State Street vs WTW

State Street and WTW are presented to compare their business models, financial performance, and market context. This page offers neutral explanations of corporate structure, strategy, client service approaches, and competitive positioning to help readers understand how each firm operates in today’s markets. Educational content, not financial advice.

State Street and WTW are presented to compare their business models, financial performance, and market context. This page offers neutral explanations of corporate structure, strategy, client service a...

Comparison Snapshot

Key Financial Metrics

STT

Metric

WTW

$34.97B

Market Cap

$30.81B

11.40%

Potential Profit

15.60%

Buy

Analyst Rating

Buy

Why It's Moving

State Street Hits All-Time High on Stellar Q4 Earnings Beat and Surging Profit Margins.

Q4 revenue soared to $3.7B with basic EPS at $2.46, topping forecasts and signaling sustained demand for custody and advisory services.
Full-year earnings jumped 9.4%—far outpacing the prior 0.4% trend—while net margins expanded to 19.6%, highlighting operational strength.
Stock smashed 52-week high on the news, backed by 'Moderate Buy' consensus from analysts and upbeat AUM figures topping $5.4T.

Sentiment:

🐃Bullish

State Street Hits All-Time High on Stellar Q4 Earnings Beat and Surging Profit Margins.

Q4 revenue soared to $3.7B with basic EPS at $2.46, topping forecasts and signaling sustained demand for custody and advisory services.
Full-year earnings jumped 9.4%—far outpacing the prior 0.4% trend—while net margins expanded to 19.6%, highlighting operational strength.
Stock smashed 52-week high on the news, backed by 'Moderate Buy' consensus from analysts and upbeat AUM figures topping $5.4T.

Sentiment:

🐃Bullish

Investment Analysis

State Street

STT

Pros

State Street demonstrated strong fee revenue growth of 11% in Q2 2025, reaching $2.7 billion, supported by broad-based franchise strength and favorable market conditions.
The company achieved record assets under custody and administration ($51.7 trillion) and assets under management ($5.4 trillion) as of Q3 2025, showcasing its large scale and market position.
State Street has a history of returning capital to shareholders, with $517 million returned in Q2 2025 including significant share repurchases.

Considerations

Despite revenue growth, earnings per share rose only 1% year-over-year on a GAAP basis in Q2 2025, indicating margin pressure or expense challenges.
Operating and other expenses showed increases, with information systems and communications costs rising, which could pressure future profitability.
State Street’s business is exposed to market volatility and equity market performance, which can lead to fluctuations in fee revenue and asset inflows.

WTW

Pros

Willis Towers Watson (WTW) benefits from a high level of institutional ownership at over 98%, reflecting confidence from major investors.
WTW operates in diversified financial services, including insurance brokerage and risk management, which can provide stability amid market cyclicality.
The company’s insider ownership nearing 30% suggests strong alignment of management with shareholder interests.

Considerations

WTW’s business is sensitive to global economic and regulatory changes, which can affect demand for its insurance and consulting services.
The absence of retail investors and high institutional concentration could contribute to volatility or lower liquidity in trading WTW shares.
WTW faces ongoing execution risks from integrating acquisitions and expanding technological capabilities amid competitive pressure in the insurance and consulting industries.

About The Companies

State Street (STT)

State Street Corporation (STT) is a US-based financial services company best known for custody, fund administration and investment servicing. Through State Street Global Advisors it also offers passive and active investment strategies, including SPDR ETFs. Investors should know revenue is driven by fees on assets under management and custody, trading and financing activity, and interest income — so performance is sensitive to market conditions, AUM flows and interest-rate environments. The company has scale and a global footprint, serving institutional clients such as asset managers, pensions and sovereign funds, but faces competition from other custodian banks and technology providers. Key risks include operational and cyber risk, regulatory oversight across jurisdictions, and cyclical pressures on margins. This summary is educational and not investment advice; values can rise and fall and past performance does not predict future returns. Consider your objectives and risk tolerance or consult a regulated adviser before making investment decisions.

WTW (WTW)

Willis Towers Watson (WTW) is a leading global advisory, broking, and solutions company. It helps organisations manage risk, cultivate talent, and optimise benefits through data-driven insights. The firm operates through two main segments. The Health, Wealth & Career (HWC) division offers advice and technology for employee benefit plans, compensation programmes, and institutional investments. The Risk & Broking (R&B) arm provides a wide range of risk advice and insurance brokerage services to clients, from small businesses to large multinational corporations. This diverse business model allows WTW to address interconnected challenges across human resources, risk management, and finance for a global client base. As with any investment, it's important to remember that the value can go down as well as up, and past performance is not a guide to the future.

State Street (STT) Next Earnings Date

State Street Corporation (STT) reported its Q4 2025 and full-year 2025 earnings on January 16, 2026, which has already occurred. The next earnings release, covering Q1 2026, is scheduled for April 16, 2026. This aligns with the company's historical pattern of mid-April announcements for first-quarter results.

State Street (STT) Next Earnings Date

State Street Corporation (STT) reported its Q4 2025 and full-year 2025 earnings on January 16, 2026, which has already occurred. The next earnings release, covering Q1 2026, is scheduled for April 16, 2026. This aligns with the company's historical pattern of mid-April announcements for first-quarter results.

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Comparison Snapshot

Why It's Moving

State Street Hits All-Time High on Stellar Q4 Earnings Beat and Surging Profit Margins.

State Street Hits All-Time High on Stellar Q4 Earnings Beat and Surging Profit Margins.