Arch Capital vs LPL Financial
Arch Capital and LPL Financial are compared on this page, focusing on business models, financial performance, and market context. The aim is neutral, accessible information that helps readers understand how each company operates and positions itself. Educational content, not financial advice.
Arch Capital and LPL Financial are compared on this page, focusing on business models, financial performance, and market context. The aim is neutral, accessible information that helps readers understa...
Why It's Moving
ACGL Stock Edges Higher Ahead of Hotly Anticipated Q4 Earnings Reveal.
- Stock hit intraday high of $96.55 on February 1, reflecting building momentum near 52-week peak of $97.60.
- Analysts hold mixed 'Hold' consensus with $107.53 average target, signaling potential upside if results exceed expectations.
- Recent insider sales totaling $20.7 million raise questions, though institutional ownership remains robust at 89%.
LPL Financial Delivers Record 2025 Earnings and Assets, but Shares Dip on 2026 Cost Outlook
- Q4 adjusted EPS beat estimates by $0.41 at $5.23 with revenue up 40% year-over-year, highlighting robust advisor growth and organic net new assets of $23 billion.
- Record $2.4 trillion in total assets and advisory assets surging 46% to $1.4 trillion signal LPL's scaling momentum through integrations like Commonwealth and Atria.
- Board affirmed $0.30 quarterly dividend amid ongoing advisor recruits, including a $2 billion team joining on January 27, yet elevated 2026 expense guidance to $2.16-2.21 billion sparked caution.
ACGL Stock Edges Higher Ahead of Hotly Anticipated Q4 Earnings Reveal.
- Stock hit intraday high of $96.55 on February 1, reflecting building momentum near 52-week peak of $97.60.
- Analysts hold mixed 'Hold' consensus with $107.53 average target, signaling potential upside if results exceed expectations.
- Recent insider sales totaling $20.7 million raise questions, though institutional ownership remains robust at 89%.
LPL Financial Delivers Record 2025 Earnings and Assets, but Shares Dip on 2026 Cost Outlook
- Q4 adjusted EPS beat estimates by $0.41 at $5.23 with revenue up 40% year-over-year, highlighting robust advisor growth and organic net new assets of $23 billion.
- Record $2.4 trillion in total assets and advisory assets surging 46% to $1.4 trillion signal LPL's scaling momentum through integrations like Commonwealth and Atria.
- Board affirmed $0.30 quarterly dividend amid ongoing advisor recruits, including a $2 billion team joining on January 27, yet elevated 2026 expense guidance to $2.16-2.21 billion sparked caution.
Investment Analysis
Arch Capital
ACGL
Pros
- Strong recent financial performance with net income of $1.3 billion in Q3 2025, showing a 23.8% annualized net income return on average common equity.
- Diverse underwriting segments including insurance, reinsurance, and mortgage insurance across multiple regions such as the US, Canada, Europe, and Australia.
- Attractive dividend yield of approximately 5.81% with ongoing share repurchase authorization increasing financial flexibility.
Considerations
- Analyst consensus shows mixed ratings with a moderate price target suggesting limited near-term upside from current levels.
- Combined ratio slightly increased excluding catastrophes and prior year development, indicating some underwriting efficiency pressures.
- Potential pressure on net margins forecasted to decline from 25.34% in 2024 to 18.20% in 2025, reflecting margin compression risks.
LPL Financial
LPLA
Pros
- Strong position in the US independent broker-dealer market with extensive advisory and technology platforms supporting financial advisors.
- Robust revenue growth driven by asset gathering and expanding advisory services amid rising demand for wealth management solutions.
- Solid balance sheet with ample liquidity and consistent cash flow generation supporting growth investments and shareholder returns.
Considerations
- Highly cyclical business sensitive to equity market fluctuations and changing investor sentiment impacting asset-based fees.
- Competitive pressures from both traditional wealth managers and emerging digital platforms could compress margins and market share.
- Regulatory environment in financial services is evolving, imposing ongoing compliance costs and operational risks.
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Arch Capital (ACGL) Next Earnings Date
Arch Capital Group's next earnings date is February 9, 2026, with the Q4 2025 earnings release scheduled after market close at 4:00 PM ET, followed by a conference call on February 10 at 10:00 AM ET. This report will cover the quarter ended December 2025, where analysts anticipate earnings around $2.34-$2.49 per share on revenues of approximately $3.9-$4.7 billion. Investors should monitor for any updates from the company, as this aligns with their historical quarterly reporting pattern.
LPL Financial (LPLA) Next Earnings Date
LPL Financial (LPLA) released its Q4 2025 earnings on January 29, 2026. The next earnings report, covering Q1 2026, is scheduled for May 7, 2026, coinciding with the earnings call. This aligns with the company's quarterly reporting pattern following the recent release.
Arch Capital (ACGL) Next Earnings Date
Arch Capital Group's next earnings date is February 9, 2026, with the Q4 2025 earnings release scheduled after market close at 4:00 PM ET, followed by a conference call on February 10 at 10:00 AM ET. This report will cover the quarter ended December 2025, where analysts anticipate earnings around $2.34-$2.49 per share on revenues of approximately $3.9-$4.7 billion. Investors should monitor for any updates from the company, as this aligns with their historical quarterly reporting pattern.
LPL Financial (LPLA) Next Earnings Date
LPL Financial (LPLA) released its Q4 2025 earnings on January 29, 2026. The next earnings report, covering Q1 2026, is scheduled for May 7, 2026, coinciding with the earnings call. This aligns with the company's quarterly reporting pattern following the recent release.
Which Baskets Do They Appear In?
Property & Casualty Insurers Gain On European Strength
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Explore BasketWhich Baskets Do They Appear In?
Property & Casualty Insurers Gain On European Strength
German insurer Allianz recently announced a significant increase in its second-quarter profits, surpassing expectations and signaling strength in the European insurance market. This suggests that other major European insurance companies with robust property and casualty operations could also be poised for growth.
Published: August 7, 2025
Explore BasketExtreme-Weather Insurance Innovators
This collection features forward-thinking companies using cutting-edge technology to insure against catastrophic weather events. As climate-related disasters become more frequent, these specialized insurers and data providers are positioned to become essential components of the global risk management landscape.
Published: June 17, 2025
Explore BasketBuy ACGL or LPLA in Nemo
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