S&T Bancorp vs Hope Bancorp

S&T Bancorp vs Hope Bancorp: this page compares the business models, financial performance, and market context of both companies. It presents a neutral view of each organisation, highlighting strengths and differences to help readers understand how they operate within the banking sector. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

STBA

Metric

HOPE

$1.54B

Market Cap

$1.47B

-1.29%

Potential Profit

3.74%

Hold

Analyst Rating

Hold

Investment Analysis

S&T Bancorp

STBA

Pros

S&T Bancorp delivered above-consensus earnings per share in Q3 2025, reflecting strong profitability and effective cost management.
The company reported robust return metrics, including a return on average assets of 1.42% and return on average equity of 9.48% in Q3 2025.
Strategic investments in technology and deposit franchise expansion are supporting long-term operational efficiency and customer growth.

Considerations

Despite earnings growth, revenue met but did not exceed expectations, indicating limited top-line momentum in the latest quarter.
The stock experienced downward pressure in pre-market trading after the earnings beat, suggesting market caution or mixed sentiment.
Economic uncertainties, including regional budget impasses, could pose risks to future loan growth and credit quality.

Hope Bancorp

HOPE

Pros

Hope Bancorp offers a diversified suite of retail and commercial banking services, including treasury management and wealth management, supporting stable revenue streams.
The company maintains a relatively low price-to-book ratio of 0.6x, suggesting potential undervaluation compared to sector peers.
Hope Bancorp has a long operating history and a strong presence in key US markets, particularly in California and the West Coast.

Considerations

The PEG ratio is negative, indicating potential concerns about future earnings growth relative to current valuation.
Analyst fair value estimates suggest limited upside, with some models indicating the stock may be fairly valued or slightly overvalued.
The company's exposure to regional economic conditions and commercial real estate lending could increase vulnerability during downturns.

About The Companies

S&T Bancorp (STBA)

S&T Bancorp, Inc. is a bank holding company that operates primarily through its main subsidiary, S&T Bank. Headquartered in Pennsylvania, it provides a comprehensive range of financial services to individuals and businesses across its core markets in Pennsylvania and Ohio. The company's operations are broken down into several key segments, including Commercial Real Estate, Commercial and Industrial lending, and Commercial Construction. It also caters to small businesses through its Business Banking division and individual customers via its Consumer Real Estate and other consumer loan services. For investors, S&T Bancorp represents a significant regional banking player with a diversified loan portfolio. As with any investment in the financial sector, its performance can be influenced by economic conditions and interest rate changes. Values can go down as well as up.

Hope Bancorp (HOPE)

Hope Bancorp, Inc. is the bank holding company for Bank of Hope and Territorial Savings Bank. It serves a diverse customer base with a comprehensive suite of financial products and services. These include commercial and consumer loans, residential mortgages, and Small Business Administration (SBA) loans. The company also offers treasury management, international trade financing, and foreign currency exchange solutions, catering to both individual and corporate clients. With a significant physical presence, Hope Bancorp operates dozens of full-service branches across key US states like California, New York, Texas, and Hawaii. Its reach is further extended by loan production offices throughout the United States and a representative office in Seoul, South Korea, highlighting its focus on both domestic and international markets. An investment in any company carries risks, and returns are not guaranteed.

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S&T Bancorp vs Hope Bancorp

Comparison Snapshot

Investment Analysis

S&T Bancorp

Pros

Considerations

Hope Bancorp

Pros

Considerations

About The Companies

Buy STBA or HOPE in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

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Frequently asked questions

Comparison Snapshot

About The Companies

S&T Bancorp vs Hope Bancorp

Comparison Snapshot

Investment Analysis

S&T Bancorp

Pros

Considerations

Hope Bancorp

Pros

Considerations

About The Companies

Buy STBA or HOPE in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

Discover More Comparisons

S&T Bancorp vs Triumph Financial

S&T Bancorp vs Bladex

S&T Bancorp vs National Bank Holdings

Frequently asked questions

What is the main purpose of comparing two stocks on this page?

How should I interpret ‘pros and cons’ in the context of bank stocks?

What does return on average assets (ROAA) and return on equity (ROE) tell me?

What does a low price-to-book ratio imply for Hope Bancorp in this comparison?

How should I view earnings beats versus top-line growth for S&T Bancorp?

What risks should be considered with regional economic conditions for these banks?

How do market reactions to earnings affect the interpretation of these stocks?

Why is diversification of services (retail, commercial, treasury, wealth) relevant here?

How should I use this page when evaluating these stocks for a long-term hold?

Is there a guaranteed takeaway about which stock is a better investment?

What should I remember about how the information is present on this page?

Educational disclaimer

Comparison Snapshot

About The Companies