WesBanco vs FB Financial

WesBanco and FB Financial are compared on this page to illuminate how their business models, financial performance and market context differ. The content is designed to be neutral and accessible, outlining each company's approach, strengths and operating environment without making recommendations. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

WSBC

Metric

FBK

$3.26B

Market Cap

$3.13B

6.35%

Potential Profit

5.76%

Buy

Analyst Rating

Buy

Investment Analysis

WesBanco

WSBC

Pros

WesBanco operates a diversified regional bank with over 200 branches across eight states, providing strong geographic presence.
The company shows solid financial health with a low debt-to-equity ratio of 42.4% and a net profit margin of 21.32%.
Recent acquisitions, like Premier Financial, offer growth opportunities and potential economies of scale in new markets.

Considerations

Despite earnings growth, the stock trades at a relatively high P/E ratio (around 21), above its 10-year average, which may indicate limited valuation upside.
Revenue growth has been slightly below expectations recently, as seen in the Q3 2025 revenue miss.
Integration risks and execution challenges remain from recent acquisitions that could affect near-term performance.

FB Financial

FBK

Pros

FB Financial Corp. has demonstrated consistent profitability with growing earnings and strong return on equity in recent quarters.
The company benefits from a focused presence in fast-growing regional markets and a diversified banking service offering.
FB Financial maintains a solid capital position and strong credit quality, supporting resilience amid economic fluctuations.

Considerations

Exposure to regional economic cycles poses some risk due to potential loan demand and credit quality volatility.
FB Financial faces competition from larger banks which could pressure margins and market share.
Growth is somewhat constrained by its regional footprint compared to larger, more diversified banking peers.

About The Companies

WesBanco (WSBC)

Wesbanco, Inc. is a diversified, multi-state bank holding company headquartered in the United States. It provides a comprehensive suite of financial services to individuals, businesses, and government bodies. The company's operations are categorised into two main segments: community banking and trust and investment services. Through its community banking arm, Wesbanco offers traditional services like deposit accounts and loans, alongside insurance and brokerage services. The trust and investment services segment manages client assets and provides a range of products, including mutual funds. With a significant presence across states like Ohio, Pennsylvania, and West Virginia, Wesbanco serves its customer base through a large network of financial centres. For investors, Wesbanco represents a regional banking institution with a broad service offering. As with any investment, it's important to remember that values can fall as well as rise.

FB Financial (FBK)

FB Financial Corp (ticker: FBK) is a regional bank holding company that provides commercial and consumer banking, mortgage lending, treasury and wealth management services through a mix of branches and digital channels. With a market capitalisation near $2.9bn, it’s sized as a mid‑cap regional lender where interest-rate moves, loan growth and credit quality materially influence performance. Investors often watch its net interest margin, deposit trends, and provision for credit losses to gauge profitability and resilience. Regulatory oversight and local economic conditions — especially in its core markets — can drive variability in results. Balance-sheet strength and capital ratios are important when assessing downside risk, while management’s strategy on loans, deposits and capital returns affects upside. This is educational information, not personal advice: values can rise and fall and past performance is no guarantee of future returns. If you’re considering an investment, review the company’s filings and speak to a qualified financial adviser about suitability for your objectives and risk tolerance.

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Comparison Snapshot