Live Report · Updated February 2, 2026

Capital One vs BBVA

Capital One and BBVA are examined side by side to compare their business models, financial performance, and market context in clear, accessible terms. This page presents neutral analysis to help readers understand similarities and differences between the two institutions. Educational content, not financial advice.

Capital One and BBVA are examined side by side to compare their business models, financial performance, and market context in clear, accessible terms. This page presents neutral analysis to help reade...

Comparison Snapshot

Key Financial Metrics

COF

Metric

BBVA

$139.82B

Market Cap

$148.20B

22.40%

Potential Profit

-6.78%

Buy

Analyst Rating

Strong Buy

Why It's Moving

Capital One Shares Bounce Back Amid Mixed Earnings Signals and Dividend Boost.

EPS missed estimates at $3.86 versus $4.14 expected, but revenue surged 53.3% year-over-year to $15.62 billion, beating forecasts and highlighting resilient card demand.
Company raised its quarterly dividend to $0.80 per share from $0.60, signaling board confidence in cash flow despite a payout ratio exceeding 100%.
Barclays held an 'Overweight' rating but trimmed its price target to $287 from $294, as political pushes for credit card rate caps add near-term uncertainty.

Sentiment:

⚖️Neutral

BBVA Accelerates Share Buyback, Signaling Confidence in Steady Capital Strength

Buyback progress hits 641.99 million euros spent via J.P. Morgan SE, covering 42.8% of the first tranche's authorized amount and underscoring disciplined execution.
Repurchases spanned five trading days ending January 30, reflecting consistent momentum in BBVA's strategy to return value to shareholders.
Short interest jumped 59.6% in January to 2.41 million shares, yet remains low at just 0.0% of float, pointing to limited bearish bets despite mixed analyst views.

Sentiment:

🐃Bullish

Capital One Shares Bounce Back Amid Mixed Earnings Signals and Dividend Boost.

EPS missed estimates at $3.86 versus $4.14 expected, but revenue surged 53.3% year-over-year to $15.62 billion, beating forecasts and highlighting resilient card demand.
Company raised its quarterly dividend to $0.80 per share from $0.60, signaling board confidence in cash flow despite a payout ratio exceeding 100%.
Barclays held an 'Overweight' rating but trimmed its price target to $287 from $294, as political pushes for credit card rate caps add near-term uncertainty.

Sentiment:

⚖️Neutral

BBVA Accelerates Share Buyback, Signaling Confidence in Steady Capital Strength

Buyback progress hits 641.99 million euros spent via J.P. Morgan SE, covering 42.8% of the first tranche's authorized amount and underscoring disciplined execution.
Repurchases spanned five trading days ending January 30, reflecting consistent momentum in BBVA's strategy to return value to shareholders.
Short interest jumped 59.6% in January to 2.41 million shares, yet remains low at just 0.0% of float, pointing to limited bearish bets despite mixed analyst views.

Sentiment:

🐃Bullish

Investment Analysis

Capital One

COF

Pros

Capital One's credit card portfolio is experiencing solid growth, supporting net interest margins and revenue expansion despite high interest rates.
The company's diverse range of financial products and services helps mitigate risks associated with market fluctuations.
Institutional investors hold a significant majority of the stock, indicating strong backing and confidence from major financial entities.

Considerations

Capital One's valuation metrics such as Price/Earnings ratio are relatively high, suggesting potential overvaluation compared to earnings.
Recent insider selling activity, with over 13,000 shares sold, may indicate concerns about internal confidence in the company's prospects.
Analyst price targets show mixed signals, with some reducing targets and forecasting possible downward price movement in the near term.

BBVA

Pros

BBVA is forecasted to continue increasing earnings, supported by strengthening earnings momentum and improving capital returns.
The bank has a diversified geographic presence, with operations across Spain, Mexico, Turkey, South America, and other regions.
BBVA’s valuation metrics, including price to earnings and price to book ratios, are relatively undervalued compared to sector averages.

Considerations

BBVA operates in multiple emerging markets that expose it to geopolitical and currency risks that could affect earnings volatility.
Despite earnings momentum, analyst consensus signals modest or negative price upside, reflecting market cautiousness on growth sustainability.
The banking sector faces regulatory and macroeconomic headwinds in key markets like Spain and Latin America, which could constrain growth.

Related Market Insights

The Fed's Policy Pivot: Why Tech and Financial Stocks Could Benefit

Discover how the Fed's policy pivot could boost tech and financial stocks. Nemo offers a curated basket of 15 companies poised to benefit from increased market liquidity. Invest commission-free.