Citizens vs Loews

This page compares Citizens and Loews, focusing on how their business models, financial performance, and market contexts differ. It presents neutral, accessible information to help readers understand the organisations side by side without endorsing any investment decisions. Educational content, not financial advice.

This page compares Citizens and Loews, focusing on how their business models, financial performance, and market contexts differ. It presents neutral, accessible information to help readers understand ...

Comparison Snapshot

Key Financial Metrics

CFG

Metric

L

$25.69B

Market Cap

$21.14B

-3.49%

Potential Profit

N/A

Buy

Analyst Rating

N/A

Why It's Moving

CFG Stock Braces for Pivotal Q4 Earnings Drop as Wall Street Bets on Robust Growth.

Wall Street projects $1.11-$1.12 EPS and $2.15B revenue, signaling 30%+ year-over-year earnings growth and highlighting resilience in consumer and commercial banking.
CFG's track record shines with four straight EPS beats, including a 2.94% surprise last quarter, building optimism for margin tailwinds from expiring rate hedges.
Strategic pushes into AI-driven cost savings and maturing private banking position CFG for 30% earnings surge in 2026, offsetting risks like commercial real estate.

Sentiment:

🐃Bullish

CFG Stock Braces for Pivotal Q4 Earnings Drop as Wall Street Bets on Robust Growth.

Wall Street projects $1.11-$1.12 EPS and $2.15B revenue, signaling 30%+ year-over-year earnings growth and highlighting resilience in consumer and commercial banking.
CFG's track record shines with four straight EPS beats, including a 2.94% surprise last quarter, building optimism for margin tailwinds from expiring rate hedges.
Strategic pushes into AI-driven cost savings and maturing private banking position CFG for 30% earnings surge in 2026, offsetting risks like commercial real estate.

Sentiment:

🐃Bullish

Investment Analysis

Citizens

CFG

Pros

Strong Q3 2025 performance with EPS growth of 14% and revenue exceeding expectations, reflecting consistent growth and operational strength.
Maintains a leading position in capital markets, including being the top HELOC lender and ranking fourth in middle-market sponsor loan syndications.
Favourable analyst consensus with a 'Strong Buy' rating and an average price target indicating a potential near-term price increase of around 7.8%.

Considerations

Stock experienced a notable immediate post-earnings decline despite beating forecasts, indicating possible investor concerns or market volatility.
Exposure to monetary policy uncertainty could affect future earnings and loan demand given the macroeconomic environment.
Moderate debt-to-equity ratio of 44.1% may pose some leverage risk in an uncertain interest rate environment.

Loews

L

Pros

Enterprise value of approximately $29.9 billion indicates substantial scale and market presence in the diversified holdings sector.
Loews Corporation’s diversified portfolio reduces reliance on any single industry, potentially mitigating sector-specific risks.
Recent stock price stability with modest positive movement suggests steady investor confidence.

Considerations

Lacks recently reported strong earnings growth or operational highlights compared to peers, which may concern growth-focused investors.
Market cap and valuation metrics sit below the largest insurance and holding companies, indicating a potentially less dominant competitive position.
Limited publicly available recent financial detail may pose transparency concerns for investors seeking detailed performance insights.

About The Companies

Citizens (CFG)

Citizens Financial Group, Inc. (CFG) is a US regional bank that provides retail and commercial banking, mortgage, corporate and investment banking, and wealth management services. Headquartered in Providence, Rhode Island, it serves consumers and businesses across the Northeast, Mid‑Atlantic and Midwest. Investors typically watch Citizens for its sensitivity to interest rates, loan growth, credit quality and deposit trends — all key drivers of profitability for regional banks. The bank generates income from net interest margin, fees and lending activity, but is exposed to economic cycles and credit risk; loan losses can rise if the economy weakens. Citizens has historically paid a dividend, though distributions depend on board decisions and regulatory guidance. This summary is educational and not personal financial advice. Bank stocks can be volatile and past performance is not a reliable guide to future returns; anyone considering an investment should assess their own risk tolerance and time horizon and may wish to consult a qualified adviser.

Loews (L)

Loews Corporation is a diversified holding company, meaning it owns a majority stake in several distinct businesses operating in different industries. This structure gives investors exposure to a range of sectors through a single stock. Its primary subsidiaries include CNA Financial, a major commercial property and casualty insurance provider; Boardwalk Pipelines, which transports and stores natural gas and other hydrocarbons; and Loews Hotels & Co, a chain of luxury hotels. Beyond these core areas, Loews also has a corporate segment that includes other investments. This diversified model means the company's overall performance is a blend of the successes and challenges within each of its operating sectors. It is important to remember that with any investment, returns are not guaranteed and values can fall as well as rise.

Citizens (CFG) Next Earnings Date

Citizens Financial Group will release its fourth quarter and full year 2025 earnings on January 21, 2026, with a press release expected at approximately 6:20 a.m. Eastern Time. The company's earnings call to discuss financial results is scheduled for 9:00 a.m. Eastern Time on that same date. Analysts are currently projecting earnings per share of $1.11 for the quarter. This earnings announcement will provide investors with the company's full-year 2025 performance and guidance on its "Reimagining the Bank" strategy, which emphasizes AI-driven efficiency gains and private banking expansion.

Citizens (CFG) Next Earnings Date

Citizens Financial Group will release its fourth quarter and full year 2025 earnings on January 21, 2026, with a press release expected at approximately 6:20 a.m. Eastern Time. The company's earnings call to discuss financial results is scheduled for 9:00 a.m. Eastern Time on that same date. Analysts are currently projecting earnings per share of $1.11 for the quarter. This earnings announcement will provide investors with the company's full-year 2025 performance and guidance on its "Reimagining the Bank" strategy, which emphasizes AI-driven efficiency gains and private banking expansion.

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Which Baskets Do They Appear In?

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A weaker-than-expected jobs report has increased the likelihood of a Federal Reserve interest rate cut. This theme focuses on companies poised to benefit from lower borrowing costs, which can stimulate lending and consumer spending.

Published: September 8, 2025

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This carefully selected group of stocks features regional and community banks positioned to benefit from the FDIC's proposed simplification of the Community Reinvestment Act. Our professional analysts identified these financial institutions as potentially gaining from reduced regulatory burdens, which could boost lending capacity and shareholder value.

Published: July 14, 2025

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Published: July 2, 2025

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Comparison Snapshot

Why It's Moving

CFG Stock Braces for Pivotal Q4 Earnings Drop as Wall Street Bets on Robust Growth.

CFG Stock Braces for Pivotal Q4 Earnings Drop as Wall Street Bets on Robust Growth.