Patria vs First Financial

Patria Investments Ltd and First Financial Bancorp are presented here in a single page that compares business models, financial performance, and market context. The aim is to provide clear, factual information about how each company operates, generates value, and situates itself within its sector, without offering recommendations. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

PAX

Metric

FFBC

$2.71B

Market Cap

$2.76B

-4.01%

Potential Profit

5.80%

Hold

Analyst Rating

Buy

Investment Analysis

Patria

PAX

Pros

Patria Investments specializes in private market investments with a diversified sector focus including agribusiness, healthcare, and technology, enhancing growth potential.
The company demonstrated revenue growth of over 14% in 2024, indicating expanding operations and market traction.
Patria offers a solid dividend yield of approximately 5.8%, appealing to income-focused investors seeking consistent returns.

Considerations

Net income decreased significantly by over 39% in 2024, signaling potential pressure on profitability despite revenue growth.
The firm's P/E ratio appears relatively high, with forward estimates suggesting valuation concerns compared to peers.
Patria carries a moderate debt-to-equity ratio around 27%, which could introduce financial leverage risks amid economic uncertainties.

First Financial

FFBC

Pros

First Financial Bancorp has a diversified financial services portfolio focused on retail and commercial banking, offering balanced revenue streams.
The bank shows consistent profitability with a stable net interest margin supporting core earnings quality.
Strong capital adequacy and liquidity positions provide resilience against economic downturns and regulatory pressures.

Considerations

Exposure to interest rate fluctuations can impact lending margins and deposit costs, contributing to earnings volatility.
Competition from larger regional and national banks may pressure margins and market share.
Loan portfolio concentration in certain geographic areas increases susceptibility to local economic slowdowns or sector-specific risks.

About The Companies

Patria (PAX)

Patria Investments Ltd is a global alternative asset manager with a strong focus on the middle market, particularly in Latin America where it has a significant presence. The company offers a wide array of investment strategies across multiple product lines, including private equity, credit, real estate, and infrastructure. It caters to a diverse client base through various structures like drawdown funds and permanent capital vehicles, aiming to meet different investment goals and liquidity needs. Patria invests in a range of sectors, from agribusiness and healthcare to logistics and technology. For investors, Patria represents a way to potentially gain exposure to private markets and emerging economies, though it's important to remember that such investments come with their own unique set of risks and opportunities. As with any investment, its value can fall as well as rise.

First Financial (FFBC)

First Financial Bancorp (FFBC) is a US regional bank that provides deposit, lending, treasury and wealth-management services to individuals and small-to-medium businesses. With a market capitalisation around $2.33bn, it is sensitive to changes in interest rates, loan demand and deposit flows — factors that tend to drive profitability for banks of its size. Investors should watch net interest margin, loan growth, asset quality and capital ratios as primary indicators of financial health, while also noting competition from larger banks and fintech entrants. Regional banks can offer local market knowledge but also face cyclical credit risk. This summary is for general educational purposes only and is not personal financial advice; values can rise and fall and past performance does not guarantee future results. Consider your own risk tolerance and consult a financial adviser before making investment decisions.

Which Baskets Do They Appear In?

No baskets available in this category

Which Baskets Do They Appear In?

No baskets available in this category

Buy PAX or FFBC in Nemo

🆓

Zero Commission

Trade stocks, ETFs, and more with zero commission. Keep more of your returns.

🔒

Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

💰

6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

Discover More Comparisons

Patria vs Sixth Street Specialty Lending

Patria vs GCM Grosvenor

Patria vs Customers Bancorp

Patria Investments Ltd vs Customers Bancorp Inc

Patria vs First Financial

Comparison Snapshot

Investment Analysis

Patria

Pros

Considerations

First Financial

Pros

Considerations

About The Companies

Which Baskets Do They Appear In?

Which Baskets Do They Appear In?

Buy PAX or FFBC in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

Discover More Comparisons

Patria vs Sixth Street Specialty Lending

Patria vs GCM Grosvenor

Patria vs Customers Bancorp

Frequently asked questions

What does it mean to compare two stocks from different sectors like Patria Investments Ltd and First Financial Bancorp?

How should I interpret a dividend yield alongside other profitability metrics in this page?

What does a rising revenue figure imply in Patria’s case, given a decline in net income?

Why is valuation a critical factor when judging these two stocks?

How do dividend considerations interact with debt levels in evaluating Patria?

What role does net interest margin play for First Financial in this comparison?

How do market risk factors differ for a private market investor versus a retail/commercial bank?

Why should geographic or sector concentration matter when reading this stock comparison?

What should a beginner understand about ‘profitability versus cash flow’ in this context?

What is the educational takeaway from this page regarding reading financial highlights?

Is comparing a bank to an investment firm appropriate for free cash flow analysis?

What final point should a reader take away about the risk/reward balance here?

Comparison Snapshot

About The Companies