Waterstone Financial Md (WSBF) Stock
Community bank focused on local mortgages and business loans. Here's the price, business snapshot, and what's worth knowing about Waterstone Financial Md in October 2026.
Waterstone Financial Inc (WSBF) is a US regional bank holding company with a market capitalisation of about $277.01M. It operates primarily through community and commercial banking, offering deposit accounts, residential mortgage lending and business loans to local customers. Investors often watch regional banks like Waterstone for their sensitivity to interest-rate cycles, loan growth and deposit stability — factors that influence net interest margins and earnings. As a smaller-cap bank, WSBF can offer growth tied to local economic conditions and targeted lending niches, but it may be more exposed to credit and funding fluctuations than larger national banks. Financial results can swing with loan demand, credit performance and the interest-rate environment. This summary is educational and not investment advice; potential investors should check recent filings, understand the company’s balance-sheet strength, dividend policy and risk profile, and consider their own suitability before making investment decisions.
Waterstone Financial Md (WSBF) Stock Forecast
Analyst price target, next 12 months
$12.50
-37.3% vs today's $19.95
Price range over the last 12 months
In the middle of its 12-month range
Analysts covering Waterstone Financial Md have a consensus 12-month target of $12.50, below the current price of $19.95.
Analyst targets are opinions, not guarantees. Capital at risk. Data as of 25 May 2026.
Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.
Sixth Month Growth Performance
Stock Performance Snapshot
Analyst Rating
Analysts suggest selling Waterstone Financial's stock as its target price is significantly lower.
Financial Health
Waterstone Financial is showing solid revenue and cash flow, indicating strong performance in its operations.
Dividend
Waterstone Financial Inc's dividend yield of 3.26% offers a decent return for dividend-seeking investors. If you invested $1000 you would be paid $32.60 a year in dividends (based on the last 12 months).
Why You’ll Want to Watch This Stock
Local Loan Growth
Growth often comes from residential and commercial lending in local markets, though loan performance can vary with the economy.
Rate Sensitivity
Earnings depend on net interest margin and rate moves; changes in interest rates can help or hurt results.
Community Focus
A regional footprint can mean close customer relationships and niche lending, balanced by concentration risks in local economies.
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