PROVIDENT FINANCIAL SERVICES INC
Provident Financial Services, Inc. (PFS) is a US-based regional bank holding company that provides commercial and consumer banking services through its subsidiary banks. Investors should know it focuses on community-oriented lending, deposit gathering and relationship banking across a defined geographic footprint. With a market capitalisation of roughly $2.44 billion, PFS is mid-sized among regional banks and may appeal to investors seeking exposure to local lending cycles, interest-rate sensitivity and fee income streams. Key considerations include loan portfolio composition, credit quality and deposit stability, along with regulatory capital ratios and sensitivity to interest-rate movements. The company’s earnings can benefit from rising net interest margins but can also be affected by economic slowdowns and credit stress. This summary is educational and not personal financial advice; investors should research financial statements, recent management commentary and risk factors and consider their risk tolerance before investing.
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying Provident Financial's stock, with a target price of $23.1, indicating growth potential.
Financial Health
Provident Financial Services is performing well, showing strong revenue and cash flow generation.
Dividend
Provident Financial Services Inc's dividend yield of 4.32% is decent for income-seeking investors. If you invested $1000 you would be paid $43.20 a year in dividends (based on the last 12 months).
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ATLANTIC UNION BANKSHARES CORP
Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank (the Bank), which provides banking and related financial products and services to consumers and businesses. The Bank has branches and ATMs located in Virginia, Maryland, North Carolina, and Washington D.C. Its segments include Wholesale Banking and Consumer Banking. Its Wholesale Banking segment provides loan, leasing, deposit services, treasury management, and capital market services to its wholesale customers throughout Virginia, Maryland, Washington, D.C., North Carolina, and South Carolina. These customers include commercial real estate, commercial and industrial customers. This segment also includes its equipment finance subsidiary and its wealth management business. Its Consumer Banking segment provides loan and deposit services and retail brokerage services to consumers and small businesses throughout Virginia, Maryland, Washington, D.C., and North Carolina.
Baskets Featuring PFS
Banking Liquidity Strain: Risks and Resilient Options
U.S. banks have significantly increased their borrowing from the Fed's emergency lending facility, signaling potential stress in short-term funding markets. This theme focuses on resilient financial institutions and technology providers that can help navigate or benefit from these tightening liquidity conditions.
Published: October 16, 2025
Explore BasketWhy You’ll Want to Watch This Stock
Interest-rate impact
Net interest margin sensitivity makes rate moves an important driver of profitability, though margins can compress if funding costs rise faster than loan yields.
Local lending focus
Regional and community lending can support stable customer relationships, but performance may vary with local economic cycles and sector concentrations.
Credit quality watch
Investors often monitor loan performance and non-performing assets; improving credit trends can support earnings, while deterioration raises downside risk.
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