Cognizant vs FIS

This page compares Cognizant and FIS to illuminate how their business models, financial performance, and market context align and differ. By examining strategy, service offerings, and competitive positioning, readers can gain a neutral view of each company within the stock landscape. Educational content, not financial advice.

This page compares Cognizant and FIS to illuminate how their business models, financial performance, and market context align and differ. By examining strategy, service offerings, and competitive posi...

Comparison Snapshot

Key Financial Metrics

CTSH

Metric

FIS

$41.32B

Market Cap

$30.60B

3.47%

Potential Profit

38.91%

Hold

Analyst Rating

Buy

Why It's Moving

Cognizant Shines as Industry 4.0 Leader, Boosting Momentum in IT Services.

Named a Leader by Everest Group on January 22, signaling robust capabilities in Industry 4.0 services like smart manufacturing and IoT integration.
Recent analyst endorsements, including Guggenheim's Buy rating, reflect confidence in Cognizant's AI-driven growth trajectory.
Strong stock performance with 24% gains over three months, fueled by solid fundamentals and reinvested profits driving earnings expansion.

Sentiment:

🐃Bullish

FIS Launches Pioneering Agentic Commerce Solution to Supercharge AI-Driven Payments

Acquired Total Issuing Solutions portfolio to enable safe AI agent interactions in banking transactions, positioning FIS as a frontrunner in next-gen payments.
Recent Q4 earnings beat estimates with $1.51 EPS and $2.72B revenue, up 5.7% YoY, alongside reaffirmed FY2025 guidance of $5.74-$5.78 EPS signaling steady growth.
Strategic shifts like exiting Worldpay and adding AI exec Anil Chakravarthy to the board underscore FIS's focus on high-margin, sticky enterprise software despite lingering execution risks.

Sentiment:

🐃Bullish

Cognizant Shines as Industry 4.0 Leader, Boosting Momentum in IT Services.

Named a Leader by Everest Group on January 22, signaling robust capabilities in Industry 4.0 services like smart manufacturing and IoT integration.
Recent analyst endorsements, including Guggenheim's Buy rating, reflect confidence in Cognizant's AI-driven growth trajectory.
Strong stock performance with 24% gains over three months, fueled by solid fundamentals and reinvested profits driving earnings expansion.

Sentiment:

🐃Bullish

FIS Launches Pioneering Agentic Commerce Solution to Supercharge AI-Driven Payments

Acquired Total Issuing Solutions portfolio to enable safe AI agent interactions in banking transactions, positioning FIS as a frontrunner in next-gen payments.
Recent Q4 earnings beat estimates with $1.51 EPS and $2.72B revenue, up 5.7% YoY, alongside reaffirmed FY2025 guidance of $5.74-$5.78 EPS signaling steady growth.
Strategic shifts like exiting Worldpay and adding AI exec Anil Chakravarthy to the board underscore FIS's focus on high-margin, sticky enterprise software despite lingering execution risks.

Sentiment:

🐃Bullish

Investment Analysis

Cognizant

CTSH

Pros

Cognizant has a strong revenue base of approximately $20.86 billion with a solid net income of $2.13 billion, indicating profitability and operational scale.
The company operates diversified segments across financial services, health sciences, products and resources, and communications, supporting growth across multiple industries.
Analysts rate Cognizant stock as a 'Buy' with an average 12-month price target implying around 14-17% upside from current levels.

Considerations

Cognizant's price-to-earnings ratio suggests modest valuation, but forward P/E is lower, indicating possible market concerns or expected earnings variability.
The company’s ROE has declined recently to 14.31%, down from historical averages near 16%, which may signal some operational or efficiency pressures.
Being a professional services and outsourcing company, Cognizant faces execution risks related to digital transformation projects and competitive pressures in IT services.

FIS

Pros

FIS is a leading technology solutions provider to merchants, banks, and capital markets, with diverse revenue streams across multiple financial sectors.
Its merchant segment supports a broad range of electronic payment acceptance methods including card, contactless, and mobile wallets, demonstrating technological adaptability.
The banking and capital markets solutions offer core processing and transactional software, positioning FIS with embedded revenue stability and recurring income profiles.

