Progressive vs BBVA

This page compares Progressive Corp. and BBVA, examining business models, financial performance, and market context. It presents neutral, accessible insights to help readers understand similarities and differences without recommendations. Educational content, not financial advice.

This page compares Progressive Corp. and BBVA, examining business models, financial performance, and market context. It presents neutral, accessible insights to help readers understand similarities an...

Comparison Snapshot

Key Financial Metrics

PGR

Metric

BBVA

$119.00B

Market Cap

$148.20B

26.29%

Potential Profit

-5.36%

Buy

Analyst Rating

Strong Buy

Why It's Moving

Progressive Surges on Earnings Beat and CFO Transition Amid Mixed Analyst Signals

Q4 earnings crushed estimates with higher premiums and investment income, signaling resilience in personal auto and commercial lines despite rising claim pressures.
Net new policies hit 211,000 in December, beating expectations and fueling optimism around market share gains from superior data analytics.
CFO John Sauerland to retire in July 2026, succeeded by Chief Strategy Officer Andrew Quigg, sparking discussions on leadership continuity.

Sentiment:

🐃Bullish

BBVA Accelerates Share Buyback, Signaling Confidence in Steady Capital Strength

Buyback progress hits 641.99 million euros spent via J.P. Morgan SE, covering 42.8% of the first tranche's authorized amount and underscoring disciplined execution.
Repurchases spanned five trading days ending January 30, reflecting consistent momentum in BBVA's strategy to return value to shareholders.
Short interest jumped 59.6% in January to 2.41 million shares, yet remains low at just 0.0% of float, pointing to limited bearish bets despite mixed analyst views.

Sentiment:

🐃Bullish

Progressive Surges on Earnings Beat and CFO Transition Amid Mixed Analyst Signals

Q4 earnings crushed estimates with higher premiums and investment income, signaling resilience in personal auto and commercial lines despite rising claim pressures.
Net new policies hit 211,000 in December, beating expectations and fueling optimism around market share gains from superior data analytics.
CFO John Sauerland to retire in July 2026, succeeded by Chief Strategy Officer Andrew Quigg, sparking discussions on leadership continuity.

Sentiment:

🐃Bullish

BBVA Accelerates Share Buyback, Signaling Confidence in Steady Capital Strength

Buyback progress hits 641.99 million euros spent via J.P. Morgan SE, covering 42.8% of the first tranche's authorized amount and underscoring disciplined execution.
Repurchases spanned five trading days ending January 30, reflecting consistent momentum in BBVA's strategy to return value to shareholders.
Short interest jumped 59.6% in January to 2.41 million shares, yet remains low at just 0.0% of float, pointing to limited bearish bets despite mixed analyst views.

Sentiment:

🐃Bullish

Investment Analysis

Progressive

PGR

Pros

Reported an 11% increase in net premiums written to $6.837 billion in April 2025, reflecting strong premium growth.
Net income surged 134% year-over-year to $986 million, driven by improved underwriting efficiency and revenue growth.
Total policies in force grew by 17%, indicating solid market share expansion in personal and commercial auto insurance.

Considerations

Earnings per share forecast for FY2025 was recently reduced by analysts, suggesting potential near-term earnings pressure.
Missed quarterly earnings estimates in the most recent report, with EPS of $4.45 versus expected $5.04.
Stock declined about 13.8% year-to-date, underperforming peers and reflecting investor concerns about sector regulatory and premium trends.

BBVA

Pros

Large and diversified banking operations across multiple regions including Spain, Mexico, Turkey, South America, and the US.
Reported a net income of $11.88 billion on $36.85 billion revenue in the trailing twelve months, showing substantial profitability.
Relatively low price-to-earnings ratio of about 9.1x, below sector averages, suggesting potential valuation appeal.

Considerations

Shares show moderate volatility with a beta of 1.46, indicating higher sensitivity to market fluctuations.
Valuation metrics like price/book and PEG ratios are slightly above sector averages, possibly indicating less discount than peers.
Analyst consensus upside is limited with a slight potential downside in fair value estimates.

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