Cullen/Frost Bankers vs StepStone Group

Cullen/Frost Bankers, Inc. and STEPSTONE GROUP INC-CLASS A are compared on business models, financial performance, and market context. This page presents neutral, accessible information to help readers understand differences in approach, scale, and strategic priorities. Educational content, not financial advice.

Cullen/Frost Bankers, Inc. and STEPSTONE GROUP INC-CLASS A are compared on business models, financial performance, and market context. This page presents neutral, accessible information to help reader...

Comparison Snapshot

Key Financial Metrics

CFR

Metric

STEP

$8.78B

Market Cap

$8.75B

-3.32%

Potential Profit

-0.75%

Hold

Analyst Rating

Buy

Investment Analysis

Cullen/Frost Bankers

CFR

Pros

Strong financial performance with net income up 12.9% year-to-date in 2025 and steady loan and deposit growth.
Focused expansion in Texas with new branch openings and digital banking enhancements to drive organic growth.
Stable credit quality demonstrated by a decline in quarterly net charge-offs and disciplined underwriting.

Considerations

High sensitivity to regional economic volatility due to concentrated exposure in the Texas market.
Ongoing elevated expense growth linked to branch expansion and technology investments may pressure margins.
Moderate valuation with price-to-earnings ratio around 13.4 and consensus analyst rating at 'Hold'.

StepStone Group

STEP

Pros

StepStone Group benefits from a diversified global portfolio and strong position in alternative asset management.
Continued growth driven by increases in assets under management and fee-related revenues.
Experienced management team with consistent track record in sourcing and managing private markets investments.

Considerations

Exposure to market volatility and macroeconomic uncertainties impacting private markets valuations.
Fee structures face pressure from competitive landscape and demand for fee transparency in alternatives.
Dependence on successful fundraising and deployment of capital which can be affected by investor sentiment.

About The Companies

Cullen/Frost Bankers (CFR)

Cullen/Frost Bankers, Inc. (CFR) is a regional bank headquartered in Texas that provides commercial and consumer banking services, including lending, deposits and wealth management. With a market capitalisation of about $8.03 billion, it serves a concentrated but deep Texas client base where local relationships and commercial lending are important. Investors often watch net interest margin, loan growth, asset quality and deposit trends to assess performance. The bank is frequently noted for a conservative, relationship-driven approach to lending, which can support stability but does not eliminate cyclical credit risk. Like other regional banks, Cullen/Frost is sensitive to interest-rate moves, commercial real-estate trends and the regional economy. This summary is general education only and not personal financial advice; values can rise and fall and past performance is not a guide to the future. Consider your goals, risk tolerance and, if needed, seek professional advice before investing.

StepStone Group (STEP)

StepStone Group is a global investment firm that specialises in private markets. It offers customised investment solutions, advisory services, and data analytics to its clients, which include institutional investors like pension funds. The firm helps clients build portfolios across asset classes that aren't typically available on public stock exchanges, such as private equity, infrastructure, private debt, and real estate. StepStone uses a variety of strategies, including investing in new funds (primaries), buying stakes in existing funds (secondaries), and investing directly into companies alongside other fund managers (co-investments). With significant revenue streams suggesting strong demand for its services, StepStone plays a key role for investors looking for exposure to alternative asset classes. However, like all investments, its value can go down as well as up, and returns are not guaranteed.

Which Baskets Do They Appear In?

Community Banking Catalyst

This carefully selected group of stocks features regional and community banks positioned to benefit from the FDIC's proposed simplification of the Community Reinvestment Act. Our professional analysts identified these financial institutions as potentially gaining from reduced regulatory burdens, which could boost lending capacity and shareholder value.

Published: July 14, 2025

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Which Baskets Do They Appear In?

Community Banking Catalyst

This carefully selected group of stocks features regional and community banks positioned to benefit from the FDIC's proposed simplification of the Community Reinvestment Act. Our professional analysts identified these financial institutions as potentially gaining from reduced regulatory burdens, which could boost lending capacity and shareholder value.

Published: July 14, 2025

Explore Basket

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Comparison Snapshot