HDFC Bank vs TD
This page compares HDFC Bank Ltd. and TD (Toronto-Dominion Bank) to illuminate their business models, financial performance, and market context. It presents neutral, accessible information to help readers understand how each institution operates, what drives its strategy, and where it fits in the wider banking landscape. Educational content, not financial advice.
This page compares HDFC Bank Ltd. and TD (Toronto-Dominion Bank) to illuminate their business models, financial performance, and market context. It presents neutral, accessible information to help rea...
Why It's Moving
HDFC Bank edges higher amid institutional buying and resilient price action.
- Brown Advisory scooped up 637,593 shares, signaling strong conviction from major investors in HDFC's growth potential.
- Stock outperformed with a 1.16% gain on Thursday, holding above its 50-day moving average of $35.92 amid low volatility (beta 0.58).
- Analysts maintain a Moderate Buy consensus, with expectations of $3.03 EPS this year following recent earnings that crushed estimates.
TD Bank surges on earnings beat and analyst upgrades signaling resilient growth amid banking rally.
- Q4 earnings crushed forecasts at C$2.18 EPS, underscoring robust performance across Canadian and U.S. retail segments despite macro headwinds.
- Bank of America hiked price target to C$132 on December 5, implying 8% upside and reflecting optimism on TD's operational streamlining.
- Stock jumped C$1.90 to C$121.99 with elevated volume, extending a 4.9% weekly gain amid sector rotation into undervalued banks.
HDFC Bank edges higher amid institutional buying and resilient price action.
- Brown Advisory scooped up 637,593 shares, signaling strong conviction from major investors in HDFC's growth potential.
- Stock outperformed with a 1.16% gain on Thursday, holding above its 50-day moving average of $35.92 amid low volatility (beta 0.58).
- Analysts maintain a Moderate Buy consensus, with expectations of $3.03 EPS this year following recent earnings that crushed estimates.
TD Bank surges on earnings beat and analyst upgrades signaling resilient growth amid banking rally.
- Q4 earnings crushed forecasts at C$2.18 EPS, underscoring robust performance across Canadian and U.S. retail segments despite macro headwinds.
- Bank of America hiked price target to C$132 on December 5, implying 8% upside and reflecting optimism on TD's operational streamlining.
- Stock jumped C$1.90 to C$121.99 with elevated volume, extending a 4.9% weekly gain amid sector rotation into undervalued banks.
Which Baskets Do They Appear In?
Banking On Shareholder Returns
Bank of America's new $40 billion stock buyback program highlights a broader trend of major financial institutions returning capital to shareholders. This theme identifies other large banks that may follow suit, offering similar buyback or dividend-based value.
Published: July 24, 2025
Explore BasketWhich Baskets Do They Appear In?
Banking On Shareholder Returns
Bank of America's new $40 billion stock buyback program highlights a broader trend of major financial institutions returning capital to shareholders. This theme identifies other large banks that may follow suit, offering similar buyback or dividend-based value.
Published: July 24, 2025
Explore BasketInvestment Analysis
HDFC Bank
HDB
Pros
- HDFC Bank reported a 9.3% year-over-year growth in net profit for Q2 FY 2025-26, demonstrating profitability resilience.
- The bank maintains a strong capital adequacy ratio of 17.65%, indicating robust financial strength and risk absorption capacity.
- HDFC Bank consistently generates stable net interest income with a slight QoQ increase, highlighting core earnings stability.
Considerations
- HDFC Bank experienced a 10.9% quarter-on-quarter decline in consolidated revenues in Q2 FY 2025-26, pointing to potential near-term revenue pressure.
- Earnings per share fell significantly by 39.8% quarter-on-quarter and 45.4% year-over-year in the latest quarter, reflecting earnings volatility.
- Provisions and contingencies spiked notably in the previous quarter, suggesting elevated credit risk or volatility in asset quality.
TD
TD
Pros
- Toronto-Dominion Bank (TD) has a diversified North American footprint supporting steady earnings and stable market positioning.
- TD is well-capitalised with a strong balance sheet and maintains consistent dividend payouts, appealing to income-focused investors.
- The bank benefits from exposure to growth in retail banking and wealth management segments across Canadian and U.S. markets.
Considerations
- TD’s earnings are sensitive to fluctuations in interest rates and credit conditions in the economic markets it operates.
- Regulatory changes in banking sectors in Canada and the U.S. can impose compliance costs and restrict operational flexibility for TD.
- Macroeconomic uncertainties, including geopolitical and inflation risks, present potential headwinds to TD’s loan growth and asset quality.
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