

Citizens vs FTAI Aviation
Citizens and FTAI Aviation are the subjects of this page, which compares their business models, financial performance, and market context in a neutral, accessible way. The page presents key factors for comparison to support reader understanding without bias. It remains neutral and informative, emphasising the context around each company. Educational content, not financial advice.
Citizens and FTAI Aviation are the subjects of this page, which compares their business models, financial performance, and market context in a neutral, accessible way. The page presents key factors fo...
Why It's Moving

Citizens Financial Group Shares Reach New 52-Week High Amid Strategic Debt Redemption and Dividend Announcements
- CFG announced it will redeem all outstanding 4.3% Fixed-Rate Subordinated Notes due December 3, 2025, at full principal value, reflecting disciplined balance sheet management and reducing future interest obligations.
- The company declared quarterly dividends on multiple series of preferred stock, reinforcing its commitment to returning capital to shareholders and supporting income-oriented investors.
- CFG's stock reached a new 52-week high recently, supported by stronger than expected Q3 earnings results that beat analyst estimates on both EPS and revenue, leading to positive analyst rating upgrades and increased price targets.

Citizens Financial Group Shares Reach New 52-Week High Amid Strategic Debt Redemption and Dividend Announcements
- CFG announced it will redeem all outstanding 4.3% Fixed-Rate Subordinated Notes due December 3, 2025, at full principal value, reflecting disciplined balance sheet management and reducing future interest obligations.
- The company declared quarterly dividends on multiple series of preferred stock, reinforcing its commitment to returning capital to shareholders and supporting income-oriented investors.
- CFG's stock reached a new 52-week high recently, supported by stronger than expected Q3 earnings results that beat analyst estimates on both EPS and revenue, leading to positive analyst rating upgrades and increased price targets.
Which Baskets Do They Appear In?
Fed Pivot Stocks: Rate Cut Risks & Opportunities
A weaker-than-expected jobs report has increased the likelihood of a Federal Reserve interest rate cut. This theme focuses on companies poised to benefit from lower borrowing costs, which can stimulate lending and consumer spending.
Published: September 8, 2025
Explore BasketCommunity Banking Catalyst
This carefully selected group of stocks features regional and community banks positioned to benefit from the FDIC's proposed simplification of the Community Reinvestment Act. Our professional analysts identified these financial institutions as potentially gaining from reduced regulatory burdens, which could boost lending capacity and shareholder value.
Published: July 14, 2025
Explore BasketBanks Unleash Value
Major US banks are flexing their financial muscle by increasing dividends and launching buyback programs after acing the Fed's annual stress tests. These moves signal strength and confidence, creating opportunities for investors seeking both income and growth.
Published: July 2, 2025
Explore BasketWhich Baskets Do They Appear In?
Fed Pivot Stocks: Rate Cut Risks & Opportunities
A weaker-than-expected jobs report has increased the likelihood of a Federal Reserve interest rate cut. This theme focuses on companies poised to benefit from lower borrowing costs, which can stimulate lending and consumer spending.
Published: September 8, 2025
Explore BasketCommunity Banking Catalyst
This carefully selected group of stocks features regional and community banks positioned to benefit from the FDIC's proposed simplification of the Community Reinvestment Act. Our professional analysts identified these financial institutions as potentially gaining from reduced regulatory burdens, which could boost lending capacity and shareholder value.
Published: July 14, 2025
Explore BasketBanks Unleash Value
Major US banks are flexing their financial muscle by increasing dividends and launching buyback programs after acing the Fed's annual stress tests. These moves signal strength and confidence, creating opportunities for investors seeking both income and growth.
Published: July 2, 2025
Explore BasketRally in Financials
Goldman Sachs' recent outperformance signals a potential wave of growth in the financial sector. This collection features carefully selected financial institutions positioned to benefit from favorable market conditions, easing yields, and renewed investor confidence.
Published: July 1, 2025
Explore BasketBanks
These carefully selected banking stocks represent the financial institutions that keep the global economy running. Our professional analysts have handpicked these companies for their role in the digital transformation of financial services and their potential for steady returns.
Published: May 28, 2025
Explore BasketInvestment Analysis

Citizens
CFG
Pros
- Citizens Financial Group maintains a robust net profit margin above 21%, reflecting efficient cost control and stable core banking operations.
- The company offers a reliable and growing dividend, recently increased to $1.84 annually with a payout ratio supported by consistent earnings.
- CFG trades at a price-to-book ratio below 1, suggesting the stock is valued attractively relative to its equity base, which may appeal to value-oriented investors.
Considerations
- Revenue and net income both declined year-over-year, indicating potential challenges in loan growth and net interest income amid a higher rate environment.
- As a regional bank, Citizens Financial is exposed to macroeconomic risks including slower loan demand and pressure from an inverted yield curve.
- Despite being well capitalised, the bank faces rising regulatory scrutiny and competition from both larger national and digital banking rivals.

FTAI Aviation
FTAI
Pros
- FTAI Aviation specialises in owning and leasing high-demand commercial jet engines and aircraft, benefiting from long-term contracts that provide predictable cash flow.
- The company has demonstrated significant share price appreciation over the past year, reflecting investor optimism about its growth prospects in aviation leasing.
- FTAI’s focus on the CFM56 engine—a widely used and in-demand model—positions it to capitalise on ongoing global aviation fleet needs.
Considerations
- FTAI Aviation currently trades at elevated valuation multiples, with a price-to-earnings ratio above 35, raising questions about sustainability if growth slows.
- The company’s negative return on equity and low return on assets suggest operational challenges and potential inefficiencies in asset utilisation.
- FTAI’s business is highly cyclical and sensitive to global travel demand, making it vulnerable to economic downturns or disruptions in the aviation sector.
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