Houlihan Lokey vs Unum

This page compares Houlihan Lokey and Unum across business models, financial performance, and market context in a neutral, accessible format. It highlights how each company operates, performs, and positions itself within its sector, without giving advice or forecasts. Educational content, not financial advice.

This page compares Houlihan Lokey and Unum across business models, financial performance, and market context in a neutral, accessible format. It highlights how each company operates, performs, and pos...

Comparison Snapshot

Key Financial Metrics

HLI

Metric

UNM

$13.28B

Market Cap

$12.63B

9.09%

Potential Profit

19.76%

Hold

Analyst Rating

Buy

Investment Analysis

Houlihan Lokey

HLI

Pros

Houlihan Lokey achieved record fiscal year 2025 revenues of $2.39 billion, reflecting strong growth in advisory and restructuring services.
The firm maintains leading global market positions in M&A and financial restructuring, supported by consistent transaction volume leadership.
Adjusted diluted EPS rose to $6.29 in fiscal 2025, with healthy returns on equity and invested capital indicating efficient profitability.

Considerations

Earnings growth is highly sensitive to global M&A and restructuring cycles, exposing the business to macroeconomic volatility.
The company's valuation is elevated, with a price-to-earnings ratio above 30, which may limit upside in a rising rate environment.
Dividend yield remains modest at around 1.2%, offering limited income appeal compared to peers in the financial sector.

Unum

UNM

Pros

Unum Group maintains a diversified portfolio of group insurance products, providing stable cash flows across economic cycles.
The company has demonstrated disciplined underwriting and cost management, supporting consistent profitability in recent quarters.
Unum holds a strong balance sheet with solid liquidity and capital adequacy, enabling resilience in adverse market conditions.

Considerations

Revenue growth has been constrained by competitive pressures and regulatory scrutiny in the group insurance market.
The business faces ongoing exposure to morbidity and mortality risks, which can lead to volatility in claims experience.
Unum's stock has underperformed broader market indices over the past year, reflecting limited investor enthusiasm for the sector.

About The Companies

Houlihan Lokey (HLI)

Houlihan Lokey Inc (HLI) is a specialist global investment bank known for advisory work in mergers and acquisitions, restructuring, valuation and capital markets. With a market-cap of around $13.6bn, it focuses on fee-based services rather than lending, so revenue depends heavily on deal flow and market activity. The firm often benefits from complex, distressed and cross-border assignments where expertise and sector knowledge command premium fees. Investors should know results can be cyclical: restructuring and distressed-advisory work may rise in downturns while M&A fees track broader economic confidence. The company’s balance sheet is generally light compared with banks, giving different risk dynamics, but competition and regulatory change are continual considerations. This summary is educational only and not personal investment advice — potential investors should assess their risk tolerance, review up-to-date financials and consider professional guidance before deciding.

Unum (UNM)

Unum Group (UNM) is a US-focused provider of employee benefits and individual disability and life insurance. The company’s revenue mix leans on recurring group-premium contracts sold to employers and organisations, giving it relatively predictable cash flows but exposing it to collective claim trends. Investors often watch Unum for its underwriting performance, claims management, and investment income, since insurers rely on bond portfolios and interest rates to support profits. Key considerations include sensitivity to economic cycles, potential for elevated claims or reserve adjustments, and regulatory oversight affecting pricing and capital. With a market capitalisation near $13.0bn, Unum is a mid-cap insurer that may appeal to investors seeking exposure to the employee-benefits niche, but it carries sector-specific risks and earnings can be cyclical. This summary is educational only and not personalised investment advice; values can rise and fall and past performance is not a guide to future returns.

Which Baskets Do They Appear In?

Banking Consolidation Europe: Might UniCredit Spark Wave?

Italian banking giant UniCredit is considering the sale of its significant stake in Germany's Commerzbank, potentially to a buyer outside the European Union. This development could trigger a wave of consolidation and acquisition activity across the European banking sector, creating opportunities for strategic investors and advisory firms.

Published: September 15, 2025

Explore Basket

European Banking M&A

UniCredit's major stake in Commerzbank signals the start of European banking consolidation. Our experts have selected companies positioned to benefit from this wave, including potential M&A targets and the investment banks that will earn fees from these deals.

Published: July 10, 2025

Explore Basket

The Dealmakers: M&A Boom

A carefully selected group of financial institutions driving today's surge in mergers and acquisitions. These companies are the architects behind billion-dollar deals, earning significant fees as corporate dealmaking accelerates.

Published: June 30, 2025

Explore Basket

Which Baskets Do They Appear In?

Banking Consolidation Europe: Might UniCredit Spark Wave?

Italian banking giant UniCredit is considering the sale of its significant stake in Germany's Commerzbank, potentially to a buyer outside the European Union. This development could trigger a wave of consolidation and acquisition activity across the European banking sector, creating opportunities for strategic investors and advisory firms.

Published: September 15, 2025

Explore Basket

European Banking M&A

UniCredit's major stake in Commerzbank signals the start of European banking consolidation. Our experts have selected companies positioned to benefit from this wave, including potential M&A targets and the investment banks that will earn fees from these deals.

Published: July 10, 2025

Explore Basket

The Dealmakers: M&A Boom

A carefully selected group of financial institutions driving today's surge in mergers and acquisitions. These companies are the architects behind billion-dollar deals, earning significant fees as corporate dealmaking accelerates.

Published: June 30, 2025

Explore Basket

Megadeal Mania

The world of big business deals is booming, with global merger activity up 30% to $1.89 trillion. This collection features the financial powerhouses behind these massive transactions – the investment banks, advisory firms, and private equity giants that stand to profit from the deal-making surge.

Published: June 30, 2025

Explore Basket

Discover More Comparisons

Houlihan Lokey vs CNA

Houlihan Lokey vs CNA: A stock comparison

Houlihan Lokey vs Franklin Templeton

Houlihan Lokey vs RGA

Houlihan Lokey vs Unum

Comparison Snapshot