Zions Bancorp vs Popular

Zions Bancorp and Popular, Inc. this page compares their business models, financial performance, and market context to help readers understand similarities and differences. The aim is to present neutral, accessible information without recommendations or forecasts, focusing on structure, strategy, and market position rather than specific outcomes. Educational content, not financial advice.

Zions Bancorp and Popular, Inc. this page compares their business models, financial performance, and market context to help readers understand similarities and differences. The aim is to present neutr...

Comparison Snapshot

Key Financial Metrics

ZION

Metric

BPOP

$8.72B

Market Cap

$8.33B

4.01%

Potential Profit

12.76%

Hold

Analyst Rating

Buy

Investment Analysis

Zions Bancorp

ZION

Pros

Zions Bancorporation maintains a strong regional presence with consistent customer satisfaction awards in small business and middle-market banking.
The company reported better-than-expected earnings in Q3 2025 despite a temporary credit charge-off, indicating underlying operational resilience.
Zions Bancorporation offers diversified financial services including commercial banking, capital markets, and wealth management across multiple western US states.

Considerations

Recent credit quality deterioration led to a significant Q3 earnings charge-off, raising concerns about asset quality and loan performance.
The stock has faced volatility following negative headlines, with a 13% single-day drop after the credit charge-off announcement.
Analyst consensus is a 'Hold' rating, suggesting limited near-term upside and cautious sentiment among market professionals.

Popular, Inc. operates with a strong balance sheet and maintains a leading position in Puerto Rico's banking sector.
The company has demonstrated consistent profitability and efficient cost management in recent quarters.
Popular, Inc. benefits from a diversified revenue base, including retail, commercial, and mortgage banking services.

Considerations

The bank's geographic concentration in Puerto Rico exposes it to regional economic and regulatory risks.
Market capitalisation is relatively small compared to larger US banking peers, which may limit investor interest.
The stock has shown limited upside potential according to recent analyst targets, reflecting modest growth expectations.

About The Companies

Zions Bancorp (ZION)

Zions Bancorporation (NASDAQ: ZION) is a US regional bank headquartered in Salt Lake City that provides commercial and consumer banking, mortgage lending and wealth-management services across several western states. With a market capitalisation of about $7.8 billion, Zions operates in the mid‑cap regional-bank space where earnings are propelled by net interest income, loan growth and fee income; at the same time credit quality, deposit costs and regulatory capital requirements are key variables for investors. Interest-rate movements and regional economic cycles can meaningfully affect profitability, and exposure to commercial real‑estate and small‑business lending can amplify cyclical risk. Recent strategy has emphasised diversification of loan mix and tight expense control, but outcomes depend on economic and credit trends. This is general educational information and not personal financial advice — suitability depends on your circumstances and risk tolerance, and past performance is not a reliable guide to the future.

Popular (BPOP)

Popular, Inc. is a financial holding company with a significant presence in both Puerto Rico and the United States mainland. The company operates through two main segments: Banco Popular de Puerto Rico (BPPR) and Banco Popular North America (BPNA). BPPR is a key player in Puerto Rico, offering a wide array of services including retail, mortgage, and commercial banking, alongside specialised services like investment banking and insurance. On the US mainland, its BPNA segment operates under the name 'Popular Community Bank' with branches primarily in New York, Florida, and New Jersey. This dual-market strategy allows the company to tap into different economic environments. For investors, understanding the performance and regulatory climate in both these distinct regions is key to evaluating the company's potential. As with any financial institution, its fortunes are closely tied to broader economic health and interest rate trends.

Which Baskets Do They Appear In?

Inflation-Resistant Investments | Core PCE at 2.9%

The Federal Reserve's key inflation metric remained elevated at 2.9%, signaling that the fight against rising prices is ongoing. This creates a potential investment opportunity in companies that can thrive in a high-inflation, high-interest-rate environment.

Published: September 28, 2025

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Inflation Resilience Portfolio Explained

The Fed's key inflation gauge remains stubbornly high, signaling that elevated price levels may persist for longer than expected. This creates an investment opportunity in companies that can thrive in an inflationary environment, such as those with the ability to raise prices or benefit from higher interest rates.

Published: September 27, 2025

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Fed Pivot Play: Financial Sector's Risk-Reward Trade

An unexpected drop in wholesale prices has increased the likelihood that the Federal Reserve will cut interest rates to support the economy. This potential shift in monetary policy creates opportunities for companies in sectors that are sensitive to lower borrowing costs, such as banking and financial services.

Published: September 11, 2025

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Which Baskets Do They Appear In?

Inflation-Resistant Investments | Core PCE at 2.9%

The Federal Reserve's key inflation metric remained elevated at 2.9%, signaling that the fight against rising prices is ongoing. This creates a potential investment opportunity in companies that can thrive in a high-inflation, high-interest-rate environment.

Published: September 28, 2025

Explore Basket

Inflation Resilience Portfolio Explained

The Fed's key inflation gauge remains stubbornly high, signaling that elevated price levels may persist for longer than expected. This creates an investment opportunity in companies that can thrive in an inflationary environment, such as those with the ability to raise prices or benefit from higher interest rates.

Published: September 27, 2025

Explore Basket

Fed Pivot Play: Financial Sector's Risk-Reward Trade

An unexpected drop in wholesale prices has increased the likelihood that the Federal Reserve will cut interest rates to support the economy. This potential shift in monetary policy creates opportunities for companies in sectors that are sensitive to lower borrowing costs, such as banking and financial services.

Published: September 11, 2025

Explore Basket

Fed Pivot Stocks: Rate Cut Risks & Opportunities

A weaker-than-expected jobs report has increased the likelihood of a Federal Reserve interest rate cut. This theme focuses on companies poised to benefit from lower borrowing costs, which can stimulate lending and consumer spending.

Published: September 8, 2025

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Community Banking Catalyst

This carefully selected group of stocks features regional and community banks positioned to benefit from the FDIC's proposed simplification of the Community Reinvestment Act. Our professional analysts identified these financial institutions as potentially gaining from reduced regulatory burdens, which could boost lending capacity and shareholder value.

Published: July 14, 2025

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Banks

These carefully selected banking stocks represent the financial institutions that keep the global economy running. Our professional analysts have handpicked these companies for their role in the digital transformation of financial services and their potential for steady returns.

Published: May 28, 2025

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Comparison Snapshot