

Citizens vs Credicorp
Citizens and Credicorp: This page compares their business models, financial performance, and market context, presenting neutral, accessible information to help readers understand their approaches and positions in the sector. Educational content, not financial advice.
Citizens and Credicorp: This page compares their business models, financial performance, and market context, presenting neutral, accessible information to help readers understand their approaches and ...
Why It's Moving

Citizens Financial Pops to Record Highs as Barclays Sees 2026 Margin Upside
- Barclays upgraded Citizens Financial from Equalweight to Overweight and hiked its price target, citing expectations for above-peer net interest margin expansion through 2026 and 2027.
- The firm also projects lower net charge-offs as office commercial real estate headwinds moderate, along with a potentially lower regulatory stress capital buffer, which could free up more capital flexibility.
- Shares recently notched an all-time high after a year of strong performance, supported by better-than-expected Q3 2025 earnings and growing investor confidence in the bankβs earnings trajectory into 2026.
- sentiment_tag":"Bullish"}```'}{

Citizens Financial Pops to Record Highs as Barclays Sees 2026 Margin Upside
- Barclays upgraded Citizens Financial from Equalweight to Overweight and hiked its price target, citing expectations for above-peer net interest margin expansion through 2026 and 2027.
- The firm also projects lower net charge-offs as office commercial real estate headwinds moderate, along with a potentially lower regulatory stress capital buffer, which could free up more capital flexibility.
- Shares recently notched an all-time high after a year of strong performance, supported by better-than-expected Q3 2025 earnings and growing investor confidence in the bankβs earnings trajectory into 2026.
- sentiment_tag":"Bullish"}```'}{
Citizens (CFG) Next Earnings Date
Citizens Financial Groupβs next scheduled earnings release is expected on January 21, 2026. This report will cover the companyβs fourth quarter and full-year 2025 results. The company historically reports its Q4 and full-year numbers in late January, and this date is consistent with that pattern. Investors will focus on how year-end trends position CFG heading into 2026, particularly across net interest income, credit quality, and capital returns.
Citizens (CFG) Next Earnings Date
Citizens Financial Groupβs next scheduled earnings release is expected on January 21, 2026. This report will cover the companyβs fourth quarter and full-year 2025 results. The company historically reports its Q4 and full-year numbers in late January, and this date is consistent with that pattern. Investors will focus on how year-end trends position CFG heading into 2026, particularly across net interest income, credit quality, and capital returns.
Which Baskets Do They Appear In?
Fed Pivot Stocks: Rate Cut Risks & Opportunities
A weaker-than-expected jobs report has increased the likelihood of a Federal Reserve interest rate cut. This theme focuses on companies poised to benefit from lower borrowing costs, which can stimulate lending and consumer spending.
Published: September 8, 2025
Explore BasketCommunity Banking Catalyst
This carefully selected group of stocks features regional and community banks positioned to benefit from the FDIC's proposed simplification of the Community Reinvestment Act. Our professional analysts identified these financial institutions as potentially gaining from reduced regulatory burdens, which could boost lending capacity and shareholder value.
Published: July 14, 2025
Explore BasketBanks Unleash Value
Major US banks are flexing their financial muscle by increasing dividends and launching buyback programs after acing the Fed's annual stress tests. These moves signal strength and confidence, creating opportunities for investors seeking both income and growth.
Published: July 2, 2025
Explore BasketWhich Baskets Do They Appear In?
Fed Pivot Stocks: Rate Cut Risks & Opportunities
A weaker-than-expected jobs report has increased the likelihood of a Federal Reserve interest rate cut. This theme focuses on companies poised to benefit from lower borrowing costs, which can stimulate lending and consumer spending.
Published: September 8, 2025
Explore BasketCommunity Banking Catalyst
This carefully selected group of stocks features regional and community banks positioned to benefit from the FDIC's proposed simplification of the Community Reinvestment Act. Our professional analysts identified these financial institutions as potentially gaining from reduced regulatory burdens, which could boost lending capacity and shareholder value.
Published: July 14, 2025
Explore BasketBanks Unleash Value
Major US banks are flexing their financial muscle by increasing dividends and launching buyback programs after acing the Fed's annual stress tests. These moves signal strength and confidence, creating opportunities for investors seeking both income and growth.
Published: July 2, 2025
Explore BasketRally in Financials
Goldman Sachs' recent outperformance signals a potential wave of growth in the financial sector. This collection features carefully selected financial institutions positioned to benefit from favorable market conditions, easing yields, and renewed investor confidence.
Published: July 1, 2025
Explore BasketBanks
These carefully selected banking stocks represent the financial institutions that keep the global economy running. Our professional analysts have handpicked these companies for their role in the digital transformation of financial services and their potential for steady returns.
Published: May 28, 2025
Explore BasketInvestment Analysis

Citizens
CFG
Pros
- Citizens Financial Group has a strong net income of $494 million for Q3 2025, reflecting solid profitability.
- The company offers a substantial dividend yield of 3.62%, providing income to shareholders.
- Analysts have a 'Strong Buy' consensus, with an average 12-month price target suggesting nearly 10% upside.
Considerations
- Revenue declined by 5.51% year-over-year in 2024, indicating potential challenges in top-line growth.
- Net income decreased by 7.98% in 2024, which may signal pressures on profitability or operational challenges.
- Citizens Financial Groupβs price-to-earnings ratio at 14.25 is above the sector average, potentially indicating overvaluation.

Credicorp
BAP
Pros
- Credicorp is a diversified financial services holding company operating across multiple segments, reducing reliance on a single revenue source.
- It has a strong market position as a leading financial institution in Peru, benefiting from regional economic growth.
- Credicorp has shown resilience in navigating the volatile economic environment of Latin America, maintaining stable earnings.
Considerations
- Credicorpβs exposure to Latin American markets entails regulatory and macroeconomic risks typical of emerging markets.
- The company faces currency fluctuation risks due to operations primarily in Peruvian sol and other regional currencies.
- Credicorpβs slower growth trajectory compared to global peers may limit its upside potential in more mature markets.
Buy CFG or BAP in Nemo
Zero Commission
Trade stocks, ETFs, and more with zero commission. Keep more of your returns.
Trusted & Regulated
Part of Exinity Group 2015, serving over a million customers globally.
6% Interest on Cash
Earn 6% AER on uninvested cash with daily interest payments.
Discover More Comparisons


Citizens vs Regions Financial
Citizens vs Regions Financial: a comparison


Citizens vs Principal Financial
Citizens vs Principal Financial


Citizens vs Carlyle
Citizens vs Carlyle: stock comparison