Next Earnings Date
Arch Capital Group (ACGL)'s next earnings release is scheduled for February 9, 2026, at 4:00 PM ET, followed by a conference call on February 10, 2026. This report will cover the Q4 2025 period, consistent with the company's pattern of quarterly disclosures after market close. Investors should monitor the official investor relations page for any updates to this timetable.
LPL Financial (LPLA) Next Earnings Date
LPL Financial (LPLA) is scheduled to report earnings on January 29, 2026, which is three days from today. The report will cover the fourth quarter and full fiscal year 2025, released after market close. Based on analyst consensus, the company is expected to report earnings per share of approximately $4.85, representing a modest decline from the prior year's quarter. Given LPL Financial's recent track record of beating estimates by an average of 11.73% over the last two quarters, investors should monitor whether the company continues this positive earnings surprise trend.
Arch Capital (ACGL) Next Earnings Date
Arch Capital Group (ACGL)'s next earnings release is scheduled for February 9, 2026, at 4:00 PM ET, followed by a conference call on February 10, 2026. This report will cover the Q4 2025 period, consistent with the company's pattern of quarterly disclosures after market close. Investors should monitor the official investor relations page for any updates to this timetable.
LPL Financial (LPLA) Next Earnings Date
LPL Financial (LPLA) is scheduled to report earnings on January 29, 2026, which is three days from today. The report will cover the fourth quarter and full fiscal year 2025, released after market close. Based on analyst consensus, the company is expected to report earnings per share of approximately $4.85, representing a modest decline from the prior year's quarter. Given LPL Financial's recent track record of beating estimates by an average of 11.73% over the last two quarters, investors should monitor whether the company continues this positive earnings surprise trend.
Which Baskets Do They Appear In?
Property & Casualty Insurers Gain On European Strength
German insurer Allianz recently announced a significant increase in its second-quarter profits, surpassing expectations and signaling strength in the European insurance market. This suggests that other major European insurance companies with robust property and casualty operations could also be poised for growth.
Published: August 7, 2025
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Explore BasketWhich Baskets Do They Appear In?
Property & Casualty Insurers Gain On European Strength
German insurer Allianz recently announced a significant increase in its second-quarter profits, surpassing expectations and signaling strength in the European insurance market. This suggests that other major European insurance companies with robust property and casualty operations could also be poised for growth.
Published: August 7, 2025
Explore BasketExtreme-Weather Insurance Innovators
This collection features forward-thinking companies using cutting-edge technology to insure against catastrophic weather events. As climate-related disasters become more frequent, these specialized insurers and data providers are positioned to become essential components of the global risk management landscape.
Published: June 17, 2025
Explore BasketBuy ACGL or LPLA in Nemo
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