Markel GroupShinhan Financial Group

Markel Group vs Shinhan Financial Group

This page compares Markel Group Inc and Shinhan Financial Group Co. Ltd, offering a neutral view of their business models, financial performance, and market context. It presents how each operates, per...

Why It's Moving

Markel Group

Markel Group rides insurance sector tailwinds amid YTD surge past $2,000.

  • YTD stock gain of 23% outpaces market, signaling investor confidence in Markel's diversified insurance and non-insurance operations.
  • Q3 2025 earnings call emphasized navigating growth challenges, building on prior quarters' revenue jump of 24.3% YoY.
  • Analysts project 9.43% EPS growth to $105.33, with a Hold rating underscoring steady valuation at a P/E of 11.27 versus market average.
Sentiment:
πŸƒBullish
Shinhan Financial Group

Shinhan Financial Group locks in December 31 record date for 2025 shareholder voting rights.

  • Record date set for December 31, 2025, or the last business day if it's a holiday, applying to both common shares and ADRs.[1]
  • Move streamlines shareholder registry verification for the 2025 AGM, promoting transparent governance.[1][4]
  • No major earnings or macro events in the past week; South Korean banks steady amid stable interest rates and regional growth outlook.[2]
Sentiment:
βš–οΈNeutral

Which Baskets Do They Appear In?

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Published: June 20, 2025

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Lean & Mean

Lean & Mean

These companies have turned operational efficiency into an art form. Carefully selected by our expert investors, this collection features businesses that excel at maximizing profits while minimizing waste, creating resilient performers in any economic climate.

Published: June 17, 2025

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Patient Builders

Patient Builders

Companies that create lasting value through quality and customer trust rather than chasing quick profits. This carefully curated collection showcases market leaders who've proven that patient, sustainable growth leads to superior long-term returns.

Published: June 17, 2025

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Investment Analysis

Pros

  • Markel Group’s underwriting gross premium volume increased 11% in Q3 2025 and 4% year to date, indicating growing insurance business scale.
  • Adjusted operating income rose 24% in Q3 2025 and 7% year to date, showing improved profitability excluding market portfolio effects.
  • Strong operating cash flow of $2.1 billion in 2025 supports steady share repurchases and financial flexibility.

Considerations

  • Operating income fell by 26% in Q3 2025 and 23% year to date, largely due to market volatility impacting the equity portfolio.
  • Return on equity (ROE) at 13.06% (TTM) is modest compared with industry peers, suggesting lower capital efficiency.
  • Revenue growth is moderate, with operating revenues increasing 7% in the quarter and 4% year to date, potentially limiting rapid expansion.

Pros

  • Shinhan Financial Group reported 2024 revenue growth of 2.76% to 14.61 trillion KRW and earnings growth of 2.27%, indicating steady financial performance.
  • Diversified financial services across six segments including banking, securities, and insurance provide resilience and multiple income streams.
  • The company’s stock sustains a low beta of 0.61, implying lower volatility relative to the broader market.

Considerations

  • Price-to-earnings ratio near 7.3 suggests valuation may already reflect current earnings potential, possibly limiting upside.
  • Growth rates are modest and may be constrained by competitive and macroeconomic conditions in South Korea’s financial sector.
  • Dividend yield of 2.5% could be insufficient for income-focused investors given risk and growth prospects.

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