KeyCorp vs Banco de Chile

KeyCorp and Banco de Chile are examined on this page to compare business models, financial performance, and market context. The analysis presents neutral, accessible information about each company's strategies, operations, and the environments in which they operate, helping readers understand differences and similarities without making recommendations. Educational content, not financial advice.

KeyCorp and Banco de Chile are examined on this page to compare business models, financial performance, and market context. The analysis presents neutral, accessible information about each company's s...

Comparison Snapshot

Key Financial Metrics

KEY

Metric

BCH

$23.05B

Market Cap

$20.07B

7.67%

Potential Profit

-20.15%

Buy

Analyst Rating

Hold

Investment Analysis

KeyCorp

KEY

Pros

KeyCorp delivered a strong Q3 2025 with EPS of $0.41, beating estimates by almost 8% and reflecting a 37% year-over-year increase.
The bank achieved revenue growth of 17% year-over-year, reaching $1.9 billion, alongside an improved net interest margin of 2.75%, surpassing targets early.
Nonperforming assets decreased by 6% sequentially, and net charge-offs remained stable at a low 0.42% of average total loans, indicating asset quality strength.

Considerations

Despite earnings beats, KeyCorp's stock price declined over 4.5% post-earnings, suggesting investor concerns about broader economic or sector-specific challenges.
The bank faces ongoing market headwinds that could pressure loan demand and credit risk, posing potential challenges to growth sustainability.
Deposit costs remain nearly 2%, and profit margins could be vulnerable if interest rate environments shift unfavorably or funding costs increase.

Banco de Chile

BCH

Pros

Banco de Chile reported strong profitability with a net profit margin of 45.6% and an EPS of 12.12 Chilean pesos in the latest reported period.
The bank maintains a conservative debt-to-equity ratio of 22.5%, supporting financial stability amid market fluctuations.
Banco de Chile offers a robust dividend profile, scoring 5 out of 6 on dividend metrics, appealing for income-focused investors.

Considerations

Banco de Chile’s future growth outlook is relatively modest, rated 2 out of 6, reflecting limited expansion potential or economic headwinds in its operating region.
The overall valuation and financial health scores are moderate, each rated 3 out of 6, indicating some caution on balance sheet efficiency or market pricing.
Operating in the Chilean market exposes the bank to country-specific economic, regulatory, and political risks that could impact earnings volatility.

About The Companies

KeyCorp (KEY)

KeyCorp (KEY) is a US regional bank holding company providing commercial and consumer banking, mortgage servicing and wealth management across several Midwestern and West Coast markets. With a market capitalisation of about $19.52 billion, Key operates a diversified deposit base and lending portfolio that includes commercial and industrial loans, real estate finance and consumer credit, while generating fee income from wealth and treasury services. Management has emphasised digital investment and fee‑based growth alongside traditional lending. Key risks include interest‑rate sensitivity, credit cycle exposure, regulatory oversight and regional economic concentration; net interest margin and loan‑loss provisioning can change materially with macro conditions. Investors should watch capital ratios, asset quality, deposit stability and management execution. This is general educational information only and not personal advice — values can fall as well as rise and past performance is not a guide to the future.

Banco de Chile (BCH)

Banco de Chile is one of the country's leading full-service financial institutions, providing a wide array of credit and non-credit products. The bank serves a diverse customer base, from individuals and small to medium-sized enterprises (SMEs) to large corporations. Its operations are structured into four main segments: Retail, offering consumer loans and mortgages; Wholesale, which caters to corporate clients with services like commercial loans and liquidity management; Treasury, managing the bank's investment portfolio and currency trading; and a Subsidiaries segment. As a key player in the Chilean financial landscape, its performance can often be seen as a reflection of the country's broader economic health. Investors might look at it as a way to gain exposure to the Latin American financial sector, while remembering that the value of investments can go down as well as up.

Which Baskets Do They Appear In?

Community Banking Catalyst

This carefully selected group of stocks features regional and community banks positioned to benefit from the FDIC's proposed simplification of the Community Reinvestment Act. Our professional analysts identified these financial institutions as potentially gaining from reduced regulatory burdens, which could boost lending capacity and shareholder value.

Published: July 14, 2025

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Banks

These carefully selected banking stocks represent the financial institutions that keep the global economy running. Our professional analysts have handpicked these companies for their role in the digital transformation of financial services and their potential for steady returns.

Published: May 28, 2025

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Which Baskets Do They Appear In?

Community Banking Catalyst

This carefully selected group of stocks features regional and community banks positioned to benefit from the FDIC's proposed simplification of the Community Reinvestment Act. Our professional analysts identified these financial institutions as potentially gaining from reduced regulatory burdens, which could boost lending capacity and shareholder value.

Published: July 14, 2025

Explore Basket

Banks

These carefully selected banking stocks represent the financial institutions that keep the global economy running. Our professional analysts have handpicked these companies for their role in the digital transformation of financial services and their potential for steady returns.

Published: May 28, 2025

Explore Basket

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Comparison Snapshot