Arch Capital vs WTW
This page compares Arch Capital Group Ltd. and Willis Towers Watson PLC, examining how their business models, financial performance, and market context differ. It offers neutral, accessible insights into strategy, client focus, and industry position, without investment recommendations. Educational content, not financial advice.
This page compares Arch Capital Group Ltd. and Willis Towers Watson PLC, examining how their business models, financial performance, and market context differ. It offers neutral, accessible insights i...
Why It's Moving
ACGL Stock Edges Higher Ahead of Hotly Anticipated Q4 Earnings Reveal.
- Stock hit intraday high of $96.55 on February 1, reflecting building momentum near 52-week peak of $97.60.
- Analysts hold mixed 'Hold' consensus with $107.53 average target, signaling potential upside if results exceed expectations.
- Recent insider sales totaling $20.7 million raise questions, though institutional ownership remains robust at 89%.
ACGL Stock Edges Higher Ahead of Hotly Anticipated Q4 Earnings Reveal.
- Stock hit intraday high of $96.55 on February 1, reflecting building momentum near 52-week peak of $97.60.
- Analysts hold mixed 'Hold' consensus with $107.53 average target, signaling potential upside if results exceed expectations.
- Recent insider sales totaling $20.7 million raise questions, though institutional ownership remains robust at 89%.
Investment Analysis
Arch Capital
ACGL
Pros
- Arch Capital reported strong Q3 2025 results with net income of $1.3 billion and a 23.8% annualized return on average common equity.
- The company achieved a record underwriting profit driven by improved reinsurance performance and lower catastrophe losses.
- Arch Capital maintains a robust and growing book value per share, up 5.3% in Q3 2025 to $62.32, reflecting financial strength and capital growth.
Considerations
- Combined ratio excluding catastrophes rose slightly to 80.5% in Q3 2025, indicating some pressures on underwriting efficiency.
- Revenue for Q3 2025 trailed analyst estimates ($3.96 billion vs. $4.39 billion), signalling potential top-line growth challenges.
- Despite strong recent profitability, Arch’s forward PE ratio near 9.4 suggests limited valuation upside relative to peers given moderate expected earnings growth.
WTW
WTW
Pros
- Willis Towers Watson benefits from global diversification across insurance broking, consulting, and technology services.
- The firm has shown steady organic growth driven by expanding demand for risk management and human capital solutions.
- WTW possesses strong free cash flow and a solid balance sheet, supporting dividends and investments in innovation.
Considerations
- Exposure to regulatory and macroeconomic uncertainties, especially in insurance broking markets, could pressure margins.
- Willis Towers Watson faces intensified competition from both traditional and insurtech firms, potentially impacting market share.
- The company’s cyclicality tied to economic conditions can lead to earnings volatility in downturns affecting client budgets.
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Arch Capital (ACGL) Next Earnings Date
Arch Capital Group's next earnings date is February 9, 2026, with the Q4 2025 earnings release scheduled after market close at 4:00 PM ET, followed by a conference call on February 10 at 10:00 AM ET. This report will cover the quarter ended December 2025, where analysts anticipate earnings around $2.34-$2.49 per share on revenues of approximately $3.9-$4.7 billion. Investors should monitor for any updates from the company, as this aligns with their historical quarterly reporting pattern.
Arch Capital (ACGL) Next Earnings Date
Arch Capital Group's next earnings date is February 9, 2026, with the Q4 2025 earnings release scheduled after market close at 4:00 PM ET, followed by a conference call on February 10 at 10:00 AM ET. This report will cover the quarter ended December 2025, where analysts anticipate earnings around $2.34-$2.49 per share on revenues of approximately $3.9-$4.7 billion. Investors should monitor for any updates from the company, as this aligns with their historical quarterly reporting pattern.
Which Baskets Do They Appear In?
Property & Casualty Insurers Gain On European Strength
German insurer Allianz recently announced a significant increase in its second-quarter profits, surpassing expectations and signaling strength in the European insurance market. This suggests that other major European insurance companies with robust property and casualty operations could also be poised for growth.
Published: August 7, 2025
Explore BasketExtreme-Weather Insurance Innovators
This collection features forward-thinking companies using cutting-edge technology to insure against catastrophic weather events. As climate-related disasters become more frequent, these specialized insurers and data providers are positioned to become essential components of the global risk management landscape.
Published: June 17, 2025
Explore BasketWhich Baskets Do They Appear In?
Property & Casualty Insurers Gain On European Strength
German insurer Allianz recently announced a significant increase in its second-quarter profits, surpassing expectations and signaling strength in the European insurance market. This suggests that other major European insurance companies with robust property and casualty operations could also be poised for growth.
Published: August 7, 2025
Explore BasketExtreme-Weather Insurance Innovators
This collection features forward-thinking companies using cutting-edge technology to insure against catastrophic weather events. As climate-related disasters become more frequent, these specialized insurers and data providers are positioned to become essential components of the global risk management landscape.
Published: June 17, 2025
Explore BasketBuy ACGL or WTW in Nemo
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