American Express vs Goldman Sachs

This page compares American Express and Goldman Sachs, examining their business models, financial performance, and market context. It presents neutral, accessible information to help readers understand the similarities and differences between the two institutions. Educational content, not financial advice.

This page compares American Express and Goldman Sachs, examining their business models, financial performance, and market context. It presents neutral, accessible information to help readers understan...

About The Companies

American Express (AXP)

American Express Co. (AXP) is a global payments company known for its charge and credit cards, merchant services and travel-related offerings. With a market cap around $244.69 billion, Amex combines a card-issuing model with its own transaction network, earning revenues from cardholder fees, merchant discount rates and lending interest. Investors often watch its affluent customer base, brand strength and cross-border travel exposure, which can drive both volumes and fees. Key considerations include sensitivity to consumer spending, credit losses in economic downturns, regulatory scrutiny of merchant fees, and competition from other card networks and fintechs. The company’s history of dividend payments and buybacks may appeal to income-oriented investors, but past performance is not a guarantee of future returns. This is general educational information, not personalised financial advice — suitability depends on an individual’s risk tolerance, time horizon and financial situation.

Goldman Sachs (GS)

Goldman Sachs Group, Inc. (GS) is a leading global investment bank and financial services firm operating across investment banking, global markets, asset management and consumer & wealth management. Its revenues are driven by advisory and underwriting fees, trading and principal investments, asset management fees and consumer lending. The firm’s performance is sensitive to market conditions, interest-rate changes, deal activity and market volatility, which can boost trading revenues but also increase risk. Goldman Sachs manages capital and regulatory requirements closely and has prioritised return of capital through buybacks and dividends when conditions allow. With a market cap around $229.8B, it is large and systemically important — which brings both scale advantages and regulatory scrutiny. This summary is general educational information, not personal financial advice. Investing carries risk and suitability depends on individual circumstances; values can fall as well as rise.

Comparison Snapshot

Key Financial Metrics

AXP

Metric

GS

$263.53B

Market Cap

$266.32B

-12.88%

Potential Profit

-16.09%

Hold

Analyst Rating

Hold

Why It's Moving

American Express Hits Record High as Premium Spending Powers Surge

Stock touched $377.98 peak on Dec 10-11, up over 5% weekly, reflecting confidence in high-income spending trends.
Q3 results showed EPS beat at $4.14 vs. $3.98 expected, with raised FY2025 guidance of $15.20-$15.50 signaling sustainable growth.
Current price nears $379-386 range, trading well above analyst targets and fueled by strong premium card refresh and revenue up 11% YoY.

Sentiment:

🐃Bullish

Goldman jumps to a fresh 52‑week high after blowout quarter and bigger payout

Earnings beat: Goldman reported quarterly EPS that materially exceeded consensus, signalling stronger profitability across businesses and a higher-than-expected net margin that reassures investors about franchise resilience over the cycle.
Higher shareholder return: The firm declared an enlarged quarterly dividend/repurchase cadence, increasing near-term cash returned to investors and reinforcing management’s confidence in capital generation and future buybacks.
Analyst reaction and flows: Several brokerages adjusted models and some raised targets after the print while institutional buying and heavy volume pushed GS to a new 52‑week high, suggesting market optimism about sustained earnings momentum.

Sentiment:

🐃Bullish

American Express Hits Record High as Premium Spending Powers Surge

Stock touched $377.98 peak on Dec 10-11, up over 5% weekly, reflecting confidence in high-income spending trends.
Q3 results showed EPS beat at $4.14 vs. $3.98 expected, with raised FY2025 guidance of $15.20-$15.50 signaling sustainable growth.
Current price nears $379-386 range, trading well above analyst targets and fueled by strong premium card refresh and revenue up 11% YoY.

Sentiment:

🐃Bullish

Goldman jumps to a fresh 52‑week high after blowout quarter and bigger payout

Earnings beat: Goldman reported quarterly EPS that materially exceeded consensus, signalling stronger profitability across businesses and a higher-than-expected net margin that reassures investors about franchise resilience over the cycle.
Higher shareholder return: The firm declared an enlarged quarterly dividend/repurchase cadence, increasing near-term cash returned to investors and reinforcing management’s confidence in capital generation and future buybacks.
Analyst reaction and flows: Several brokerages adjusted models and some raised targets after the print while institutional buying and heavy volume pushed GS to a new 52‑week high, suggesting market optimism about sustained earnings momentum.

Sentiment:

🐃Bullish

Which Baskets Do They Appear In?

Second Chance Employers

Looking for investments with heart and smarts? These companies are changing lives through fair chance hiring practices, employing individuals rebuilding their lives after incarceration. Handpicked by our analysts, these forward-thinking businesses aren't just driving social change—they're building loyal workforces that boost their bottom line.

Published: June 17, 2025

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Which Baskets Do They Appear In?

Second Chance Employers

Looking for investments with heart and smarts? These companies are changing lives through fair chance hiring practices, employing individuals rebuilding their lives after incarceration. Handpicked by our analysts, these forward-thinking businesses aren't just driving social change—they're building loyal workforces that boost their bottom line.

Published: June 17, 2025

Explore Basket

Investment Analysis