Central Securities vs Lakeland Financial

Central Securities vs Lakeland Financial: this page compares their business models, financial performance, and market context in clear, accessible terms. It examines how each company structures operations, manages risk, and positions itself within the stock market without asserting forecasts. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

CET

Metric

LKFN

$1.48B

Market Cap

$1.50B

N/A

Potential Profit

9.01%

N/A

Analyst Rating

Hold

Investment Analysis

Central Securities

CET

Pros

Central Securities has demonstrated strong recent revenue growth, increasing 11.75% in 2024 compared to the prior year.
The company achieved a significant earnings increase of 28.77% in 2024, showing robust profitability improvement.
It maintains a relatively low stock price volatility with a beta of 0.75, indicating moderate market risk exposure.

Considerations

The stock trades at a price-to-earnings ratio of about 6.7, which is low but may reflect limited analyst coverage or market interest.
Central Securities currently trades at a significant market price discount to its net asset value, suggesting market skepticism.
Its investment portfolio is heavily concentrated in U.S. equity and related securities, exposing it to domestic market fluctuations.

Lakeland Financial

LKFN

Pros

Lakeland Financial has a market capitalization close to $1.47 billion, placing it as a sizeable regional bank holding company.
It offers diverse financial services including commercial banking, retail banking, wealth advisory, and investment management.
The company benefits from a stable business model serving both retail and commercial customers in an established region.

Considerations

Lakeland Financial’s market capitalization has declined by nearly 6% recently and about 10% over the last 12 months.
As a bank holding company, it is exposed to macroeconomic risks like interest rate changes and credit environment conditions.
The stock may face headwinds from increasing competition and pressure on net interest margins in a challenging banking sector.

About The Companies

Central Securities (CET)

Central Securities Corp is a non-diversified, closed-end investment management company. Its primary goal is to achieve long-term capital growth, with income generation being a secondary focus. The company invests mainly in a concentrated portfolio of equity securities, meaning it holds shares in a limited number of companies for the long term. This approach allows it to be selective, potentially selling securities if they become overvalued or if more promising opportunities arise elsewhere. While it invests across various sectors like technology, healthcare, and finance, its non-diversified nature means its performance can be heavily influenced by the success of a smaller number of holdings. An investment in CET provides exposure to its managed portfolio of stocks. As with any investment, the value can go down as well as up, and returns are not guaranteed.

Lakeland Financial (LKFN)

Lakeland Financial Corp (LKFN) is a regional bank holding company with a market capitalisation of about $1.56bn. It operates through a community banking subsidiary offering commercial and consumer loans, deposit accounts and related treasury services. Investors often focus on net interest margin, loan growth, asset quality and efficiency as key drivers of profitability; results can be sensitive to interest-rate movements and the health of local economies. Strengths can include customer deposit stability and relationship lending, while risks include credit losses, competition from larger banks and non-bank lenders, and regulatory oversight. For valuation and comparative purposes, look at price-to-book, return on assets and tangible common equity versus peers. This summary is educational and not personalised investment advice — consider reading the company’s filings, recent results and speak to a qualified adviser to assess suitability for your situation.

Which Baskets Do They Appear In?

No baskets available in this category

Which Baskets Do They Appear In?

No baskets available in this category

Buy CET or LKFN in Nemo

🆓

Zero Commission

Trade stocks, ETFs, and more with zero commission. Keep more of your returns.

🔒

Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

💰

6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

Discover More Comparisons

Central Securities vs German American Bancorp

Central Securities vs 1st Source

Central Securities vs 1st Source: a comparison

Central Securities vs Lakeland Financial

Comparison Snapshot