Itaú Unibanco vs Barclays
This page compares Itaú Unibanco Holding S.A. and Barclays PLC, examining their business models, financial performance, and market context in a neutral, accessible way to provide factual insights. Educational content, not financial advice.
This page compares Itaú Unibanco Holding S.A. and Barclays PLC, examining their business models, financial performance, and market context in a neutral, accessible way to provide factual insights. Edu...
Why It's Moving
ITUB Hits New Highs as Investors Gear Up for 4Q25 Earnings Reveal
- Upcoming earnings conference on February 5 features CEO Milton Maluhy and CFO Gabriel Amado de Moura, spotlighting strategy and outlook in a live Q&A.
- Recent bonus shares initiative allows fractional share transfers through February 2, boosting shareholder flexibility and liquidity.
- JPMorgan's upgrade to overweight with a $7.77 target underscores analyst confidence, aligning with ITUB's attractive P/E of 10.51 and resilient loan portfolio.
Barclays Stock Edges Up as AI Surges Past Macro Worries in 2026 Outlook
- Bank highlights AI eclipsing macro risks as the top market driver for 2026, signaling robust tech momentum boosting trading and investment banking.
- Stock up 0.73% to $26.39 last session amid a tight daily range of 26.34-26.39, reflecting controlled optimism.
- Valuation edge shows P/E at 8.7x versus sector 10.1x and price/book at 0.7x below peers, drawing value hunters in financials.
ITUB Hits New Highs as Investors Gear Up for 4Q25 Earnings Reveal
- Upcoming earnings conference on February 5 features CEO Milton Maluhy and CFO Gabriel Amado de Moura, spotlighting strategy and outlook in a live Q&A.
- Recent bonus shares initiative allows fractional share transfers through February 2, boosting shareholder flexibility and liquidity.
- JPMorgan's upgrade to overweight with a $7.77 target underscores analyst confidence, aligning with ITUB's attractive P/E of 10.51 and resilient loan portfolio.
Barclays Stock Edges Up as AI Surges Past Macro Worries in 2026 Outlook
- Bank highlights AI eclipsing macro risks as the top market driver for 2026, signaling robust tech momentum boosting trading and investment banking.
- Stock up 0.73% to $26.39 last session amid a tight daily range of 26.34-26.39, reflecting controlled optimism.
- Valuation edge shows P/E at 8.7x versus sector 10.1x and price/book at 0.7x below peers, drawing value hunters in financials.
Investment Analysis
Itaú Unibanco
ITUB
Pros
- Itaú Unibanco consistently delivers high recurring profitability, with a managerial ROE of 23.3% and 11% year-on-year recurring profit growth in Q3 2025.
- The bank maintains a robust and growing loan portfolio while keeping delinquency rates at historically low levels, indicating disciplined credit risk management.
- Accelerated digital transformation and AI adoption are driving operational efficiency and enabling tailored financial services across all client segments.
Considerations
- Non-interest expenses rose 7.5% year-on-year in Q3 2025, partly due to higher wage costs, which could pressure future margin expansion.
- The cost of credit charges increased sharply by 40.7% year-on-year, reflecting a higher provision for expected losses amid economic uncertainty.
- As a dominant Brazilian bank, Itaú is highly exposed to domestic economic cycles and regulatory changes, which may impact growth and profitability.
Barclays
BCS
Pros
- Barclays maintains a diversified global footprint across retail, corporate, and investment banking, reducing reliance on any single market or business line.
- The bank has strengthened its capital position in recent years, with a CET1 ratio comfortably above regulatory requirements, enhancing resilience in volatile markets.
- Barclays continues to invest in digital banking and cost efficiency initiatives, aiming to improve customer experience and lower its cost-income ratio over time.
Considerations
- Barclays remains exposed to significant conduct and litigation risks, with ongoing regulatory scrutiny in both the UK and US potentially leading to financial penalties.
- The investment banking segment faces cyclical revenue volatility, particularly in trading and advisory, which can lead to earnings inconsistency.
- Despite efficiency efforts, operating expenses remain elevated due to technology investments and compliance costs, limiting near-term margin improvement.
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Related Market Insights
European Banking Consolidation: The M&A Wave Finally Arrives
UniCredit's Commerzbank move signals a new era for European banking M&A. Discover investment opportunities in consolidation, from advisory fees to strategic repositioning. Invest with Nemo.
Aimee Silverwood | Financial Analyst
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September 12, 2025
Itaú Unibanco (ITUB) Next Earnings Date
Itaú Unibanco is scheduled to release its 4Q25 earnings report on February 4, 2026, after market hours, with an earnings presentation following on February 5, 2026 at 8:00 a.m. EST. The fourth quarter results will cover the final period of 2025 and represent the company's year-end financial performance. The earnings presentation will feature remarks from CEO Milton Maluhy, CFO Gabriel Amado de Moura, and other senior executives, followed by an interactive Q&A session for investor engagement.
Barclays (BCS) Next Earnings Date
Barclays PLC (BCS) next earnings release is expected on February 12, 2026. This report will cover the full-year 2025 results, consistent with the company's historical reporting pattern for Q4. Investors should note that the exact date remains unconfirmed by the company, with estimates clustering around February 10-12, 2026 based on prior cycles.
Itaú Unibanco (ITUB) Next Earnings Date
Itaú Unibanco is scheduled to release its 4Q25 earnings report on February 4, 2026, after market hours, with an earnings presentation following on February 5, 2026 at 8:00 a.m. EST. The fourth quarter results will cover the final period of 2025 and represent the company's year-end financial performance. The earnings presentation will feature remarks from CEO Milton Maluhy, CFO Gabriel Amado de Moura, and other senior executives, followed by an interactive Q&A session for investor engagement.
Barclays (BCS) Next Earnings Date
Barclays PLC (BCS) next earnings release is expected on February 12, 2026. This report will cover the full-year 2025 results, consistent with the company's historical reporting pattern for Q4. Investors should note that the exact date remains unconfirmed by the company, with estimates clustering around February 10-12, 2026 based on prior cycles.
Which Baskets Do They Appear In?
Banking M&A Opportunities Explained
Italian banking giant UniCredit has signaled its potential sale of a major stake in Germany's Commerzbank, possibly to a non-EU buyer. This move could catalyze a wave of mergers and acquisitions across the European banking sector, creating opportunities for investment banks and other financial institutions poised for consolidation.
Published: September 14, 2025
Explore BasketEuropean Bank Targets: M&A Risks and Opportunities
BBVA's hostile takeover bid for Sabadell has been rejected by the latter's board, signaling a potential wave of mergers and acquisitions in the European banking sector. This theme focuses on financial institutions that could be involved in or benefit from increased M&A activity.
Published: September 12, 2025
Explore BasketWhich Baskets Do They Appear In?
Banking M&A Opportunities Explained
Italian banking giant UniCredit has signaled its potential sale of a major stake in Germany's Commerzbank, possibly to a non-EU buyer. This move could catalyze a wave of mergers and acquisitions across the European banking sector, creating opportunities for investment banks and other financial institutions poised for consolidation.
Published: September 14, 2025
Explore BasketEuropean Bank Targets: M&A Risks and Opportunities
BBVA's hostile takeover bid for Sabadell has been rejected by the latter's board, signaling a potential wave of mergers and acquisitions in the European banking sector. This theme focuses on financial institutions that could be involved in or benefit from increased M&A activity.
Published: September 12, 2025
Explore BasketBuy ITUB or BCS in Nemo
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