Arch Capital vs M&T Bank
Arch Capital and M&T Bank compare their business models, financial performance, and market context on this page. The content provides a neutral overview of each company’s activities, strengths, and positioning within their sectors to help readers understand differences in strategy and focus. Educational content, not financial advice.
Arch Capital and M&T Bank compare their business models, financial performance, and market context on this page. The content provides a neutral overview of each company’s activities, strengths, and po...
Why It's Moving
ACGL Dips Amid Market Gains as Investors Eye Upcoming Earnings and Board Shakeup
- Upcoming Q4 earnings expected to show EPS of $2.34 (up 3.54% YoY) and revenue of $4.73B (up 3.97% YoY), with full-year EPS forecast slightly down at $9.13.
- Recent stock price at $92.96, up 0.49% intraday, trading at a discounted Forward P/E of 10.19 versus industry average.
- Analysts issue Buy rating with $113 target; JPMorgan recently raised to $117 on January 7.
M&T Bank Hits 52-Week High on Earnings Strength and Steady Dividends
- Q4 net income hit $759M with diluted EPS of $4.67, beating expectations and lifting full-year EPS to $17.00, underscoring earnings durability.
- Stock touched $220.60 intraday, up 3.4% that day, as analysts like Royal Bank of Canada raised targets to $220 with an outperform nod.
- Bank declared $1.50 common stock dividend and preferred dividends, reinforcing investor confidence in reliable payouts.
ACGL Dips Amid Market Gains as Investors Eye Upcoming Earnings and Board Shakeup
- Upcoming Q4 earnings expected to show EPS of $2.34 (up 3.54% YoY) and revenue of $4.73B (up 3.97% YoY), with full-year EPS forecast slightly down at $9.13.
- Recent stock price at $92.96, up 0.49% intraday, trading at a discounted Forward P/E of 10.19 versus industry average.
- Analysts issue Buy rating with $113 target; JPMorgan recently raised to $117 on January 7.
M&T Bank Hits 52-Week High on Earnings Strength and Steady Dividends
- Q4 net income hit $759M with diluted EPS of $4.67, beating expectations and lifting full-year EPS to $17.00, underscoring earnings durability.
- Stock touched $220.60 intraday, up 3.4% that day, as analysts like Royal Bank of Canada raised targets to $220 with an outperform nod.
- Bank declared $1.50 common stock dividend and preferred dividends, reinforcing investor confidence in reliable payouts.
Investment Analysis
Arch Capital
ACGL
Pros
- Arch Capital posted a 23.8% annualized net income return on average common equity in Q3 2025, reflecting strong profitability.
- The company demonstrated record underwriting profit with a significant increase in underwriting income driven by lower catastrophic losses.
- Book value per common share increased by 5.3% in Q3 2025, signaling growing shareholder equity and capital strength.
Considerations
- Combined ratio excluding catastrophe and prior year development rose slightly to 80.5%, indicating some pressure on underwriting efficiency.
- Revenues in Q3 2025 missed analyst expectations, suggesting potential challenges in top-line growth.
- Despite strong recent performance, Arch faces risks from natural catastrophes and regulatory changes impacting the insurance sector.
M&T Bank
MTB
Pros
- M&T Bank Corp manages a diversified portfolio with over 1,500 holdings valued at around $27.5 billion, enhancing risk management and income streams.
- The bank’s portfolio includes strong positions in leading technology and diversified ETFs supporting stable asset growth.
- M&T’s exposure to broad market equities and emerging market funds provides potential for capital appreciation amid global market recovery.
Considerations
- M&T Bank’s portfolio concentration in technology stocks and ETFs may expose it to sector volatility and market corrections.
- Lack of detailed current earnings data suggests uncertainty in near-term profitability and operational performance visibility.
- Macroeconomic factors such as interest rate fluctuations and credit risks could negatively impact banking operations and loan performance.
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Arch Capital (ACGL) Next Earnings Date
Arch Capital Group (ACGL)'s next earnings release is scheduled for February 9, 2026, at 4:00 PM ET, followed by a conference call on February 10, 2026. This report will cover the Q4 2025 period, consistent with the company's pattern of quarterly disclosures after market close. Investors should monitor the official investor relations page for any updates to this timetable.
M&T Bank (MTB) Next Earnings Date
M&T Bank's next earnings date is Wednesday, April 15, 2026, at 8:00 a.m. ET, covering the first quarter of 2026. This follows the company's recently announced schedule for 2026 quarterly results, with the prior Q4 2025 earnings having been released on January 16, 2026. A detailed confirmation will precede the quarter's close.
Arch Capital (ACGL) Next Earnings Date
Arch Capital Group (ACGL)'s next earnings release is scheduled for February 9, 2026, at 4:00 PM ET, followed by a conference call on February 10, 2026. This report will cover the Q4 2025 period, consistent with the company's pattern of quarterly disclosures after market close. Investors should monitor the official investor relations page for any updates to this timetable.
M&T Bank (MTB) Next Earnings Date
M&T Bank's next earnings date is Wednesday, April 15, 2026, at 8:00 a.m. ET, covering the first quarter of 2026. This follows the company's recently announced schedule for 2026 quarterly results, with the prior Q4 2025 earnings having been released on January 16, 2026. A detailed confirmation will precede the quarter's close.
Which Baskets Do They Appear In?
Property & Casualty Insurers Gain On European Strength
German insurer Allianz recently announced a significant increase in its second-quarter profits, surpassing expectations and signaling strength in the European insurance market. This suggests that other major European insurance companies with robust property and casualty operations could also be poised for growth.
Published: August 7, 2025
Explore BasketExtreme-Weather Insurance Innovators
This collection features forward-thinking companies using cutting-edge technology to insure against catastrophic weather events. As climate-related disasters become more frequent, these specialized insurers and data providers are positioned to become essential components of the global risk management landscape.
Published: June 17, 2025
Explore BasketWhich Baskets Do They Appear In?
Property & Casualty Insurers Gain On European Strength
German insurer Allianz recently announced a significant increase in its second-quarter profits, surpassing expectations and signaling strength in the European insurance market. This suggests that other major European insurance companies with robust property and casualty operations could also be poised for growth.
Published: August 7, 2025
Explore BasketExtreme-Weather Insurance Innovators
This collection features forward-thinking companies using cutting-edge technology to insure against catastrophic weather events. As climate-related disasters become more frequent, these specialized insurers and data providers are positioned to become essential components of the global risk management landscape.
Published: June 17, 2025
Explore BasketBuy ACGL or MTB in Nemo
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