CNA vs RGA
This page compares CNA and RGA, highlighting differences in business models, financial performance, and market context to help readers understand each company’s operating environment. It presents neutral, accessible information about how CNA and RGA approach risk, growth, and resilience in their markets. Educational content, not financial advice.
This page compares CNA and RGA, highlighting differences in business models, financial performance, and market context to help readers understand each company’s operating environment. It presents neut...
Which Baskets Do They Appear In?
Property & Casualty Insurance Momentum Play
This carefully selected group of stocks captures the potential upside across the property and casualty insurance sector. Professional analysts have identified these companies following Travelers' impressive earnings report, suggesting similar strength may benefit other disciplined insurers with solid underwriting practices.
Published: July 20, 2025
Explore BasketWhich Baskets Do They Appear In?
Property & Casualty Insurance Momentum Play
This carefully selected group of stocks captures the potential upside across the property and casualty insurance sector. Professional analysts have identified these companies following Travelers' impressive earnings report, suggesting similar strength may benefit other disciplined insurers with solid underwriting practices.
Published: July 20, 2025
Explore BasketInvestment Analysis
CNA
CNA
Pros
- CNA Financial reported a 39% year-over-year increase in core earnings per share, beating estimates due to solid underwriting and lower catastrophe losses.
- The company achieved a 6.3% revenue growth year-over-year driven by higher premiums and investment income, with strong renewal premium growth in Property & Casualty operations.
- CNA has a manageable debt-to-equity ratio around 30.6% and maintains a consistent dividend payout, supporting shareholder returns.
Considerations
- CNA's return on equity (ROE) at 8.31% is below several industry peers, indicating relatively lower capital efficiency.
- Operating expenses and claims increased, partially offsetting earnings gains and suggesting potential cost pressures ahead.
- Analyst sentiment is mixed with more sell and hold ratings than buy, reflecting uncertainty about sustainable growth and valuation.
RGA
RGA
Pros
- Reinsurance Group of America (RGA) has a large market cap of about $12.27 billion with revenues over $22 billion, indicating a robust business scale.
- RGA reported solid trailing twelve months earnings and maintains a high earnings per share of 13.19, reflecting strong profitability.
- The company pays reliable dividends with upcoming ex-dividend dates, providing income stability for investors.
Considerations
- RGA's net profit margin is relatively low at 3.89%, which may signal margin pressure compared to peers.
- Debt-to-equity ratio of 43.9% is higher than CNA’s, potentially indicating greater financial leverage and risk.
- The gross margin is low at 13.21%, suggesting cost challenges in its core reinsurance operations.
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