Unum vs Evercore

This page compares Unum (Unum Group) and Evercore (Evercore Partners Inc), examining business models, financial performance, and market context in a neutral, accessible way. It explains how each firm operates, the value it aims to create, and its position within its sector, without advice or guarantees. Educational content, not financial advice.

This page compares Unum (Unum Group) and Evercore (Evercore Partners Inc), examining business models, financial performance, and market context in a neutral, accessible way. It explains how each firm ...

About The Companies

Unum (UNM)

Unum Group (UNM) is a US-focused provider of employee benefits and individual disability and life insurance. The company’s revenue mix leans on recurring group-premium contracts sold to employers and organisations, giving it relatively predictable cash flows but exposing it to collective claim trends. Investors often watch Unum for its underwriting performance, claims management, and investment income, since insurers rely on bond portfolios and interest rates to support profits. Key considerations include sensitivity to economic cycles, potential for elevated claims or reserve adjustments, and regulatory oversight affecting pricing and capital. With a market capitalisation near $13.0bn, Unum is a mid-cap insurer that may appeal to investors seeking exposure to the employee-benefits niche, but it carries sector-specific risks and earnings can be cyclical. This summary is educational only and not personalised investment advice; values can rise and fall and past performance is not a guide to future returns.

Evercore (EVR)

Evercore Partners Inc (EVR) is a global independent investment banking adviser known for high‑end M&A and restructuring work, supplemented by capital markets, institutional equities and wealth management services. Its model relies on senior bankers winning advisory mandates and on fee income from transactions and asset management — meaning revenues can swing with deal flow and market activity. The company’s reputation and relationships can support premium fees, but competition from large banks and boutiques, regulatory changes and macroeconomic cycles add uncertainty. With a market cap around $13.1 billion, Evercore sits among the larger independent advisers, offering exposure to corporate deal activity rather than traditional lending. Investors should note the business can be cyclical and sensitive to market conditions; past performance does not guarantee future returns. This summary is for general educational purposes only and is not personal investment advice — consider your objectives and risk tolerance before acting.

Comparison Snapshot

Key Financial Metrics

UNM

Metric

EVR

$12.90B

Market Cap

$13.83B

18.60%

Potential Profit

6.30%

Buy

Analyst Rating

Buy

Which Baskets Do They Appear In?

Navigating Retirement State By State

A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.

Published: July 1, 2025

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Which Baskets Do They Appear In?

Navigating Retirement State By State

A carefully curated collection of companies helping Americans prepare for retirement in different regions. With retirement costs varying dramatically by state and Social Security uncertainties growing, these financial providers offer solutions for creating personalized, location-specific retirement plans.

Published: July 1, 2025

Explore Basket

Investment Analysis

Unum

UNM

Pros

Unum Group reported strong net income of $189.1 million in Q1 2025 with solid trailing twelve months earnings of $1.52 billion.
The company has a low beta of 0.36, indicating relatively low stock volatility compared to the market.
Evercore ISI and multiple other analysts maintain a positive outlook with price targets significantly above current levels, indicating potential upside.

Considerations

Unum's second quarter 2025 saw a significant decline in profitability due to rising disability and life insurance claims costs.
The core Unum US segment experienced a notable drop in sales and adjusted operating income, impacting overall results.
Despite modest revenue growth, profit declines have caused some investor concerns about earnings sustainability.

Evercore

EVR

Pros

Evercore Partners is recognized as a leading independent investment banking advisory firm with strong expertise in mergers and acquisitions.
The company has demonstrated consistent revenue growth driven by increasing advisory fees and asset management.
Evercore maintains a solid balance sheet with strong liquidity and a capital base supporting strategic acquisitions.

Considerations

Evercore is exposed to market cycles, with revenues sensitive to fluctuations in deal activity and capital markets conditions.
Competition remains intense in investment banking advisory, which could pressure fee margins and market share.
Execution risks exist due to dependency on key senior bankers and the need to successfully integrate recent acquisitions.

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About The Companies

Comparison Snapshot

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Investment Analysis

Unum

Pros

Considerations

Evercore

Pros

Considerations

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Frequently asked questions

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Comparison Snapshot

Unum vs Evercore

About The Companies

Comparison Snapshot

Which Baskets Do They Appear In?

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Which Baskets Do They Appear In?

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Investment Analysis

Unum

Pros

Considerations

Evercore

Pros

Considerations

Why invest with Nemo?

Zero Commission

Trusted & Regulated

6% Interest on Cash

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Frequently asked questions

What do we mean by a stock comparison between Unum Group and Evercore Partners?

How do earnings and profitability shape a company’s attractiveness in this comparison?

What is beta and how does Unum’s low beta affect its risk profile?

What revenue sources primarily drive Evercore’s earnings?

How might market conditions influence each stock’s performance?

Why might analysts have a positive outlook for Evercore relative to current prices?

How do competition and market structure matter in these sectors?

What role do acquisitions and growth strategies play in these firms’ market positioning?

How should a beginner approach reading the earnings context in this page’s comparison?

What should I keep in mind about the information presented here?

Educational disclaimer for this page?

About The Companies

Comparison Snapshot