Camden National vs Hingham Institution for Savings
This page compares Camden National and Hingham Institution for Savings, examining their business models, financial performance, and market context. It presents an objective overview to help readers understand each organisation in its sector and how they relate to broader industry trends. The content is designed to be accessible and neutral, without offering specific investment recommendations. Educational content, not financial advice.
This page compares Camden National and Hingham Institution for Savings, examining their business models, financial performance, and market context. It presents an objective overview to help readers un...
Investment Analysis
Pros
- Camden National reported record Q3 2025 net income of $21.2 million, up 51% from the previous quarter, marking its strongest performance since 2021.
- The company has a strong asset quality with non-performing assets at only 0.12% and a solid loan-to-deposit ratio of 93%.
- Recent strategic acquisition of Northway Financial, Inc. is expected to accelerate growth and has already bolstered capital ratios above regulatory requirements.
Considerations
- Camden National’s market cap is modest at around $690 million, which may limit its growth scale compared to larger regional peers.
- Although earnings and revenues have been growing, its efficiency ratio around 54-55% indicates there is still room for operational improvement.
- Stock beta is relatively low at 0.67, potentially indicating less price volatility but also less upside participation in rising markets.
Pros
- Hingham Institution for Savings delivered a strong trailing twelve months net income of $45.21 million on revenues of $90.53 million.
- The stock trades at a reasonable P/E of approximately 15.2 with an attractive dividend yield of 0.81% and stable earnings per share around $20.54.
- The company has a diversified loan portfolio including residential, commercial real estate, construction, and consumer loans, supporting stable income generation.
Considerations
- Return on assets and equity are relatively low compared to peers, indicating potentially weaker profitability or capital efficiency.
- The stock price is relatively high at near all-time highs, with a 52-week range of $209.71 to $320, which may limit near-term upside.
- Lacks recent analyst coverage and visible price targets, which may increase uncertainty for investors seeking external validation.
Which Baskets Do They Appear In?
No baskets available in this category
Which Baskets Do They Appear In?
No baskets available in this category
Buy CAC or HIFS in Nemo
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Comparisons
Camden National vs Green Dot
Camden National vs Green Dot
Green Dot vs Hingham Institution for Savings
Green Dot vs Hingham Institution for Savings
MetroCity Bankshares vs Hingham Institution for Savings
MetroCity Bankshares vs Hingham Institution for Savings