Ameriprise Financial vs Prudential Financial
This page compares Ameriprise Financial, Inc. and Prudential Financial, Inc., examining their business models, financial performance, and market context. It presents neutral, accessible analysis of each company’s strategy, client approach, and position in the financial services sector. Educational content, not financial advice.
This page compares Ameriprise Financial, Inc. and Prudential Financial, Inc., examining their business models, financial performance, and market context. It presents neutral, accessible analysis of ea...
Why It's Moving
Ameriprise Financial Steadies with Steady Dividend Amid Mixed Analyst Signals
- Dividend declaration of $1.60 per share for shareholders of record February 9 signals robust cash flow confidence, supporting investor payouts in a volatile market.
- Insider share sale triggered a 5.6% drop earlier this month, highlighting sensitivity to ownership changes even with strong fundamentals like 63% return on equity.
- Analysts split with upgrades like Jefferies' buy rating, countering bearish technicals such as negative MACD, as the stock eyes sector resilience.
Prudential CEO's hefty equity awards signal strong alignment with long-term shareholder value.
- CEO granted 32,290 Restricted Stock Units vesting in three annual installments from 2027, directly linking pay to sustained stock performance.
- 96,869 Performance Shares set for payout in 2029 based on 2026-2028 return on equity and adjusted book value, incentivizing robust financial results.
- Awards at zero cost per unit highlight board's commitment to executive skin-in-the-game, amid PRU stock's 0.44% gain to $104.61 on February 13.
Ameriprise Financial Steadies with Steady Dividend Amid Mixed Analyst Signals
- Dividend declaration of $1.60 per share for shareholders of record February 9 signals robust cash flow confidence, supporting investor payouts in a volatile market.
- Insider share sale triggered a 5.6% drop earlier this month, highlighting sensitivity to ownership changes even with strong fundamentals like 63% return on equity.
- Analysts split with upgrades like Jefferies' buy rating, countering bearish technicals such as negative MACD, as the stock eyes sector resilience.
Prudential CEO's hefty equity awards signal strong alignment with long-term shareholder value.
- CEO granted 32,290 Restricted Stock Units vesting in three annual installments from 2027, directly linking pay to sustained stock performance.
- 96,869 Performance Shares set for payout in 2029 based on 2026-2028 return on equity and adjusted book value, incentivizing robust financial results.
- Awards at zero cost per unit highlight board's commitment to executive skin-in-the-game, amid PRU stock's 0.44% gain to $104.61 on February 13.
Investment Analysis
Pros
- Ameriprise Financial has demonstrated consistent revenue growth, with an annualized growth rate of 8.9% over five years, showing strong demand for its services.
- The company has a high return on equity of approximately 56%, significantly above its historical average, indicating efficient use of shareholder capital.
- Ameriprise boasts a diversified business model across wealth management, asset management, and insurance, with about $1.5 trillion in assets under management and a large advisor network.
Considerations
- Its diversified segments across wealth management, asset management, and insurance can make financial performance complex to analyse and may lead to valuation discounts by investors.
- Analyst consensus suggests a modest upside of around 12.65% over the next year and currently rates the stock as a 'hold', reflecting tempered growth expectations.
- The company has reduced exposure to insurance products by divesting some segments, which may limit growth opportunities in that area compared to competitors.
Pros
- Prudential Financial is a leading diversified financial services company with a long history since 1875, providing stability and brand recognition.
- It operates across multiple financial sectors including insurance and investment management, enabling diversified revenue streams.
- The company benefits from a strong presence in the insurance sector, which can provide steady cash flows and complement its asset management activities.
Considerations
- Prudential faces significant regulatory and macroeconomic exposure inherent to the insurance industry, which can increase operational risks.
- It operates in highly competitive markets with major rivals like Ameriprise and other large financial service firms, putting pressure on margins and growth.
- The stock price shows moderate volatility and incremental growth expectations, indicating possible challenges in delivering substantial shareholder returns in the short term.
Related Market Insights
The Retirement Reality Check: Why Location Could Make or Break Your Golden Years
US retirement costs vary 75% by state. Discover how location impacts your golden years & invest in financial services companies offering solutions.
Aimee Silverwood | Financial Analyst
July 25, 2025
Related Market Insights
The Retirement Reality Check: Why Location Could Make or Break Your Golden Years
US retirement costs vary 75% by state. Discover how location impacts your golden years & invest in financial services companies offering solutions.
Aimee Silverwood | Financial Analyst
July 25, 2025
Ameriprise Financial (AMP) Next Earnings Date
Ameriprise Financial's next earnings report is scheduled for April 23, 2026, covering the Q1 2026 results. The company typically releases earnings before market open with an accompanying conference call for analysts and investors. Based on the company's historical reporting pattern, this date aligns with their established quarterly disclosure schedule. Investors should monitor for any official announcement from the company's investor relations department regarding the exact time of release and call details closer to that date.
Prudential Financial (PRU) Next Earnings Date
Prudential Financial (PRU) is estimated to report its next earnings for the first quarter of 2026 on April 29, 2026, aligning with the company's historical late-April reporting pattern for Q1 results. This date reflects analyst consensus projections following the prior Q4 2025 release on February 4, 2026. Investors should monitor official company announcements for confirmation, as dates remain subject to finalization.
Ameriprise Financial (AMP) Next Earnings Date
Ameriprise Financial's next earnings report is scheduled for April 23, 2026, covering the Q1 2026 results. The company typically releases earnings before market open with an accompanying conference call for analysts and investors. Based on the company's historical reporting pattern, this date aligns with their established quarterly disclosure schedule. Investors should monitor for any official announcement from the company's investor relations department regarding the exact time of release and call details closer to that date.
Prudential Financial (PRU) Next Earnings Date
Prudential Financial (PRU) is estimated to report its next earnings for the first quarter of 2026 on April 29, 2026, aligning with the company's historical late-April reporting pattern for Q1 results. This date reflects analyst consensus projections following the prior Q4 2025 release on February 4, 2026. Investors should monitor official company announcements for confirmation, as dates remain subject to finalization.
Which Baskets Do They Appear In?
Navigating Retirement State By State
A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.
Published: July 1, 2025
Explore BasketWhich Baskets Do They Appear In?
Navigating Retirement State By State
A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.
Published: July 1, 2025
Explore BasketBuy AMP or PRU in Nemo
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Comparisons
Ameriprise Financial vs The Hartford
Ameriprise Financial vs The Hartford
Ameriprise Financial vs Sun Life
Ameriprise Financial vs Sun Life
Ameriprise Financial vs Bradesco
Ameriprise Financial vs Bradesco