Aegon vs Franklin Templeton

Aegon and Franklin Templeton are presented here in a neutral comparison that examines how each company operates, their business models, financial performance, and the market context in which they operate. The page aims to help readers understand strategic differences, risk considerations, and the broader sector landscape without offering recommendations or advice. Educational content, not financial advice.

Comparison Snapshot

Key Financial Metrics

AEG

Metric

BEN

$11.83B

Market Cap

$12.95B

15.03%

Potential Profit

-2.63%

Strong Buy

Analyst Rating

Hold

Investment Analysis

Aegon

AEG

Pros

Aegon reported a strong operating result of €826 million in the first half of 2025, a 22% increase from the previous year.
The company delivered an operating return on equity of 14.4%, exceeding its target of greater than 12%.
Aegon’s solvency ratio improved to 203% as of June 2025, indicating strong financial stability and capital adequacy.

Considerations

The company's non-life segment operating result increase was moderate at 11.1%, with a combined ratio only slightly improved to 91.0%, reflecting ongoing underwriting challenges.
Aegon’s net results showed significant volatility with a previous loss of €65 million in early 2024 before recovering, highlighting earnings variability.
Integration of Aegon Nederland, while nearing completion, poses execution risk given scale and complexity.

Franklin Templeton

BEN

Pros

Franklin Resources has a diversified asset management business offering equities, fixed income, and multi-asset funds.
The company maintains a solid dividend yield of 5.65%, providing income stability to shareholders.
Recent strategic expansion includes acquiring Apera to strengthen its alternatives investment platform.

Considerations

Franklin Resources’ current price-to-earnings ratio is relatively high at 43.6, suggesting valuation may be stretched compared to forward PE of 9.16.
Net income is modest at $270.9 million on $8.64 billion revenue, indicating pressure on profitability margins.
The company’s stock has a beta of 1.53, implying higher volatility compared to the overall market.

About The Companies

Aegon (AEG)

Aegon NV is a Dutch-based international financial services holding company with a history stretching back over 175 years. The company operates across numerous countries, offering a broad range of products in insurance, pensions, long-term savings, and asset management. In the United States, it is widely known through its Transamerica brand, providing life insurance and retirement solutions. In its home market, the Netherlands, it focuses heavily on pensions, life insurance, and mortgages. The company also has a significant presence in the United Kingdom as an investment platform for advisers and employers. Aegon's global reach extends into Asia through a joint venture in China and into Southern Europe via a partnership with Banco Santander in Spain and Portugal. This diversified model allows it to serve a wide variety of customers, from individuals to large corporations, with their long-term financial planning needs, although all investments carry risk and past performance is no guarantee of future returns.

Franklin Templeton (BEN)

Franklin Resources Inc. (ticker: BEN) is a US-based global investment manager operating under the Franklin Templeton brand. The firm offers mutual funds, exchange-traded funds, institutional strategies and wealth management services across equities, fixed income and multi‑asset solutions. Revenue is largely fee‑based and linked to assets under management (AUM), so the business is sensitive to market performance, client net flows and product mix. Franklin has expanded scale and capabilities through acquisitions and a broad international footprint, but faces structural pressures such as fee compression from passive investing, competition and regulatory oversight. For investors, key things to watch are AUM trends, net inflows or outflows, expense control and the health of markets that drive performance fees. Past performance is not a reliable guide to future returns; investments can fall as well as rise. This summary is general educational information and not personalised investment advice—suitability depends on individual circumstances and objectives.

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Comparison Snapshot