American Financial Group vs Freedom Holding

American Financial Group Inc. and Freedom Holding Corp/NV: this page compares business models, financial performance, and market context to help readers understand the landscape. The content is neutral and accessible, presenting key factors for consideration without guidance. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

AFG

Metric

FRHC

$10.98B

Market Cap

$7.50B

7.44%

Potential Profit

N/A

Buy

Analyst Rating

N/A

Investment Analysis

American Financial Group

AFG

Pros

Strong market position in property and casualty insurance with diversified insurance products.
Consistent profitability supported by stable underwriting results and investment income.
Solid balance sheet with good capital adequacy and strong risk management practices.

Considerations

Exposure to catastrophic losses from natural disasters could impact earnings volatility.
Highly competitive insurance market puts pressure on premium pricing and margins.
Dependence on investment income which may be affected by interest rate fluctuations.

Freedom Holding

FRHC

Pros

Rapid revenue growth of nearly 34% in 2024 driven by expanded brokerage and banking services.
Geographically diversified presence across 22 countries including US, Europe, and Central Asia.
Backed by a stable B+ credit rating from S&P Global Ratings, supporting financial stability.

Considerations

Earnings declined significantly by over 77% in 2024 despite revenue growth, indicating profitability challenges.
Stock exhibits high price volatility and risk, reflected in a high PE ratio around 118.
Substantial exposure to emerging markets, including Kazakhstan, which may increase geopolitical and economic risks.

About The Companies

American Financial Group (AFG)

American Financial Group, Inc. (AFG) is an insurance holding company that operates primarily through its Great American Insurance Group. The company is engaged in property and casualty insurance, with a sharp focus on specialised commercial products designed for businesses. This isn't your everyday car or home insurance; AFG delves into specific niches. Its operations are divided into key segments, including property and transportation, which covers everything from buses and trucks to agricultural-related assets. Another area is specialty casualty, offering professional and executive liability coverage. Finally, its specialty financial arm provides risk management programmes for lending institutions and trade credit insurance. For investors, AFG represents a company with deep expertise in targeted areas of the commercial insurance market. As with any investment, it's important to remember that the value can go down as well as up and returns are not guaranteed.

Freedom Holding (FRHC)

Freedom Holding Corp (FRHC) is a Nevada‑registered financial holding company that provides brokerage, investment banking, asset management and fintech services through a network of subsidiaries, primarily in Central Asia and parts of Europe. Known for its online trading platforms and growing retail client base, the group has expanded via organic growth and acquisitions. With a market capitalisation of about $9.51 billion, the company sits in the mid‑cap range and is often considered a growth‑oriented financial services business. Investors should note the firm’s exposure to emerging markets, foreign‑exchange and regulatory shifts, which can create above‑average volatility compared with developed‑market brokers. Potential attractions include expanding client volumes, technology‑driven distribution and diversified service lines, but these sit alongside concentrated geographic and political risks, cyclical revenues and evolving compliance landscapes. This summary is educational only and not investment advice; suitability depends on individual circumstances and risk tolerance.

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American Financial Group vs Freedom Holding

Comparison Snapshot

Investment Analysis

American Financial Group

Pros

Considerations

Freedom Holding

Pros

Considerations

About The Companies

Which Baskets Do They Appear In?

Which Baskets Do They Appear In?

Buy AFG or FRHC in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

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Frequently asked questions

Comparison Snapshot

About The Companies

American Financial Group vs Freedom Holding

Comparison Snapshot

Investment Analysis

American Financial Group

Pros

Considerations

Freedom Holding

Pros

Considerations

About The Companies

Which Baskets Do They Appear In?

Which Baskets Do They Appear In?

Buy AFG or FRHC in Nemo

Zero Commission

Trusted & Regulated

6% Interest on Cash

Discover More Comparisons

American Financial Group vs Assurant

American Financial Group vs Comerica

American Financial Group vs Invesco

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Comparison Snapshot

About The Companies