Considerations

FIS faces regulatory and macroeconomic vulnerabilities inherent to the financial technology sector, including interest rate sensitivity and compliance costs.
The company’s complexity across segments creates execution risks tied to integration and maintenance of varied technology platforms and client relationships.
Exposure to payment processing markets subjects FIS to cyclicality and competition from emerging fintech firms and shifting consumer payment behaviours.

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About The Companies

Cognizant (CTSH)

Cognizant Technology Solutions (CTSH) is a large IT services and consulting company focused on digital transformation, cloud migration, application development and business process services for clients across healthcare, financial services, retail and other sectors. With a market capitalisation of about $33.6 billion, Cognizant blends legacy outsourcing contracts with faster-growing digital and cloud work. Investors should note the company's efforts to shift its revenue mix toward higher-margin, recurring digital services while managing cost pressures and competition from peers such as Accenture, TCS and Infosys. Key considerations include client concentration, exposure to wage and pricing pressure, and sensitivity to macroeconomic slowdowns. Financial metrics such as revenue growth, operating margins and free cash flow are useful to watch. This summary is educational, not investment advice; stock values can rise or fall and suitability depends on an individual’s situation.

FIS (FIS)

Fidelity National Information Services (FIS) is a large financial-technology company that provides software, processing and outsourcing services to banks, merchants and capital markets firms. Its offerings include payments processing, core banking systems, merchant acquiring, card services and cloud-based platforms that support transaction flows and back-office operations. With a market capitalisation of about $35.37B, FIS’s performance is linked to payment volumes, client contract renewals and technology integration success. Investors should note both the growth potential from digital payments and banking modernisation and the risks from cyclical transaction activity, competitive pressure and execution on large-scale integrations. The company typically generates revenue from a mix of recurring software subscriptions and volume-linked processing fees, which can smooth but not eliminate earnings variability. This summary is for educational purposes only and is not personal financial advice; any investment should be considered for suitability, and past performance does not guarantee future returns.

Cognizant (CTSH) Next Earnings Date

Cognizant Technology Solutions (CTSH) is scheduled to report its next earnings on February 4, 2026, before market open. This release will cover the fourth quarter of 2025 (Q4 2025), aligning with the company's official announcement and consensus estimates from multiple analysts. Investors should note this date reflects the most recent scheduling guidance as of early 2026.

FIS (FIS) Next Earnings Date

Fidelity National Information Services (FIS) is estimated to report its next earnings for the Q4 2025 quarter on Tuesday, February 10, 2026. This date aligns with consensus estimates from multiple analyst sources based on the company's historical reporting patterns. A conference call is typically scheduled shortly after the market open to discuss results.

Cognizant (CTSH) Next Earnings Date

Cognizant Technology Solutions (CTSH) is scheduled to report its next earnings on February 4, 2026, before market open. This release will cover the fourth quarter of 2025 (Q4 2025), aligning with the company's official announcement and consensus estimates from multiple analysts. Investors should note this date reflects the most recent scheduling guidance as of early 2026.

FIS (FIS) Next Earnings Date

Fidelity National Information Services (FIS) is estimated to report its next earnings for the Q4 2025 quarter on Tuesday, February 10, 2026. This date aligns with consensus estimates from multiple analyst sources based on the company's historical reporting patterns. A conference call is typically scheduled shortly after the market open to discuss results.

Which Baskets Do They Appear In?

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Tap into companies benefiting from India's powerful $700 billion foreign exchange reserves. These carefully selected stocks represent financial institutions, tech giants, and investment vehicles poised to thrive in an environment of currency stability and growing investor confidence.

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Which Baskets Do They Appear In?

India's Fortress Balance Sheet

Tap into companies benefiting from India's powerful $700 billion foreign exchange reserves. These carefully selected stocks represent financial institutions, tech giants, and investment vehicles poised to thrive in an environment of currency stability and growing investor confidence.

Published: June 30, 2025

Explore Basket

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Cognizant vs FIS

Comparison Snapshot

Why It's Moving

Cognizant Shines as Industry 4.0 Leader, Boosting Momentum in IT Services.

FIS Launches Pioneering Agentic Commerce Solution to Supercharge AI-Driven Payments

Cognizant Shines as Industry 4.0 Leader, Boosting Momentum in IT Services.

FIS Launches Pioneering Agentic Commerce Solution to Supercharge AI-Driven Payments