CNARenaissanceRe

CNA vs RenaissanceRe

This page compares CNA and RenaissanceRe, exploring how their business models, financial performance, and market context compare. You’ll find an accessible overview of strengths, strategies, and marke...

Which Baskets Do They Appear In?

Property & Casualty Insurance Momentum Play

Property & Casualty Insurance Momentum Play

This carefully selected group of stocks captures the potential upside across the property and casualty insurance sector. Professional analysts have identified these companies following Travelers' impressive earnings report, suggesting similar strength may benefit other disciplined insurers with solid underwriting practices.

Published: July 20, 2025

Explore Basket

Investment Analysis

CNA

CNA

CNA

Pros

  • CNA Financial reported strong third quarter 2025 core income growth, reaching a record $1.50 per share driven by improved underwriting and investment income.
  • The company has shown consistent revenue growth with 6.12% year-over-year increase, reaching $14.65 billion in trailing twelve months.
  • Valuation metrics are attractive with a forward P/E ratio of 10.55 and a price-to-book ratio around 1.24, suggesting potential value relative to peers.

Considerations

  • CNA’s return on equity (ROE) averages around 9.68%, lower than many insurance peers, indicating comparatively modest profitability.
  • Life & Group segment posted a core loss of $22 million in Q3 2025, increasing from the prior year, highlighting segment profitability challenges.
  • Loss ratio rose to around 63.4%-66.7% in Q3 2025, reflecting higher claims which could pressure underwriting margins.

Pros

  • RenaissanceRe has a focused reinsurance business with strong exposure to casualty and specialty segments, diversifying core revenue sources.
  • The company trades at a relatively low normalized P/E of approximately 8.69, indicating a potentially attractive valuation versus industry averages.
  • Strong interest coverage ratio of 24.41, signaling solid ability to meet interest obligations and financial stability.

Considerations

  • Market capitalization of $11.80 billion is slightly lower than CNA, suggesting smaller scale compared to some competitors.
  • RenaissanceRe’s business is exposed to catastrophe risk volatility, which can lead to fluctuating underwriting results and earnings.
  • Some cyclicality in property and casualty reinsurance markets may pose execution and premium renewal risks in the near term.

Why invest with Nemo?

Nemo Logo Fade
πŸ†“

Zero Commission

Trade stocks, ETFs, and more with zero commission. Keep more of your returns.

πŸ”’

Trusted & Regulated

Part of Exinity Group 2015, serving over a million customers globally.

πŸ’°

6% Interest on Cash

Earn 6% AER on uninvested cash with daily interest payments.

Discover More Comparisons

CNARGA

CNA vs RGA

CNA vs RGA: Stock comparison

CNAFranklin Templeton

CNA vs Franklin Templeton

CNA vs Franklin Templeton: business comparison

UnumRenaissanceRe

Unum vs RenaissanceRe

Unum vs RenaissanceRe: stock comparison

Frequently asked questions