Walker & Dunlop vs Goosehead Insurance

Walker & Dunlop vs Goosehead Insurance: this page compares business models, financial performance, and market context of the two firms in a neutral, accessible way. It presents information to help readers understand differences and similarities without giving advice. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

Metric

GSHD

$2.16B

Market Cap

$2.54B

29.92%

Potential Profit

33.74%

Buy

Analyst Rating

Buy

Investment Analysis

Walker & Dunlop

Pros

Walker & Dunlop reported strong Q3 2025 financial growth with total transaction volume up 34% year-over-year to $15.5 billion.
The company’s servicing portfolio expanded 4% year-over-year to $139.3 billion, reflecting increased market presence.
Walker & Dunlop benefits from a diversified commercial real estate finance platform, including a 61% increase in Agency debt financing volume.

Considerations

Walker & Dunlop’s market capitalization has declined approximately 22-36% over the past year, indicating significant market value pressure.
Adjusted EBITDA showed a slight year-to-date decrease, suggesting some margin pressure despite revenue growth.
The company operates in a cyclical commercial real estate market, which may increase vulnerability to economic downturns and interest rate fluctuations.

Goosehead Insurance

GSHD

Pros

Goosehead Insurance operates a diversified insurance agency offering homeowner’s, auto, and other personal lines, which can balance revenue sources.
The company is positioned in the growing personal insurance sector benefiting from steady demand for home and auto policies.
Goosehead’s business model as an agency may offer scalable growth potential with relatively low capital intensity.

Considerations

Goosehead Insurance faces competitive pressure in a fragmented personal lines insurance market dominated by larger incumbents.
The company’s results may be exposed to regulatory changes impacting insurance underwriting and commission structures.
Insurance agencies like Goosehead are sensitive to claims volatility and changes in consumer insurance purchasing behaviour.

About The Companies

Walker & Dunlop (WD)

Walker & Dunlop, Inc. is a prominent player in the US commercial real estate finance sector. The company primarily focuses on providing financing and advisory services, with a specialisation in multifamily properties (blocks of flats). Its business is organised into key segments: Capital Markets, which handles lending, debt brokerage, and property sales; and Servicing & Asset Management, which manages the loan portfolios it originates and sold. This includes servicing loans for government-sponsored agencies and managing third-party capital in real estate funds. For investors interested in the property market, Walker & Dunlop offers exposure to the commercial finance side of the industry. It's important to remember that as a finance company tied to real estate, its performance can be influenced by interest rate changes and the overall health of the property market. As with any investment, capital is at risk and values can fall as well as rise.

Goosehead Insurance (GSHD)

Goosehead Insurance, ticker GSHD, operates a technology-enabled network of independent insurance agents and franchisees that sell personal and commercial property & casualty policies. The company generates revenue primarily from commissions and fees, benefitting from agent recruitment, renewal streams and cross-selling opportunities. At a market capitalisation of about $2.56bn, Goosehead positions itself as a scalable, low-capital-intensity distributor that aims to combine local advisory relationships with centralised technology and marketing. Investors should weigh growth prospects against execution risks: franchise recruitment, retention of high-producing agents, regulatory changes, and commission-rate pressure can affect results. Profitability has fluctuated as the business invests in expansion and technology. This summary is educational only and not personal investment advice; potential investors should consider their objectives, risk tolerance and seek independent financial advice before acting. Returns are not guaranteed and values can fall as well as rise.

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Comparison Snapshot