Nmi (NMIH) Stock
US private mortgage insurer protecting lenders from loan defaults. Here's the price, business snapshot, and what's worth knowing about Nmi in October 2026.
NMI Holdings, Inc (NMIH) is a US-based private mortgage insurer that protects lenders against borrower defaults on conventional mortgage loans. With a market capitalisation of roughly $2.84 billion, NMI earns premiums, manages claims and holds reserves to cover potential losses; its profitability is closely tied to mortgage originations, home-price trends and broader economic conditions. Investors should watch underwriting performance, reserve adequacy, reinsurance contracts and regulatory capital requirements, as these influence both earnings and balance-sheet strength. The stock offers exposure to the housing finance ecosystem but can be cyclical: rising interest rates, falling house prices or higher unemployment can increase claims and pressure results. This summary is for educational purposes only and not personalised investment advice. Consider your objectives and risk tolerance and seek professional advice before investing.
Nmi (NMIH) Stock Forecast
Analyst price target, next 12 months
$44.25
+14.0% vs today's $38.83
Price range over the last 12 months
In the middle of its 12-month range
Analysts covering Nmi have a consensus 12-month target of $44.25, above the current price of $38.83.
Analyst targets are opinions, not guarantees. Capital at risk. Data as of 5 Oct 2026.
Source: Analyst sentiment is provided by Refinitiv Ltd, a global leader in financial market data with over 40k business clients. Refinitiv Ltd is an independent third party to Nemo. This is not advice.
Sixth Month Growth Performance
Stock Performance Snapshot
Analyst Rating
Analysts recommend buying NMI Holdings' stock, with a target price suggesting potential growth.
Financial Health
NMI Holdings is performing well with strong profits, cash flow, and substantial revenue growth.
Dividend
NMI Holdings' projected dividend yield of 1.2% is below average, indicating limited returns from dividends. If you invested $1000 you would be paid $12 a year in dividends (based on the last 12 months).
Why You’ll Want to Watch This Stock
Housing cycle exposure
Earnings and premiums track mortgage originations and home prices — growth can help returns, while downturns can increase claims and volatility.
Capital and reserves
Reserve adequacy and reinsurance shape the firm’s loss-absorbing capacity; regulatory capital needs can limit capital return or growth.
Underwriting discipline
Pricing and risk selection are critical: disciplined underwriting reduces claim risk, but poor credit trends can still hurt results.
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