New Mountain Finance vs Peoples Bancorp

This page compares New Mountain Finance Corp and Peoples Bancorp Inc, outlining their business models, financial performance, and market context in clear, neutral terms. It provides context and analysis for readers without advocating actions. Educational content, not financial advice.

This page compares New Mountain Finance Corp and Peoples Bancorp Inc, outlining their business models, financial performance, and market context in clear, neutral terms. It provides context and analys...

Comparison Snapshot

Key Financial Metrics

NMFC

Metric

PEBO

$933.56M

Market Cap

$1.13B

15.54%

Potential Profit

2.33%

Hold

Analyst Rating

Hold

Investment Analysis

New Mountain Finance

NMFC

Pros

Offers a high dividend yield, currently above 13%, supported by consistent net investment income coverage.
Maintains a strong risk-adjusted return record with minimal realized losses since inception despite economic volatility.
Significant insider ownership aligns management interests with shareholders, enhancing governance quality.

Considerations

Stock trades at a notable discount to net asset value, reflecting market concerns about underlying asset quality or future earnings.
Portfolio is concentrated in middle-market and private equity-backed companies, increasing exposure to credit and liquidity risks.
Earnings and dividends are sensitive to interest rate fluctuations and broader credit market conditions.

Peoples Bancorp

PEBO

Pros

Demonstrates stable net interest margin performance, benefiting from a diversified loan and deposit base.
Maintains a strong capital position with robust regulatory capital ratios supporting resilience in downturns.
Exhibits consistent organic growth in core banking operations, driven by regional market expansion and customer acquisition.

Considerations

Revenue growth is constrained by a highly competitive regional banking environment and margin pressures.
Asset quality is exposed to local economic cycles, particularly in its core Midwest markets.
Limited scale compared to larger peers may restrict opportunities for significant M&A or national expansion.

About The Companies

New Mountain Finance (NMFC)

New Mountain Finance Corp (NMFC) is a US‑listed business development company (BDC) with a market capitalisation of about $1.01B. It invests primarily in middle‑market debt and equity, aiming to generate current income and long‑term capital appreciation through loans, mezzanine financings and selective equity stakes. As a BDC it must distribute the majority of taxable income to shareholders, which can make it attractive to income‑seeking investors; however, dividends are not guaranteed. Key considerations include credit quality of portfolio companies, use of leverage, and sensitivity to interest‑rate and economic cycles. NMFC tends to focus on defensive, cash‑flow generating businesses, but private and mid‑market exposures can be less liquid and carry higher default risk than public bonds. This summary is educational only and not personalised advice — investors should assess suitability, review recent financials and regulatory filings, and consider diversification and risk tolerance before investing.

Peoples Bancorp (PEBO)

Peoples Bancorp Inc. is a diversified financial services holding company operating primarily in the American Midwest and Mid-Atlantic regions. Through its main subsidiary, Peoples Bank, it offers a comprehensive suite of commercial and consumer banking services. These include various types of deposit accounts, loans, and home equity lines of credit. Beyond traditional banking, the company has expanded its offerings to include trust and investment services, insurance products, and equipment financing and leasing solutions. This broad portfolio allows it to serve a wide range of customers, from individuals to businesses. With a network of approximately 129 full-service branches across states like Ohio, Kentucky, and Virginia, alongside a robust online and mobile banking presence, Peoples Bancorp focuses on accessibility and community-based financial services. As with any investment, the value can go down as well as up, and returns are not guaranteed.

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Which Baskets Do They Appear In?

Investing In The Fed's High-Rate Hold

The Federal Reserve has decided to maintain its current interest rate, signaling a period of caution amidst economic uncertainty and political pressure. This environment favors investment in financially resilient companies that are not heavily reliant on borrowing and can navigate a stable but uncertain rate landscape.

Published: July 31, 2025

Explore Basket

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These companies have turned operational efficiency into an art form. Carefully selected by our expert investors, this collection features businesses that excel at maximizing profits while minimizing waste, creating resilient performers in any economic climate.

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Comparison Snapshot