Assurant vs Comerica

This page compares Assurant Inc. and Comerica Incorporated, examining business models, financial performance, and market context to present a neutral, accessible view of how each company operates. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

AIZ

Metric

CMA

$11.66B

Market Cap

$11.95B

8.23%

Potential Profit

-12.47%

Buy

Analyst Rating

Hold

Investment Analysis

Assurant

AIZ

Pros

Reported strong third quarter 2025 financial results with an increased full-year outlook indicating robust performance.
Expected low double-digit adjusted EPS growth and near 10% growth in adjusted EBITDA excluding catastrophes for 2025.
Operates globally in 21 countries, leveraging data-driven technology to provide tailored protection and service solutions.

Considerations

Exposure to catastrophe events can significantly impact financial results, introducing earnings volatility.
Relies heavily on partnerships with leading brands, which may create dependency risks if partnerships change.
Operating in multiple international markets entails regulatory and geopolitical risks that may affect operations.

Comerica

CMA

Pros

Comerica Incorporated is a well-established regional bank with a strong presence in key U.S. markets.
Has shown resilience in managing credit quality and maintaining capital ratios amid fluctuating economic conditions.
Focuses on diversified commercial banking services, which may support steady revenue streams.

Considerations

Face headwinds from rising interest rates potentially increasing funding costs and impacting loan demand.
Regional concentration exposes the bank to local economic cycles and sector-specific risks.
Competition from larger banks and fintech firms may pressure margins and growth opportunities.

About The Companies

Assurant (AIZ)

Assurant Inc. is a global provider of risk management products and services, often called 'protection products'. The company partners with well-known brands to offer insurance and service contracts for items central to people's lives, such as mobile devices, cars, and homes. Operating across North America, Latin America, Europe, and Asia Pacific, its business is split into two main segments. 'Global Lifestyle' covers solutions for mobile devices, electronics, and vehicles. 'Global Housing' focuses on lender-placed homeowners' insurance, renters' insurance, and related services. By working with major brands, Assurant provides the behind-the-scenes support that helps consumers protect their significant purchases. As with any investment, it's important to remember that the value of shares can go down as well as up, and past performance is not a reliable indicator of future results. This type of stock may not be suitable for everyone.

Comerica (CMA)

Comerica Incorporated (CMA) is a US regional commercial bank that primarily serves small and mid-sized businesses, as well as retail customers, with lending, deposit and treasury services. With a market capitalisation around $9.88 billion, its earnings are driven by net interest income (the margin between lending and deposit costs), fee income from services and the performance of loan portfolios. Investors should note the bank’s sensitivity to interest-rate movements, credit cycles and regional economic health—factors that can meaningfully affect margins and asset quality. Regulation, deposit competition and loan-loss provisioning are additional considerations. Comerica has historically paid dividends, but distributions depend on profits and capital requirements. This summary is general educational information and not personalised investment advice; bank stocks can be volatile and investors should assess suitability, diversification and time horizon before investing.

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Assurant vs Comerica

Comparison Snapshot

Investment Analysis

Assurant

Pros

Considerations

Comerica

Pros

Considerations

About The Companies

Which Baskets Do They Appear In?

Which Baskets Do They Appear In?

Buy AIZ or CMA in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

Discover More Comparisons

Assurant vs Globe Life

Assurant vs Invesco

Assurant vs XP

Frequently asked questions

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Comparison Snapshot

About The Companies