Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.Nemo Money has over 1 million (1M+) downloads with a high rating of 4.6 stars from thousands of reviews. Join Nemo and trade with 0% commission.
RGARenaissanceRe

RGA vs RenaissanceRe

This page compares RGA and RenaissanceRe, examining their business models, financial performance, and market context. You will find a clear, neutral overview of how each company operates, generates va...

Investment Analysis

RGA

RGA

RGA

Pros

  • Reinsurance Group of America (RGA) has shown a significant revenue increase of 19.07% in 2024, reaching $22.11 billion, indicating strong top-line growth.
  • RGA maintains a diversified portfolio offering individual and group life and health insurance products, along with asset-intensive and financial reinsurance solutions.
  • The company pays regular dividends, with a recent quarterly dividend of $0.93 announced, reflecting a commitment to shareholder returns.

Considerations

  • Despite revenue growth, RGA's earnings declined by 20.51% in 2024, with net profit margin at a modest 3.89%, showing pressure on profitability.
  • Earnings per share (EPS) performance has lagged recent expectations, indicating some earnings weakness relative to analyst forecasts.
  • RGA holds a moderate debt-to-equity ratio of 43.9%, which could pose a leverage concern depending on market conditions.
RenaissanceRe

Pros

  • RenaissanceRe has a focused underwriting strategy with strong expertise in property catastrophe and casualty specialty reinsurance markets.
  • The company demonstrates disciplined risk management with a high interest coverage ratio of 24.41, indicating strong ability to service debt.
  • RenaissanceRe has exhibited stable share price volatility, lower than the insurance industry average, suggesting less market risk.

Considerations

  • RenaissanceRe stock has underperformed the broader US market over the past year, with modest shareholder returns near 0.2%, below industry and market averages.
  • The company’s price-to-earnings ratio suggests a valuation that may reflect limited near-term growth expectations compared to peers.
  • RenaissanceRe’s revenue concentration in casualty and specialty reinsurance could expose it to sector-specific risks and macroeconomic headwinds.

Which Baskets Do They Appear In?

Insurance Consolidation: The Next Takeover Targets

Insurance Consolidation: The Next Takeover Targets

Sompo Holdings' $3.5 billion acquisition of Aspen Insurance highlights a major consolidation trend in the global specialty insurance market. This theme focuses on other specialty insurers and reinsurers that may become the next acquisition targets in a rapidly consolidating industry.

Published: August 28, 2025

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