Southern First Bancshares (SFST) Stock
Southern regional bank providing loans and deposits. Here's the price, business snapshot, and what's worth knowing about Southern First Bancshares in October 2026.
Southern First Bancshares (SFST) is a small‑capitalisation banking group (market cap US$345.64m) that operates in the regional banking sector. Investors should know its performance is typically driven by net interest margin, loan growth, deposit trends and credit quality rather than broad-market momentum. As a smaller bank, it can be more sensitive to local economic conditions, funding costs and regulatory changes. Key metrics to track include loan loss provisions, non-performing assets, capital ratios and deposit stability. Market capitalisation in this range often means lower liquidity and higher share-price volatility compared with larger banks. Income from interest and fee-based services can support earnings, but dividends — if paid — are subject to board discretion and regulatory limits. This summary aims to inform general research and is not personal investment advice; values can rise and fall and past performance is not a guarantee of future returns.
Southern First Bancshares (SFST) Stock Forecast
Analyst price target, next 12 months
$58.00
-4.7% vs today's $60.85
Price range over the last 12 months
Close to its 12-month high
Analysts covering Southern First Bancshares have a consensus 12-month target of $58.00, below the current price of $60.85.
Analyst targets are opinions, not guarantees. Capital at risk. Data as of 5 Oct 2026.
Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.
Sixth Month Growth Performance
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying Southern First Bancshares' stock, expecting it to reach a higher value.
Financial Health
Southern First Bancshares is performing well with solid revenue and cash flow generation.
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Why You’ll Want to Watch This Stock
Rate Sensitivity
Net interest margin and loan yields respond to interest-rate moves; this can lift earnings when rates rise but may compress margins if rates fall.
Credit Quality Watch
Loan performance and provisions are key; rising non-performing loans can erode profit and capital, especially during economic downturns.
Small-Cap Dynamics
Market capitalisation under US$500m often means higher volatility and lower liquidity; factor this into position sizing and risk tolerance.
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