Dole vs PROG
This page compares Dole plc and PROG Holdings, Inc., outlining their business models, financial performance, and market context in a neutral, accessible way. It presents contrasts and alignments without speculation, helping readers understand the landscape. Educational content, not financial advice.
This page compares Dole plc and PROG Holdings, Inc., outlining their business models, financial performance, and market context in a neutral, accessible way. It presents contrasts and alignments witho...
Investment Analysis
Dole
DOLE
Pros
- Dole operates a fully vertically integrated supply chain with presence in over 30 countries and more than 250 facilities globally, supporting scale and efficiency.
- The company demonstrated revenue growth of about 2.79% in 2024, reaching $8.48 billion, reflecting steady demand for fresh produce.
- Dole offers a 2.6% dividend yield with a payout ratio of around 26%, indicating some capacity to return cash to shareholders.
Considerations
- Profit margins are very thin with net profit margin near 1.3%, reflecting high cost of goods consumed and cost-sensitive operations.
- Stock has declined over the past year by more than 20%, showing market concerns, and Bank of America has maintained a sell rating.
- The company’s debt-to-equity ratio at around 69% suggests moderate leverage that could amplify risks in tougher economic or supply conditions.
PROG
PRG
Pros
- PROG Holdings, Inc. operates a niche used vehicle financing business focusing on near-prime and subprime borrowers, positioning it uniquely in auto finance.
- The company has demonstrated positive earnings momentum with recent quarters showing net income growth and improved loan portfolio quality.
- PROG has a history of generating strong cash flow from operations, aiding in self-funding growth and managing credit risks effectively.
Considerations
- Exposure to subprime credit customers exposes PROG to economic cycles and potential upticks in delinquencies during downturns.
- Auto finance industry competition is intensifying with larger banks and fintech firms applying pressure on pricing and loan origination.
- Heavy regulatory scrutiny and compliance costs related to consumer lending practices could impact operational expenses and risk management.
Buy DOLE or PRG in Nemo
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Comparisons
Dole vs Edgewell
Dole vs Edgewell: a stock comparison
Universal vs PROG
Universal vs PROG: stock page comparison
Vital Farms vs PROG
Vital Farms vs PROG: A comparison of two companies