Live Report · Updated February 2, 2026

UBS vs BBVA

UBS vs BBVA: This page compares two major banks to illustrate differences in business models, financial performance, and the market context in which they operate. It presents neutral, accessible information to help readers understand how each organisation conducts its activities and positions itself within the global financial landscape. Educational content, not financial advice.

UBS vs BBVA: This page compares two major banks to illustrate differences in business models, financial performance, and the market context in which they operate. It presents neutral, accessible infor...

Comparison Snapshot

Key Financial Metrics

UBS

Metric

BBVA

$159.13B

Market Cap

$148.20B

22.27%

Potential Profit

-5.36%

Strong Buy

Analyst Rating

Strong Buy

Why It's Moving

UBS Hits 52-Week High Amid Institutional Shifts and Strong Earnings Momentum

Summit Global Investments slashed its UBS stake by 84.9% in Q3, selling 45,158 shares, yet overall institutional interest remains robust with Norges Bank's massive $4.878B new position.
Recent earnings crushed expectations at $0.76 EPS versus $0.48 forecast and $12.76B revenue against $9.68B anticipated, underscoring resilient client demand and operational strength.
Analysts lean 'Moderate Buy' with a $60.30 consensus target, highlighting UBS's deal activity like co-underwriting a $400M+ recap and asset management wins boosting fee revenue.
sentiment_tag

Sentiment:

🐃Bullish

BBVA Accelerates Share Buyback, Signaling Confidence in Steady Capital Strength

Buyback progress hits 641.99 million euros spent via J.P. Morgan SE, covering 42.8% of the first tranche's authorized amount and underscoring disciplined execution.
Repurchases spanned five trading days ending January 30, reflecting consistent momentum in BBVA's strategy to return value to shareholders.
Short interest jumped 59.6% in January to 2.41 million shares, yet remains low at just 0.0% of float, pointing to limited bearish bets despite mixed analyst views.

Sentiment:

🐃Bullish

UBS Hits 52-Week High Amid Institutional Shifts and Strong Earnings Momentum

Summit Global Investments slashed its UBS stake by 84.9% in Q3, selling 45,158 shares, yet overall institutional interest remains robust with Norges Bank's massive $4.878B new position.
Recent earnings crushed expectations at $0.76 EPS versus $0.48 forecast and $12.76B revenue against $9.68B anticipated, underscoring resilient client demand and operational strength.
Analysts lean 'Moderate Buy' with a $60.30 consensus target, highlighting UBS's deal activity like co-underwriting a $400M+ recap and asset management wins boosting fee revenue.
sentiment_tag

Sentiment:

🐃Bullish

BBVA Accelerates Share Buyback, Signaling Confidence in Steady Capital Strength

Buyback progress hits 641.99 million euros spent via J.P. Morgan SE, covering 42.8% of the first tranche's authorized amount and underscoring disciplined execution.
Repurchases spanned five trading days ending January 30, reflecting consistent momentum in BBVA's strategy to return value to shareholders.
Short interest jumped 59.6% in January to 2.41 million shares, yet remains low at just 0.0% of float, pointing to limited bearish bets despite mixed analyst views.

Sentiment:

🐃Bullish

Investment Analysis

UBS

Pros

UBS has a strong balance sheet with a CET1 capital ratio of 14.8%, supporting financial stability and capital return plans.
The bank is executing strategic investments, including in generative AI, which could drive long-term growth and operational efficiency.
UBS benefits from a global footprint and leadership in credit offerings for private clients and businesses, reinforcing its market position.

Considerations

UBS faces ongoing legacy legal matters and risk-weighted asset reductions that may impact short-term financial performance.
The stock price is forecasted to decline slightly over the near term, with technical indicators showing neutral sentiment and moderate volatility.
The bank has a high level of total debt relative to BBVA, which could pose leverage and risk considerations under adverse market conditions.

BBVA

Pros

BBVA’s relatively low P/E ratio near 9 suggests potential undervaluation compared to peers and the sector average.
The bank has demonstrated strong year-to-date share price gains, indicating positive market momentum and investor confidence.
BBVA operates a diversified banking franchise across multiple regions including Spain, Mexico, Turkey, and South America, reducing geographic risk.

Considerations

BBVA’s price targets indicate limited near-term upside, reflecting investor caution or market headwinds.
The bank carries substantial total debt which, while lower than UBS, still represents a significant leverage risk.
Profitability and return metrics remain challenged compared to competitors, with low Profit vs Risk and SMR ratings.

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